As a policyholder, you have the right to avail a loan
against your insurance policy which can be extremely beneficial for investors with limited assets.
Not exact matches
The boss of Steadfast Group says Australia's largest
insurance companies are getting antsy about the success of its inhouse broker trading platform,
which forces them to bid for
policies against competitors.
Renters
insurance,
which is a type of
policy called an HO - 4, gives you some financial protection
against natural disasters or common theft that can affect your living space and things.
In my personal opinion, the emphasis upon taking out
insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary
policy impacts on the broader economy
which could have counselled front - loading
insurance cuts rather than scattering them (if delivering any more at all) in
which case precious little
insurance has been taken out.
Mortgage
insurance, in general, describes an
insurance policy which protects lenders
against loan default.
BRC, I do understand fully, what I think you don't understand by having that clause in their employees
insurance policy, they feel that they are aiding a person to get contraceptives or an abortion
which to them is the same thing as going
against their beliefs.
The pledge card,
which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national
insurance, a cost - of - living test for every
policy item and a cabinet minister to «take action for the consumer
against rip - off companies».
PMI is a mandatory
insurance policy for conventional loans
which insures a lender
against loss in the event that the homeowner stops making payments on a mortgage loan.
A renters
insurance policy protects your personal property
against perils named in the
policy,
which are broad:
Pekin v. Murphy held that a lease
which clearly shows the parties» intention for one party to accept responsibility for specific damage, the tenant is not a co-insured under the landlord's
policy and therefore subrogation
against the tenant may proceed, allowing the landlord's
insurance company to make a recovery and keeping rates distributed fairly.
Bethesda renters
insurance will also cover the deductibles on the
policies other tenants carried, as well as defend the negligent tenant who started the fire
against the claims and lawsuits
which will doubtless arise from this tragic MoCo apartment fire.
Basically, renters
insurance perils are the things named in the
policy against which you're protected.
Renters
insurance in Alabama covers your personal property
against many different named perils
which are listed in the
policy.
That's one of the benefits of having renters
insurance in Montgomery County; The Maryland renters
insurance company is required as part of the
policy to defend you
against claims and suits
which could result in a claim under your liability coverage being paid.
In order to obtain a mortgage, most lenders require that you have a home
insurance policy in place,
which covers your home and personal property
against fire, theft, and other damage and losses.
The benefit of whole life
insurance policies is that they build cash value over time,
which is a fund that can be borrowed
against or withdrawn.
While renters
insurance in San Diego won't prevent someone from suing you, it will make sure you have a defense
against claims
which would be covered by the
policy, as well as pay the claim up to the
policy limits.
An
insurance policy that helps protect
against only certain perils or causes of loss,
which are stated in the
policy.
Like other types of cash value life
insurance policies which allow
policy loans, most annuity contracts allow owners to borrow
against the annuity contract's accumulated cash value.
Renters
insurance,
which is a type of
policy called an HO - 4, gives you some financial protection
against natural disasters or common theft that can affect your living space and things.
Commercial
insurance deductibles are frequently as high as tens of thousands of dollars, in
which case they'll seek recovery directly
against your
policy.
Then there is the «open perils»
policy,
which increases Oakland
insurance quotes but protects you
against damage or loss
against all perils except those specifically excluded.
If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners»
insurance policy and a separate hazard
insurance policy to insure
against loss resulting from hazards not covered under the borrower's homeowners»
insurance policy, a servicer must disclose whether it is the borrower's homeowners»
insurance policy or the separate hazard
insurance policy for
which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).
Goldman Sachs who played both sides of the Mortgage Securities fraud knowingly pushing mortgages doomed to fail to clients at the same time secretly taking out an
insurance policy against its failure was fined a token $ 550million
which is chump change for Goldman Sachs.
Homeowners
insurance is an
insurance policy against your home
which protects
against minor, major, and catastrophic loss.
Title
Insurance is an indemnification
policy which insures real property
against defects in the title and invalid or unenforceable mortgages.
Additionally, your own car
insurance policy,
which usually contains an uninsured or underinsured motorist
policy to protect
against people without adequate coverage may not be able to cover all of the costs associated with the injury.
If you or a loved one is a victim of a dog bite, you have a claim
against the dog owner,
which is often made through the homeowner's
insurance policy.
In Ontario, if you are seriously injured as the result of another person's negligence involving an uninsured motor vehicle, you have recourse to your own car
insurance policy which allows you to recover damages
which would otherwise be recoverable
against the uninsured owner / driver.
Only lawyer in Canada who has won, on three separate occasions, punitive damage awards
against insurance companies for the manner in
which the insurers treated their
policy holders
Attorney John R. Orton settled a claim
against Victoria
Insurance Company for the
policy limits, arising out of an auto accident, in
which our client suffered a knee injury when the defendant ran a stop sign.
As a result the liquidators of companies
which hold D&O
insurance cover will usually file a liability claim
against the D&O s and their Insurers while drafting their claim in a way that will fall under the D&O s
insurance policy.
Because our Professional Liability
Insurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance Pol
Insurance coverage is written on a claims - made basis, if you know of any circumstances
which might possibly, at some point in the future, give rise to an
insurance claim against you and you want coverage under your Insurance Pol
insurance claim
against you and you want coverage under your
Insurance Pol
Insurance Policy, then
Yesterday's judgment by the Court of Appeal in Coulson v News Group Newspapers (NGN) is good news for those who have a legal expenses
insurance policy which they wish to use to defend themselves
against an allegation that they have committed a criminal offence.
The underlying
policy is that not having to defend
against frivolous lawsuits will translate into suppressing the cost of medical malpractice litigation,
which would in turn lower the cost of the medical malpractice
insurance premiums charged to healthcare providers and so on up the chain.
We consider questions as to the proper construction of
insurance policies,
which may raise issues as to the identification of fundamental terms, the peril insured
against and the proper subject matter of the contract.
(1) Starlight Shipping Co v Allianz Marine & Ors; Brit UW Ltd & Ors v Starlight & Ors; Brit UW & Ors v Imperial Marine & Ors [2011] EWHC 3381 (Comm); [2012] 2 All E.R. (Comm) 608; [2012] 1 Lloyd's Rep. 162; [2012] 1 C.L.C. 100 — summary judgment on claims by insurers
against assured for breach of a settlement agreement and of jurisdiction agreements in the settlement and in the underlying
policy of
insurance — constitution of a fund from
which to indemnify insurers
against future loss and damage resulting from continuation of the foreign proceedings where no anti suit injunction could be granted due to Turner v Grovit and Front Comor — refusal of discretionary stay in favour of Greek court under Article 28 where stay would condone breach of contract.
Usually, the bank would cooperate in helping you to prove your loss with a withdrawal slip and other corroborating evidence,
which would allow you to take a casualty loss deduction and / or make a claim for theft
against your own
insurance policy (
which will often cover a very modest amount of theft of cash).
«The standard homeowners
policy is going to include «off - premises» coverage,
which means that your belongings are covered anywhere in the world unless you have decided
against off - premises coverage,» says Michael Barry, spokesman for the
Insurance Information Institute, an industry trade group.
The most important precaution you can take is to talk to an independent
insurance agent about
which Leitchfield auto
insurance policies offer the best protection
against auto theft.
The other main kind of life
insurance is permanent life,
which builds up cash value that
policy owners can borrow
against and eventually use to cover premiums for the rest of their lives.
For example, many Indiana auto
insurance underwriters offer comprehensive auto
insurance policies which provide protection
against vandalism, fire damage and bodily harm that resulted from a vehicle accident.
The
policy builds cash value,
which you have the option of withdrawing or borrowing
against via a life
insurance loan.
The whole life
insurance policy is a plan that you buy for a fixed number of years with a fixed premium rate, and it has the additional advantage of qualifying you for investment benefits
against which you can borrow without being taxed.
When you borrow
against your
policy your
insurance company lends you money and your cash value becomes the collateral in
which you are borrowing
against your own money.
An owner of a universal life
insurance policy can generally take loans out
against their
policy,
which will then be paid back with interest.
The main purpose of the legal reserve is to provide lifetime protection, but because more money is collected in premiums in the early years of a
policy than is needed to cover the mortality charge, level - premium
policies develop a cash value,
which the policyholder can borrow
against, or can surrender the
policy for its cash value if the policyholder no longer wishes to continue the life
insurance policy.
Oregonians also have access to very good Oregon car
insurance policies which protect residents
against the hazards of driving in Oregon.
The
policy builds cash value
which can be withdrawn or borrowed
against via a life
insurance loan tax free.
Rather than preparing to borrow
against a life
insurance policy, families should carefully evaluate the costs and types of available
insurance to make sure they are buying life
insurance which is both affordable and appropriate for their financial circumstances.