Sentences with phrase «against one's credit score»

If you find yourself in a hardship where you can not pay your title loan it may be tempting to walk away — they don't count against your credit score, right?

If you apply for too many in a short span of time, you will be penalized with a knock against your credit score.

However, credit inquiries, such as those that are performed when you apply for a loan or credit card, have a negative impact against your credit score.

Recent years have seen a lot of backlash against the credit scoring industry.

On the other hand, credit cards and other unsecured lines of credit count as separate requests against your credit score.

You checking your own credit report is not a «hard pull,» which means it won't count against your credit score.

So, even if you reduce your credit mix, a 10 % knock against your credit score isn't crushing.

I called the Credit Card company up and they were able to remove the late fee as well as the mark against my credit score.

If you have multiple credit inquiries from these types of loans, the inquiries may only count as (1) inquiry against your credit scores if the inquiries were done within a 30 day period.

Unauthorized overdrafts or bounced checks may also count against your credit score.

Deferments and loan forgiveness don't count and won't count against your credit score.

If you pile on various store credit cards, it can count against your credit score.

In addition, having a lower credit score reduces your chance of being approved for finance, but every time you are rejected for a loan it counts against your credit score — having a bad score can be a never ending cycle that costs you money.

If you are using most of your available credit, it counts against your credit score.

Additionally, new lines of credit will actually count against the credit score and could negatively impact an individual's ability to get a home or auto loan.

Whether you are accepted or rejected for the offer, each inquiry made counts against your credit score.

It seems crazy that that should count against your credit score.

You need not worry about soft inquiries as they do not count against your credit score.