Adding to that, we had an insurance problem, because it wasn't clear the homeowner's insurance would provide coverage for the service of alcohol, which would leave the plaintiff family with a claim
against the homeowners personally, which was unlikely to produce any real compensation.
Homeowners Insurance: Differing from condo insurance, home insurance generally covers the entire structure of your residence (interior and exterior) in addition to your
personally belongings
against certain types of damage or loss.