Sentences with phrase «age of account for»

Will closing these low aged accounts (say an account thats 6 months old) be beneficial for the average age of account for those scores?

So by holding onto the oldest cards it provides a better average age of accounts for all those new rewards cards I like to open.

Many cards waive the annual fee for the first year; so if it really turns out you can't make the value work for you, you could cancel before the fee becomes due (although best of course to hold the card for as close to the full year as possible, to help average age of accounts for your credit score)

Not exact matches

Yet a majority of pension plans in North America require a 6 % to 7 % return to stay in surplus, and this doesn't even account for the constraints that will come with an aging demographic.

«More cards are charging a monthly fee, like a checking account, and fewer have a la carte fees for services like point - of - sale purchases, ATM transactions and live customer service calls,» said Susan Weinstock, director of Pew's Safe Checking in the Electronic Age Project.

He wants to increase the eligibility age for Medicare to 70, and would set up a system of individual health - savings accounts to help people pay for medical care.

The AARP estimates adults over the age of 50 account for $ 7.6 trillion dollars of annual economic activity in the U.S.

«There was a clear pattern in the findings - the more literary fiction authors that participants recognized, the better they tended to perform on the emotional recognition test, and this association held even after statistically accounting for the influence of other factors that might be connected to both emotion skills and reading more literary fiction, such as past educational attainment, gender and age,» reports the British Psychological Society Research Digest blog, summing up the results.

Here's another thing Aron likely understands about «frequent moviegoers» (which includes all age groups, not just young people): They account for 49 percent of all tickets sold in the U.S. and Canada but only 10 percent of the overall moviegoing population.

As employees of their business, owners are allowed to contribute up to $ 18,000 a year to an account for themselves, plus another $ 6,000 if they're age 50 or over.

By this time it will account for 26 percent of the world's working age population.

In 2016, the Bureau of Labor Statistics conducted the American Time Use Survey, which found watching television is still Americans» top leisure activity, accounting for the way people age 15 and older spend just over half their available free time — or 2.7 hours — each day.

The chart above does not account for a person's specific behaviors, age, sex, location, or other factors that can shift the results; it's an average of the entire US population.

If you adjust the projections to account for the rising employment rate of people like Levitt, the drop - off in retirees» spending as they age, and the value of fourth - pillar assets, Canadians may well be over-saving for retirement, Vettese adds.

On Wednesday, the OECD said immigration had accounted for one - half of U.K. GDP growth since 2005, resulting in a stronger labor force growth and helping ameliorate the challenge of an ageing population.

In 2013, Halifax residents between the age of 20 and 39 accounted for 45.3 % of interprovincial out migrants but accounted for only 21.2 % of the Halifax population.

The parents in this age group also take their young children with them, and children under the age of 15 accounted for a further 29.5 % of interprovincial out migrants last year.

Their 500 - strong ranking shows how overwhelmingly digital of an age we live in, with technology accounting for the same amount of value as telecoms, retail, and automobiles combined.

A different approach would strengthen individual savings accounts by requiring workers to contribute out of pre-tax income, combined with a redistributive means - tested safety net for those who fall into poverty in old age.

While the age increase was implemented to curb asset shifting by the wealthy, it has the unintended consequence of penalizing teenagers who work and save their money and parents who save for college using custodial accounts in their children's names.

Since July 2009, he found that Canadians aged 60 and over have accounted for about one - third of all net job gains, including sizable growth in the retail sector.

The service will walk users through opening a 529 account, recommend a savings goal and manage the account — slowly skewing conservative as the child approaches college age — for an all - in fee of no more than 0.46 %, depending on investment expense ratios.

The wealth needed at 65 is discounted to the current age of the person being observed to account for the increase in the amount of existing wealth by age 65 and a second time to account for continuing wealth accrual (i.e. new retirement saving).

-- Hired prior to January 1, 2004 but are not eligible for either the IBM Retiree Benefits Plan or the Future Health Account, and at separation of service employee is at least age 55 or later, and the employee's age and years of service equal at least 65.

Proving that it's never too late to pursue your passions, data from the 2016 Kauffman Startup Index indicates that while baby boomers currently account for 25 percent of new business owners, the last few years show the number of boomer entrepreneurs are on the rise at a rate that outpaces other age groups.

Take advantage of «age - based» options: For example, tax regulations allow non-working spouses to establish IRA accounts as long as their spouses have earned income, a joint return is filed and the joint income does not exceed $ 190,000.

While accidents only accounted for 5.4 % of deaths in the United States in 2016, they made up 30.2 % of deaths for people between the ages of 25 to 44.

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

In 2016, the most recent year of available statistics, housing accounted for 36.5 percent of average annual expenditures at age 75, according to the U.S. Bureau of Labor Statistics.

The adult custodian is responsible for the account until the minor reaches the age of majority.

For about two - thirds of the elderly, Social Security is their major income source; for 36 percent, old - age benefits account for at least 90 percent of their income and these shares are even larger for minorities and for womFor about two - thirds of the elderly, Social Security is their major income source; for 36 percent, old - age benefits account for at least 90 percent of their income and these shares are even larger for minorities and for womfor 36 percent, old - age benefits account for at least 90 percent of their income and these shares are even larger for minorities and for womfor at least 90 percent of their income and these shares are even larger for minorities and for womfor minorities and for womfor women.

Mr. Harper has already committed to using some of this fiscal room to allow income splitting for families with children under the age of 18; extending the fitness tax credit to adults; and, increasing the tax - free contribution to savings accounts to $ 10,000.

Qualified Roth IRA distributions are tax - free provided a Roth account has been open for more than five years and the owner is at least age 59 1/2, or as a result of their death, disability, or using the first - time homebuyer exception.

That'll have less of an effect on the average age of your credit history (which accounts for 15 % of your FICO credit score).

The case comes to the Supreme Court amid intensified scrutiny of fees in retirement accounts, now the primary savings vehicle for old age.

The Company continuously monitors customer payments and maintains an allowance for doubtful accounts based on its assessment of various factors including historical experience, age of the receivable balances, and other current economic conditions or other factors that may affect customers» ability to pay.

For example, the Conservative government has, along with implementing a series of modest tax breaks, promised to introduce income - splitting for couples with children under age 18, and to double the annual savings limit in tax - free savings accounts — but only once the budget is balancFor example, the Conservative government has, along with implementing a series of modest tax breaks, promised to introduce income - splitting for couples with children under age 18, and to double the annual savings limit in tax - free savings accounts — but only once the budget is balancfor couples with children under age 18, and to double the annual savings limit in tax - free savings accounts — but only once the budget is balanced.

ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomics European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets, FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, ORE Operations Research, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.

Government regulations passed in 2009 make it more difficult for individuals below the age of 21 to open a credit account.

ACC Accounting & Auditing, AFR Africa, AGE Economics of Ageing, AGR Agricultural Economics, ARA Arab World, BAN Banking, BEC Business Economics, CBA Central Banking, CBE Cognitive & Behavioural Economics, CDM Collective Decision - Making, CFN Corporate Finance, CIS Confederation of Independent States, CMP Computational Economics, CNA China, COM Industrial Competition, CSE Economics of Strategic Management, CTA Contract Theory & Applications, CUL Cultural Economics, CWA Central & Western Asia, DCM Discrete Choice Models, DEM Demographic Economics, DEV Development, DGE Dynamic General Equilibrium, ECM Econometrics, EDU Education, EEC European Economics, EFF Efficiency & Productivity, ENE Energy Economics, ENT Entrepreneurship, ENV Environmental Economics, ETS Econometric Time Series, EUR Microeconomic European Issues, EVO Evolutionary Economics, EXP Experimental Economics, FDG Financial Development & Growth, FIN Finance, FMK Financial Markets, FOR Forecasting, GEO Economic Geography, GRO Economic Growth, GTH Game Theory, HAP Economics of Happiness, HEA Health Economics, HIS Business, Economic & Financial History, HME Heterodox Microeconomics, HPE History & Philosophy of Economics, HRM Human Capital & Human Resource Management, IAS Insurance Economics, ICT Information & Communication Technologies, IFN International Finance, IND Industrial Organization, INO Innovation, INT International Trade, IPR Intellectual Property Rights, IUE Informal & Underground Economics, KNM Knowledge Management & Knowledge Economy, LAB Labour Economics, LAM Central & South America, LAW Law & Economics, LMA Labor Markets - Supply, Demand & Wages, LTV Unemployment, Inequality & Poverty, MAC Macroeconomics, MFD Microfinance, MIC Microeconomics, MIG Economics of Human Migration, MKT Marketing, MON Monetary Economics, MST Market Microstructure, NET Network Economics, NEU Neuroeconomics, OPM Open Macroeconomics, PBE Public Economics, PKE Post Keynesian Economics, POL Positive Political Economics, PPM Project, Program & Portfolio Management, PUB Public Finance, REG Regulation, RES Resource Economics, RMG Risk Management, SBM Small Business Management, SEA South East Asia, SOC Social Norms & Social Capital, SOG Sociology of Economics, SPO Sports & Economics, TID Technology & Industrial Dynamics, TRA Transition Economics, TRE Transport Economics, TUR Tourism Economics, UPT Utility Models & Prospect Theory, URE Urban & Real Estate Economics.

Your FICO score is based on your payment history, the amount of debt you owe, the types of debt you have, inquiries for new credit and the age of your accounts.

Still, they have important implications for public policy as it pertains to underfunded old - age entitlement programs like Social Security and Medicare, as well as the tax treatment of retirement plans and savings accounts.

Here's how: An advisor can help minimize the total taxes paid over the course of retirement by following this withdrawal order: required minimum distributions (mandated by law for investors age 70 1/2 or older who own assets in tax - deferred accounts), followed by dividends and interest on assets held in taxable accounts, taxable assets, and finally tax - advantaged assets.

The large majority of Americans age 40 and over who are behind on retirement savings can potentially catch up or compensate for their anemic retirement accounts by making changes to their savings plans now.

About 651,000 of those grads live in Michigan — accounting for more than 9.5 % of the state's population that's older than age 24.

College - savings plans also have added federally insured certificates of deposit, bank savings accounts and age - based options that scale back stock investments for older children.

It's harder to make sure that you are saving enough for retirement and that your investment mix has the right level of risk for your age and life if you have to keep track of several accounts.

Imagine that starting at age 40 you contributed the 2017 maximum (not counting the catch - up) for 25 years and the account earned an average annual return of 7 %.

If RESP contributions continue at $ 216 per month, which is slightly more than the maximum rate for one child, then, conceptually splitting the $ 6,000 present balance into two accounts each with $ 3,000, and contributions into two $ 108 monthly additions, the younger child with 14 years to go to the end of the age 17 qualification period for the CESG would have about $ 21,000 for post-secondary tuition, enough for a local institution and living at home.

The investment dollars and any gain go directly into your personal retirement account, where they continue to grow in value exponentially or, if you are of age, you can draw from for living expenses.