Sentences with phrase «against your insurance policy which»

As a policyholder, you have the right to avail a loan against your insurance policy which can be extremely beneficial for investors with limited assets.

Not exact matches

The boss of Steadfast Group says Australia's largest insurance companies are getting antsy about the success of its inhouse broker trading platform, which forces them to bid for policies against competitors.
Renters insurance, which is a type of policy called an HO - 4, gives you some financial protection against natural disasters or common theft that can affect your living space and things.
In my personal opinion, the emphasis upon taking out insurance against downside risks lies in conflict with the shift to data dependency given long and variable lags of monetary policy impacts on the broader economy which could have counselled front - loading insurance cuts rather than scattering them (if delivering any more at all) in which case precious little insurance has been taken out.
Mortgage insurance, in general, describes an insurance policy which protects lenders against loan default.
BRC, I do understand fully, what I think you don't understand by having that clause in their employees insurance policy, they feel that they are aiding a person to get contraceptives or an abortion which to them is the same thing as going against their beliefs.
The pledge card, which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national insurance, a cost - of - living test for every policy item and a cabinet minister to «take action for the consumer against rip - off companies».
PMI is a mandatory insurance policy for conventional loans which insures a lender against loss in the event that the homeowner stops making payments on a mortgage loan.
A renters insurance policy protects your personal property against perils named in the policy, which are broad:
Pekin v. Murphy held that a lease which clearly shows the parties» intention for one party to accept responsibility for specific damage, the tenant is not a co-insured under the landlord's policy and therefore subrogation against the tenant may proceed, allowing the landlord's insurance company to make a recovery and keeping rates distributed fairly.
Bethesda renters insurance will also cover the deductibles on the policies other tenants carried, as well as defend the negligent tenant who started the fire against the claims and lawsuits which will doubtless arise from this tragic MoCo apartment fire.
Basically, renters insurance perils are the things named in the policy against which you're protected.
Renters insurance in Alabama covers your personal property against many different named perils which are listed in the policy.
That's one of the benefits of having renters insurance in Montgomery County; The Maryland renters insurance company is required as part of the policy to defend you against claims and suits which could result in a claim under your liability coverage being paid.
In order to obtain a mortgage, most lenders require that you have a home insurance policy in place, which covers your home and personal property against fire, theft, and other damage and losses.
The benefit of whole life insurance policies is that they build cash value over time, which is a fund that can be borrowed against or withdrawn.
While renters insurance in San Diego won't prevent someone from suing you, it will make sure you have a defense against claims which would be covered by the policy, as well as pay the claim up to the policy limits.
An insurance policy that helps protect against only certain perils or causes of loss, which are stated in the policy.
Like other types of cash value life insurance policies which allow policy loans, most annuity contracts allow owners to borrow against the annuity contract's accumulated cash value.
Renters insurance, which is a type of policy called an HO - 4, gives you some financial protection against natural disasters or common theft that can affect your living space and things.
Commercial insurance deductibles are frequently as high as tens of thousands of dollars, in which case they'll seek recovery directly against your policy.
Then there is the «open perils» policy, which increases Oakland insurance quotes but protects you against damage or loss against all perils except those specifically excluded.
If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).
Goldman Sachs who played both sides of the Mortgage Securities fraud knowingly pushing mortgages doomed to fail to clients at the same time secretly taking out an insurance policy against its failure was fined a token $ 550million which is chump change for Goldman Sachs.
Homeowners insurance is an insurance policy against your home which protects against minor, major, and catastrophic loss.
Title Insurance is an indemnification policy which insures real property against defects in the title and invalid or unenforceable mortgages.
Additionally, your own car insurance policy, which usually contains an uninsured or underinsured motorist policy to protect against people without adequate coverage may not be able to cover all of the costs associated with the injury.
If you or a loved one is a victim of a dog bite, you have a claim against the dog owner, which is often made through the homeowner's insurance policy.
In Ontario, if you are seriously injured as the result of another person's negligence involving an uninsured motor vehicle, you have recourse to your own car insurance policy which allows you to recover damages which would otherwise be recoverable against the uninsured owner / driver.
Only lawyer in Canada who has won, on three separate occasions, punitive damage awards against insurance companies for the manner in which the insurers treated their policy holders
Attorney John R. Orton settled a claim against Victoria Insurance Company for the policy limits, arising out of an auto accident, in which our client suffered a knee injury when the defendant ran a stop sign.
As a result the liquidators of companies which hold D&O insurance cover will usually file a liability claim against the D&O s and their Insurers while drafting their claim in a way that will fall under the D&O s insurance policy.
Because our Professional Liability Insurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance PolInsurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance Polinsurance claim against you and you want coverage under your Insurance PolInsurance Policy, then
Yesterday's judgment by the Court of Appeal in Coulson v News Group Newspapers (NGN) is good news for those who have a legal expenses insurance policy which they wish to use to defend themselves against an allegation that they have committed a criminal offence.
The underlying policy is that not having to defend against frivolous lawsuits will translate into suppressing the cost of medical malpractice litigation, which would in turn lower the cost of the medical malpractice insurance premiums charged to healthcare providers and so on up the chain.
We consider questions as to the proper construction of insurance policies, which may raise issues as to the identification of fundamental terms, the peril insured against and the proper subject matter of the contract.
(1) Starlight Shipping Co v Allianz Marine & Ors; Brit UW Ltd & Ors v Starlight & Ors; Brit UW & Ors v Imperial Marine & Ors [2011] EWHC 3381 (Comm); [2012] 2 All E.R. (Comm) 608; [2012] 1 Lloyd's Rep. 162; [2012] 1 C.L.C. 100 — summary judgment on claims by insurers against assured for breach of a settlement agreement and of jurisdiction agreements in the settlement and in the underlying policy of insurance — constitution of a fund from which to indemnify insurers against future loss and damage resulting from continuation of the foreign proceedings where no anti suit injunction could be granted due to Turner v Grovit and Front Comor — refusal of discretionary stay in favour of Greek court under Article 28 where stay would condone breach of contract.
Usually, the bank would cooperate in helping you to prove your loss with a withdrawal slip and other corroborating evidence, which would allow you to take a casualty loss deduction and / or make a claim for theft against your own insurance policy (which will often cover a very modest amount of theft of cash).
«The standard homeowners policy is going to include «off - premises» coverage, which means that your belongings are covered anywhere in the world unless you have decided against off - premises coverage,» says Michael Barry, spokesman for the Insurance Information Institute, an industry trade group.
The most important precaution you can take is to talk to an independent insurance agent about which Leitchfield auto insurance policies offer the best protection against auto theft.
The other main kind of life insurance is permanent life, which builds up cash value that policy owners can borrow against and eventually use to cover premiums for the rest of their lives.
For example, many Indiana auto insurance underwriters offer comprehensive auto insurance policies which provide protection against vandalism, fire damage and bodily harm that resulted from a vehicle accident.
The policy builds cash value, which you have the option of withdrawing or borrowing against via a life insurance loan.
The whole life insurance policy is a plan that you buy for a fixed number of years with a fixed premium rate, and it has the additional advantage of qualifying you for investment benefits against which you can borrow without being taxed.
When you borrow against your policy your insurance company lends you money and your cash value becomes the collateral in which you are borrowing against your own money.
An owner of a universal life insurance policy can generally take loans out against their policy, which will then be paid back with interest.
The main purpose of the legal reserve is to provide lifetime protection, but because more money is collected in premiums in the early years of a policy than is needed to cover the mortality charge, level - premium policies develop a cash value, which the policyholder can borrow against, or can surrender the policy for its cash value if the policyholder no longer wishes to continue the life insurance policy.
Oregonians also have access to very good Oregon car insurance policies which protect residents against the hazards of driving in Oregon.
The policy builds cash value which can be withdrawn or borrowed against via a life insurance loan tax free.
Rather than preparing to borrow against a life insurance policy, families should carefully evaluate the costs and types of available insurance to make sure they are buying life insurance which is both affordable and appropriate for their financial circumstances.
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