Sentences with phrase «against the insured risks»

However no single body has the power to require an insurer to remain solvent and it depends very much on the risks involved and the number of claims that are made against the insured risks.

Not exact matches

In this case, socially responsible activities helped create business value, develop strategic resources and insure against risks.

Your business will face a bunch of risks that it can't insure against, such as increased competition, declining margins, staff turnover, or the failure of a new product to make a splash in the market.

In the first place, most major corporate misconduct implicates senior corporate officials, such that a regime of personal — rather than corporate — liability would provide them with incentives to cause the corporate entity to insure against the risk of such losses, which satisfies the goal of compensation.

While Canada boasts historically low default rates, there is still a strong culture of insuring against the risk of default from borrowers.

The idea is that you insure against the risk of getting old.

«Having Lib Dems in Government will insure our environment against the risk of sharp lurches to the left or right that would result in our green ambitions coming to a grinding halt.»

Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.

This policy is comprehensive and thus insures your costly vehicle against a multitude of possible risks.

Mortgage insurers are required by law to build contingency reserves, meaning that in addition to the capital our companies are required to hold against the risk we insure, a portion of every premium dollar received is reserved specifically for emergencies on a countercyclical basis.

This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.

If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.

But you can insure your personal property and cover yourself against liability risk for just fifteen dollars a month.

A power surge isn't a common event, but it happens often enough that it's a risk you should insure against.

However, investors looking to insure themselves against the default risk of energy bonds are being asked to pay up.

In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»

Separating true financial priorities from flash impulses is an increasing challenge, even when you're trying to do the right thing with your moola — like saving for the future, insuring against catastrophic risks and otherwise improving your financial standing.

We can see, therefore, that an annuity insures the annuitant against longevity risk, because of the guaranteed lifetime income stream.

An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»

So, when you buy our insured products, you will enjoy greater peace of mind knowing that you're better managing third party risk and defending your business against the negative financial consequences of a possible loan default and the resulting repurchase request.

Those people need to insure against that risk, and that also comes with insurance against other risks, as well.

You're paying to insure against a risk to your own wallet, namely the cost of medical treatment.

If you have the «Enhanced Home Package» on your renters insurance the perils named in the policy, such as fire, are replaced with verbiage along the lines of «We insure against risk of direct physical loss».

And with higher - risk lending, the lenders need to insure themselves against possible losses further down the line.

Just like a business owner insures against potential risks, so should you.

Insuring is done against a specific risk.

All of these occurrences could lead to the demise of the business — that is why business owners insure against these types of risks.

With the adoption of the Basel (BIS) bank capital standards in 1988, CMHC insurance, with a full Federal government guarantee, became a «zero risk weight» which meant a bank did not need to set aside any capital against a NHA insured mortgage.

FDIC pass - through insurance protects funds placed on behalf of an American Express Serve Member against the risk of loss (up to the then applicable FDIC deposit insurance limits) should any FDIC - insured bank (s) where we maintain Custodial Account (s) fail.

However, if the lessee does not carry an adequate amount of insurance, you may want to purchase your own coverage independently to insure against the risk of excessive liability.

The intensity of tremors can be felt miles away from the epicenter, so it might still be worthwhile to insure against one if you're outside of the high - risk areas.

Open perils coverage insures against «risk of direct physical loss» to the property in question.

Do you want to take Yahoo Answers renters insurance advice from someone who knowingly purchased a policy that excludes coverage for the one and only risk she's required to insure against?

That's because the people being insured, and the risks being insured against, are quite similar in most cases.

FHA will insure new, more affordable mortgages in exchange for this equity cushion, which will protect FHA's insurance fund, and thus the taxpayer, against risk.

By doing that, they're still able to insure renters against the serious risks they face, just without windstorm coverage.

Section 223 (e) helps to meet the need for adequate housing for moderate and low income families by insuring lenders against the risk of default on mortgage loans to finance the rehabilitation, purchase, or construction of housing in declining, older, but still viable urban areas where requirements for other mortgage insurance can't be met.

FHA insures the lender against the risk that proceeds from the sale of the property may not be sufficient to pay off the mortgage balance.

With this program, mortgage lenders are insured against default - related losses, so they carry less risk than with a conventional loan.

If you were a large business, could you insure against that risk?

Hedging is a way of insuring your portfolio against downside risk by purchasing put options against assets.

Adding to the complexity is the need for both Fannie and Freddie to insure their portfolios against interest - rate risk — in particular, the danger that borrowers may pay back their loans early, if interest rates fall, leaving the companies with money to reinvest at a lower rate.

You can hedge (or try to insure against) currency risk if you want to.

Planning for risk includes insuring against the financial consequences of an unexpected event.

There have been a number of attempts to mitigate risk, or insure against problems.

To cut risk, Manulife has hedged, or insured, more of its variable annuities against falling stock markets.

Having a certain amount of annuity - like income, whether from private pensions or an annuity, could be a good way to insure yourself against the financial risk of living too long.

The investor is diversified against the risk of any single policy's financial impact, which in turn also means the investor has very little to gain from the death of any particular insured individual.

And that is how risk assessment works: The worst case is what you insure against.

Everyone (more or less) who has posted would agree with the IPCC's «best guess» of 3 degrees C for climate sensitivity, and with it's likely range of 2 - 4.5 degrees C. However, an insurance company does not insure only against likely risks; and and nor do sensible policy makers.