The National Association of Insurance Commissioners has tallies of complaints
against insurers on its website and customer satisfaction ratings are available from Consumer Reports and J.D. Power & Associates.
A per - claim limit is the maximum amount that an insurer will pay on an individual claim made under a policy, in some cases this limit may be the same as the aggregate limit (but in this case if the first claim is at or above the threshold — no further claims may be made
against the insurer on the policy) or it may be set at a fraction of the value of the policy.
Not exact matches
And health
insurers, once considered to be a beneficiary of the Affordable Care Act, aren't really a solid Clinton proxy, as many have been withdrawing from the Obamacare marketplaces, casting shade
on the law (not to mention that Clinton has spoken out
against mergers between some of the largest players, including the proposed Aetna (aet)- Humana (hum) and Anthem (antm)- Cigna (ci) deals).
Here's some of what's going
on in the health care world as we head into Easter weekend: payers are pushing back
against PTC Therapeutcics» controversial Duchenne muscular dystropy drug;
insurers are cautiously lauding new rules for Obamacare's marketplaces; a fascinating lawsuit in Arkansas explores the ethics of drug making; and a new test for Zika virus can produce results within an hour.
Analysts say that the ACCC action
against NIB will have no material impact
on the health
insurer.
Of the five lawsuits filed
against DOL, a Topeka, Kansas court will hold the first hearing
on Aug. 24 in the case brought by
insurer Market Synergy.
A hearing in NAFA's case is scheduled for Aug. 25; the hearing in the case brought by
insurer Market Synergy
against DOL was set to take place
on Aug. 24, but it has been pushed back to Sept. 21.
Until the lawsuit, banks, mutual funds and
insurers presented a united front
against the plan, contesting it
on Capitol Hill and at the Labor Department.
On September 15, 2015, BitPay filed suit
against its
insurer, Massachusetts Bay Insurance Company («MBIC») to recover amounts owed under a commercial crime policy issued by MBIC to BitPay as well as penalties for MBIC's bad faith denial
In a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions
insurers must cover and removes caps
on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213
against.
County Executive Steve Bellone issued a certificate of necessity to permit an immediate vote after the center's
insurers had agreed only to extend its liability coverage until June 7 in the face of two lawsuits brought
against the county and the nonprofit over its program to verify residences of sex offenders listed
on a state registry.
The governor and state attorney general announced separate initiatives to tackle the opioid - heroin epidemic, while another health
insurer took action
against Western New York Dr. Eugene J. Gosy, and a group of experts is arranging a program to provide free training
on how to serve those suffering from addiction.
The British marine
insurer Standard Club is understood to have cancelled the insurance
on all ships owned by Femco, a Russian cargo line, amid widespread suspicion it planned to break the EU sanctions
against the Middle East regime.
On May 2, 2017, Pittenger defended a provision of AHCA which allowed states to end requirements that
insurers can not discriminate
against individuals with pre-existing conditions.
Cuomo, a Democrat, has directed state regulators to prohibit
insurers from discriminating
against customers based
on pre-existing conditions, age or gender.
Health
insurers,
on the other hand, may be drawing most of the incoming fire
against the broader health system.
Mortgage
insurers are required by law to build contingency reserves, meaning that in addition to the capital our companies are required to hold
against the risk we insure, a portion of every premium dollar received is reserved specifically for emergencies
on a countercyclical basis.
Your
insurer pays for your defense
against the claim — it's
on their nickel, but it's your attorney.
Consumer complaints
against the
insurer, based
on data from the National Association of Insurance Commissioners
Fund of funds encourage hedge funds to seek steady income, which makes them tend to be
insurers against default risk, rather than speculators
on possible default.
Insurers have been declaiming it too expensive to cover people
on coastlines
against weather calamity for decades; how is the current state of subsidies
on suicidal behavior a solution anyone would call rational?
Insurers against risk (eg death) generally fare better than banks in financial crisies, because their risks are actuarially based, at least until they move into banking like AIG which took
on all kinds of «risks» that were actually uncertainties (like political risk as in Greece)-- «the use of «risk» to cover uninsurable contingencies [like climate change] conveys a spurious precision» — like the spurious correlations that VS has demonstrated.
It also clears the way for motor accident victims to seek redress directly from the Motor
Insurers» Bureau (MIB) by relying exclusively
on European Union (EU) law, independently of the complex and sometimes conflicting provisions of Pt VI of the Road Traffic Act 1988; the European Communities Rights
Against Insurers Regulations 2002; the Motor Vehicles (Compulsory Insurance)(Information Centre and Compensation Body) Regulations 2003 and / or the MIB's private law agreements with the Secretary of State for Transport set out in four concurrent schemes.
[6] Waldock v State Farm Mutual Automobile Insurance Company (2014), FSCO 4315 upheld
on appeal FSCO 4315 — A special award of $ 108,456.09 was awarded
against an
insurer who blindly relied
on flawed medical reports.
Our team of insurance coverage attorneys has advised individuals and businesses about insurance coverage issues including insurance policy coverage opinions, declaratory judgments
on policy coverage and defense of
insurers against breach of contract and bad faith claims.
We advise business clients and
insurers on pollution and other environmental claims, and have extensive experience litigating claims under federal and state statutes in clean - up cases, either defending
against liability and allocation among defendants, or seeking reimbursement for recovery costs from responsible parties.
Ensuring people have someone representing them who helps bus accident victims and families
on a daily basis, including defending their rights
against transportation companies and their
insurers.
Polly's experience includes advising a number of national firms of surveyors in relation to commercial and residential over-valuations and fraud (including development sites, industrial warehouses, hotels, property portfolios and agricultural land and residential property), advising D&O
insurers on a large criminal claim
against the directors of a high profile international company in India, and advising London market
insurers on coverage in relation to a number of related claims involving fraudulent solicitors.
The Supreme Court has unanimously allowed an appeal, in a case that required the court to consider whether a claim to damages
against the UK Motor
Insurers» Bureau was to be determined in accordance with English or Greek law, where the respondent had been injured by an uninsured driver while
on holiday in Greece.
Insurers have warned householders
against advertising holiday plans
on social networking sites, as criminals are using them to identify targets.
By offering insurance
on a firm - wide basis, excess
insurers are well protected
against this possible concern.
On April 11, 2011 he commenced a civil law suit
against both Pitney Bowes and its third - party
insurer, Manulife.
Defended a market - leading
insurer in a Massachusetts direct action in which the injured plaintiffs sought more than $ 40 million in punitive damages
against our client (primary
insurer on business auto policy) for its alleged failure to promptly settle a catastrophic personal injury claim.
The report was compiled by the nation's biggest physician - owned medical malpractice
insurer and is based
on almost 1,500 claims filed
against NPs and family medicine and internal medicine doctors from the time span of January 2011 through December 2015.
Such a case may start from Ukraine in terms of negotiations, then proceed judicially in Greece, security measures (ship arrest) may be taken in Romania; when it comes to enforcement of the judgement, and a Russian
insurer is involved refusing to pay under LOI issued for release of the ship in Romania, you have to initiate enforcement proceedings in Russia, whereas the said vessel may have been arrested by the claimants for the second time in Bangladesh,
on the same claim
against the new ship owner, where the court decides that it will hear the case
against the latter
on the merits.
In the threshold motion in Maxwell v. Luck, previously discussed here, Justice Howell pushed back
against what is increasingly becoming a routine attempt by
insurers to dismiss chronic pain
on the basis of the lack of objective symptoms in personal injury claims.
We will give you free advice about the prospects of success and can help you
on a 100 % compensation, no - win - no - fee basis
against your employer or, where relevant,
insurers.
(b) hold himself, herself or itself out as an adjuster, investigator, consultant or otherwise as an adviser,
on behalf of any person having a claim
against an insured or an
insurer for which indemnity is provided by a motor vehicle liability policy, including a claim for Statutory Accident Benefits.
392 Despite anything in this Act, any person may insure
against fire any property situated in Ontario in an exchange not licensed under this Act, and any property so insured or to be insured may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation in Ontario directly or indirectly
on the part of the
insurer.
We have litigated such claims
on behalf of our clients
against health
insurers, managed care plans, government entities and other third - party payors.
113 Despite anything in this Act, any person may insure property situated in Ontario
against fire with an unlicensed
insurer, and any property insured or to be insured under this section may be inspected and any loss incurred in respect thereof adjusted, if such insurance is effected outside Ontario and without any solicitation whatsoever directly or indirectly
on the part of the
insurer.
Ian Hu of Oatley Vigmond LLP commenced an action
on his behalf for accident benefits and damages for bad faith and mental distress
on December 10, 2008
against his
insurer, ING Insurance Company of Canada, represented by Deborah Neilson of Carroll Heyd Chown.
No firms gain more by dragging out litigation than the big firms because they have the clients with the tens and hundreds of millions of dollars of capitalization who can afford, with the help of the taxpayer, to pay the astronomical fees they charge for as long as it takes to take
on similar corporations similarly represented, or to squash the little guy (which is why FCT has McCarthy's
on retainer and Stewart has Borden's
on retainer — the given real estate file / title insurance claim is small potatoes but the title
insurers make it dead obvious that if you sue them, you will up
against a Big Firm.
Michelle Crorie Qualified: 2001 Made partner: 2012 Key cases: Acting for
insurers in relation to coverage litigation arising out of a kidnap and ransom policy in a dispute valued in excess of $ 3m; represented Sea Shepherd UK over claims that it helped facilitate an attack
on a fishing boat belonging to Fish & Fish, in a campaign
against illegal fishing.
Fiona is experienced in handling claims
on Primary and Excess layer policies and as Lead or Follow
insurer against a range of professions including Solicitors, Architects, Surveyors, Accountants and IFAs in respect of allegations of negligence and / or fraud.
Only lawyer in Canada who has won,
on three separate occasions, punitive damage awards
against insurance companies for the manner in which the
insurers treated their policy holders
$ 65,000 for medical facilities for breach
on contract claims
against insurers.
Advised employment practices liability
insurer concerning application of prior notice and other coverage defenses
against Equal Employment Opportunity Commission demand that insured contribute to multimillion dollar relief fund to avoid threatened class action
on behalf of alleged victims of widespread sexual harassment, in Massachusetts.
If it was not made
against the insured during the policy period, then the
insurer can disclaim coverage for that reason alone, regardless of when the insured gave notice.1 If the claim was made during the policy period but the insured gave notice after the expiration of the requisite time frame for notice under the policy, then the ability to disclaim coverage will turn
on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the policy is a claims - made or a claims - made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the policy by the insured, triggering application of Md..
When a claim is made
against you, you make a claim
on your
insurer and, with your input, they decide to fight or settle.