While not a huge part of your score, average
age of accounts does move the needle.
Not exact matches
Yet a majority
of pension plans in North America require a 6 % to 7 % return to stay in surplus, and this doesn't even
account for the constraints that will come with an
aging demographic.
Balances
do tend to increase with
age, yet even so, roughly three - fourths
of people surveyed by the institute had less than the average $ 76,000 in their
accounts.
The chart above
does not
account for a person's specific behaviors,
age, sex, location, or other factors that can shift the results; it's an average
of the entire US population.
Take advantage
of «
age - based» options: For example, tax regulations allow non-working spouses to establish IRA
accounts as long as their spouses have earned income, a joint return is filed and the joint income
does not exceed $ 190,000.
By using the Sites, you represent and warrant that you (a) are 18 years
of age or older, (b) are a legal resident
of the United States, (c) have not been previously suspended or removed from the Sites, or engaged in any activity that could result in suspension or removal from the Sites, (d)
do not have more than one Daily Harvest
account, and (e) have full power and authority to enter into these Terms and in so
doing will not violate any other agreement to which you are a party.
The facts: When you turn
age 70 1/2, the IRS will require you to begin taking withdrawals from certain types
of retirement
accounts (in most cases, it doesn't matter when you actually retire).
Be careful: this can negatively impact your credit score by increasing your credit utilization or reducing the
age of your oldest
account (don't close it if it's your oldest
account).
In «Comparing Nest Eggs: How CPP Reform Affects Retirement Choices,» authors Alexandre Laurin, Kevin Milligan and Tammy Schirle find that once the interaction
of these
age - based CPP adjustments with the tax system is taken into
account, some lower - income Canadians will still have financial incentive to retire early, because they face penalties if they don't.
After your money is in the
account, not only
do your earnings grow tax - free, but once you reach the
age of 59.5, you pay no taxes when you start making withdrawals.
The Bible
account of creation
does not conflict with scientific conclusions about the
age of the universe.
One
of the
accounts in the Hebrew Scriptures which
does a masterful job
of portraying this
age - old question about the nature and character
of God is the book
of Jonah.
No reference to God is necessary to
account for the magnificence
of «King Lear» — Plato's
account of divine inspiration
does not speak to our
age, not only because nothing in our experience resonates to the vibration set up by Plato's
account, but also because our experience finds the Platonic
account demeaning, destructive
of a sense
of both human responsibility and the openendedness
of human achievement.
This is all quite sweet,
of course, but it
does totally obfuscate one essential part
of the Deluge
account, namely, that God is not willing to tolerate human depravity indefinitely and that human evil will bring destruction upon nature and upon innocent bystanders as well as on the evildoers themselves — a message that might seem particularly appropriate in an
age of terrorism and environmental pollution.»
The stats generally don't
account for those
age ranges with complications vs those yonger female with a larger probability
of taking the pill.
It might have seemed
of small
account that in their processions the boys
of Catholic Action walked in threes, in imitation
of the Fascist militia, and not in fours, as they had
done up to 1922; that they carried their flags with the staffs resting on their stomachs, again in imitation
of the Fascists, and not on their shoulders, as had been the custom before the March on Rome; that even the most obscure parish magazines and journals
of religious associations showed the year
of the regime along - side that
of the Christian era; and that Catholics habitually observed all the outward forms
of Fascism, beginning with the Roman salute and the conversational use
of voi, abandoning, because the Duce so willed it, the
age - old use
of the third person as the polite form
of address.
Not only
did the kids from the Continent play a key role in Europe's Ryder Cup victory — Thomas Bjorn (
age 26), Darren Clarke (29), Ignacio Garrido (25) and Lee Westwood (24)
accounted for six
of 14 1/2 European points — but they also won several tournaments and climbed in the World Ranking.
WIth the the amount
of time he's been out and the severity
of his injury, also taking in to
account his
age, he may never return to be the little midfield wizard we love, his style
of play comes from his ability to be able to turn on a six pence and weath in and out
of people like they are ghosts, to go from being told he will never be able to kick a ball again to
doing all that would be amazing but what are the chances.
Let's also not forget he
did this after staying healthy for the very first time in his Arsenal career at the
age of 28; his 37 goals that season
accounted for nearly 30 %
of his total goals with the Gunners.
Studies that have evaluated the role
of maternal characteristics, such as
age, weight, and ethnicity, have consistently found these factors
do not
account fully for the temporal increase in the cesarean delivery rate or its regional variations (13 — 15).
However, in analyses that
accounted for important patient characteristics such as
age, sex, comorbidities, and the reason for hospitalization, the quality
of care
of the discharging hospital and SNF facility characteristics, outcomes
did not vary meaningfully across SNFs that differed in staffing ratings or their performance on clinical measures related to pain or delirium.
Taken together, the results show that after taking
account of influential factors, such as
age, smoking, and previous motherhood, low to moderate alcohol consumption
did not seem to interfere with a child's ability to balance for any
of the three components assessed.
Among elite athletes, practice
accounts for a scant 1 percent
of the difference in their performances — and starting sports at an early
age does not necessarily provide athletes an upper hand — according to new research.
What they discovered was that men who reported health problems at the
age of 16 had a lower probability
of becoming fathers than men who
did not report the same issues; this «selection effect» remained the same even when «family variables» like parental social class or siblings were taken into
account.
One thing it doesn't
account for, however, is the
age of the prospective father.
Brain scans
of 47 people
of different
ages found — after taking into
account overall brain sizes — that adults had 12.6 per cent more solid brain matter in this area than children
did (Science, doi.org/bwwg).
Brain scans
of 47 people
of different
ages found — after taking into
account the differing overall sizes
of their brains — that adults had 12.6 per cent more solid brain matter in this area than children
did.
Nor
did the traditional tenure system take into
account the increased likelihood
of medical problems associated with delayed childbirth or the
age - related obstacles to adoption.
To illustrate potential mutation - specific effects on absolute cancer risks, we used the hazard ratio estimates to derive approximate absolute risks and 95 % confidence intervals, based on published estimates for the overall risks
of breast and ovarian cancer by
age 70 years.26 These estimates are for illustration and
do not represent absolute risk estimates that would be required in a genetic counseling setting, as they
do not
account for noncancer outcomes that may influence a woman's life expectancy, the effects
of family history, and nonrandom ascertainment
of mutation carriers in this sample and depend on assumptions about the prevalence
of different mutation classes in the population.
In
doing so, a significant aspect
of our models is
accounting for
age to maturity.
Taking into
account age and other risk health factors they found that two - thirds
of women who undergo fertility therapy never become pregnant, and when compared to the one - third who
do conceive, the women who never give birth end up with an increased risk for stroke and heart failure.
The first thing to
do is have an honest evaluation
of your present health and fitness taking into
account your
age, weight, body fat percentage, diet, lifestyle, illness or injuries and how long since you last exercised regularly, if ever.
The new recommendations
do not take into
account the most exciting research emerging about vitamin D concerning its potential to reduce the risk
of heart disease, chronic pain, auto - immune syndromes,
age - related brain decay, certain types
of cancer and other health issues.
Interestingly, those who ate mostly meat and fried foods and drank alcohol
did not have a higher risk
of death than those who ate healthy food after the researchers took into
account other factors that could affect the results, such as
age, gender, race, education, physical activity and total calorie intake.
While method # 1 is usually pretty accurate for most people, it still has the potential to be off to some degree because it doesn't
account for many
of those individual factors I mentioned before (like
age, gender and activity level), all
of which affect what our daily calorie maintenance level is.
It may not seem like a big deal on the surface but when you take into
account that hands are among the first areas
of skin to show signs
of aging — picture: dryness,
age spots, and wrinkles — paying adequate skin - loving attention to your paws suddenly bumps higher up on the to -
do list.
There really is no
accounting for wisdom — most under the
age of 40
do not understand or appreciate it but it can take you far in life and in love.
Don't despair — I have a little secret that is Muslims
account for over twenty percent
of the population
of the world and more than that fraction
of prime -
aged girls.
While I can't say the movie itself
does much for me, I feel quite pleased with its presentation on this Blu - ray;
accounting for the film's
age, this may be the best catalog transfer
of 2010.
This process needs to be
done across subjects and
age groups, with an interdisciplinary mindset, and comprehensively taking into
account the structure
of concepts and meta - concepts, as well as processes, methods, and tools that are required for deep understanding
of a given field.
The standards also take into
account our rapidly changing information
age, acknowledging that entirely new genres
of reading and writing could develop at any time (Twitter, Facebook updates, and multi-author blogs
did not exist in 1997 when many current state standards were in development).
Differences in
age of starting school and length
of schooling
did not appear to contribute once differences in
age on testing were taken into
account.
As a Latinx parent with school
age children in Boston, I think it's disheartening that Latinos
account for four times more
of the student body than they
do of the teaching force.
An estimated 34 million adults over the
age of eighteen
do not have a high school diploma which
accounts for an estimated 30 %
of adults living at or below the poverty level.
These are the same publishers who, in this day and
age of instant communication and RFID tracking and technology have convinced their authors that there is no way to
do an actual sales
accounting for the purposes
of figuring royalty payments.
Finalist in the 2015 INDIEFAB Book
of the Year Awards and semifinalist in the 2015 Kindle Book Awards,
Do Not Resuscitate is the firsthand
account of Jim Frost, an
aging misanthropist who witnessed the rise and fall
of the United States as a world power, the digitalization
of the planet, the advent
of the water wars, and the near collapse
of the global economy.
Of course, most authors have always done book signings and interviews, but in this digital age, you're expected to also have a website, a blog, a Twitter account, do podcasts, blog tours, and anything else you can think of to promote your boo
Of course, most authors have always
done book signings and interviews, but in this digital
age, you're expected to also have a website, a blog, a Twitter
account,
do podcasts, blog tours, and anything else you can think
of to promote your boo
of to promote your book.
It is a strange phenomenon in this
age of digital books, that authors CAN now serve very large markets with a single
account and
do darn well out
of it.
Something else that happens as a result
of that is probably the Social Security payments maybe a little bit less, which means your taxable income will be lower, which might allow you to
do more Roth conversions before you hit your required minimum distributions at
age 70 and a half, and so the main part
of this question is what's the best way to transfer these these retirement
accounts to the kids.
QLACs also provide a bit
of a tax break — i.e., you don't have to include the cost
of the QLAC when calculating RMDs, or required minimum draws, which you generally must start taking from retirement
accounts once you reach
age 70 1/2.