Sentences with phrase «against the cash value using»

Most people choose to use policy loans to borrow against their cash value using a wash loan — or in some cases gaining via arbitrage.

You can also borrow against the cash value using policy loans.

Not exact matches

The income you take from the plan is not included in income totals the IRS uses to determine how much you pay in taxes on your social security, and the cash value doesn't count against your kids when they apply for federal student aid.

Also, the latest line of attack of the NPP against President Mahama's second term bid is to allege that the value of all the infrastructural projects undertaken by the NDC administration had been over-bloated with the excess cash used to line the pockets of individuals in government.

You can borrow against life insurance, using your cash value as collateral.

You may still use the cash back against travel statement credits, and you will get just as much value out of it as you would with the Spark ® Mile cards.

When you borrow against your policy (use your cash value as collateral), you are still receiving dividends on your full cash value, AND you get the use of the cash on loan to invest in something else.

When used towards cash back, this can translate to a rewards rate of 2 % - a relatively high value when compared against most other offers.

A policy's cash value is essentially the amount of money you would receive if you surrendered the policy to the insurer, and this amount can be borrowed against or used to pay premiums.

You may borrow against the policy's value, use the cash value to increase your income in retirement or even help pay for needs, such as a child's tuition, without canceling the policy.

You can borrow against your life insurance, using your cash value as collateral.

Use this form to request a loan against the cash value of your policy, while still maintaining your insurance coverage.

The cash value can also be borrowed against as a loan and used for various expenses by the policyholder.

The cash value component allows you to borrow funds when required, used as a collateral against a loan

Regardless of how you use your rewards, the BP Visa ® Credit Card still provides very good value, even when compared against top cash back credit cards, like the Chase Freedom ®.

Sometimes that cash value can be borrowed against or used to cover the cost of your premiums.

You can use the cash value, or savings portion, as collateral; you can withdraw or borrowed against it, and you also have the option of buying the policy at a» surrender value,» which means you can cancel the policy for a single cash payment.

Like the majority of dwellings, yours has likely improved in value, which gives the capability to you to place it to good use and borrow cash against the value of your home.

The cash value earned from a permanent * life policy (such as whole life, universal and variable life) can be withdrawn or borrowed against, providing living benefits that can used by your child as he or she gets older for many things such as:

Near the end Matt argues you should know your percentage back / value of miles, and be negotiating against that amount using the phrase «How much for cash?»

I think you can get about 2 cents of value from them against the cash fare for a similar flight if you use them correctly.

Another benefit of whole life insurance is the cash value can be borrowed against income tax free with a life insurance loan that uses the cash value as collateral.

The other main kind of life insurance is permanent life, which builds up cash value that policy owners can borrow against and eventually use to cover premiums for the rest of their lives.

The policy accumulates cash value that can be borrowed against and used for whatever you need it for.

In the unlikely event that a child passes away, the death benefit can be used for final expenses, or if the child requires some costly medical treatment, the cash value can always be withdrawn or borrowed against tax - free to help pay for the medical expenses.

You can use the cash value, or savings portion, as collateral; you can withdraw or borrowed against it, and you also have the option of buying the policy at a» surrender value,» which means you can cancel the policy for a single cash payment.

You can use the cash account in a number of ways — you can withdraw money from the account or you can borrow against the cash value.

You could take a loan against the cash value and use the money for whatever you want.

The cash value earned from a permanent * life policy (such as whole life, universal and variable life) can be withdrawn or borrowed against, providing living benefits that can used by your child as he or she gets older for many things such as:

Any accumulated cash value in your policy may be borrowed against by way of a policy loan and used to provide living benefits.

Cash value grows tax - deferred, and can be used to pay premiums or to borrow against for other financial needs.

The potential to earn cash value over time and offering «living» benefits that you can borrow against via a policy loan and used for future expenses such as a down payment on a home or help funding a college education *

Any cash value that may accumulate in your policy can be withdrawn or borrowed against and used for any purpose (important note: any outstanding loans or partial withdrawals that aren't paid back will reduce your policy's death benefit)

Loan Form Use this form to request a loan against the cash value of your policy, while still maintaining your insurance coverage.

You can use this cash value to save for retirement, or even take loans against it throughout your life.

Premiums are fixed for the life of the policy, and there is a cash account that accumulates cash value and can be used to pay premiums for a period of time or borrowed against.

Making a withdrawal from your cash value balance is an option that many use, sometimes in combination with loans against that cash value, to help pay for their children's college education.

For example, a policy owner could turn in the policy for its available cash value, or borrow against the cash value and still keep the policy in force, or temporarily use the cash value to pay the policy's monthly premiums.

You can borrow against the cash value, use it to buy more coverage or surrender the policy for the cash.

A policy's cash value is essentially the amount of money you would receive if you surrendered the policy to the insurer, and this amount can be borrowed against or used to pay premiums.

While not to take the place of a savings account, some permanent insurance products have a cash value component that accumulates interest which can be used, via surrendering the policy or borrowing against it, for future expenses such as medical bills; however, the value grows more slowly than a typical investment plan and if you don't repay the policy loans with interest, your death benefit will be reduced.

Sometimes that cash value can be borrowed against or used to cover the cost of your premiums.

It also offers a cash value portion that accumulates cash that can be used by the policy holder to withdraw or borrow against.

With other types of policies, variations in dividend payments (which can be used to pay against premium), cash value, and costs of insurance in the case of universal life policies can all create variability with the amount of premium required to keep the policy in force and the ultimate death benefit.

Some whole life policies are used as investments, because they can accumulate a cash value that can be borrowed against or used to cover the cost of the premiums.

The cash value can be used in a number of different ways including allowing you to take out a loan against the cash value.

You can borrow against your life insurance, using your cash value as collateral.

You can borrow against life insurance, using your cash value as collateral.

They'll say that you can borrow against your cash value, use it to send your kids to college, or even retire on it.

The policyholder can borrow against the cash value, pay policy premiums with it later on, pass it on to their heirs, or use it as a non-taxable investment.