Sentences with phrase «age of low interest rates»

The problem is that in an age of low interest rates, cash accumulation generally doesn't perform well.

In this day and age of low interest rates and unprecedented household debt levels this concept of millionaires living modestly is probably even more likely to be true.

In this new age of low interest rates, rainy day savings make a lot less sense.

Not exact matches

Long - term low interest rates have added further complexity to the issue of superannuation and the aged pension.

Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.

The age of easy money and low interest rates — and, in some cases, negative interest rates — will have to draw to a close.

Still, if she has the larger story right (and it is the same one that economists such as myself have been telling for a long time) then you can add the reality of low interests rates to the list of things that the aging boomers will no doubt lose sleep over.

That tailwind added to the trend of increasing volume driven by an aging national fleet, low interest rates, and improved credit availability.

Although a creditworthy cosigner is not always required, borrowers who have not reached the age of majority in their state of residence or who have little to no credit history are encouraged to apply with a qualified cosigner to improve the chance of being approved and lower their interest rate.

Prudential Investment Management experts are focused on an aging global investing population that will continue to dampen economic growth and keep interest rates low globally — rivaling the impact of cyclical market trends heading into 2016.

By contrast, an annuity that is purchased at age 75 with a single premium of $ 100,000 would produce annual income of about $ 10,000, in spite of low interest rates.

So both of those factors, lower interest rates today, and the fact that people are living longer, really strengthen the case for at least the higher earner in a couple to delay Social Security to age 70, the probability that they'll live beyond that break - even age, to make it a good idea, it's well above 50 %.

On the valuations of stocks, it feels like the thing that is driving recent increases in P / E is that the masses are becoming more accustomed to the ideas that 1) the entire world is getting older, 2) aging puts negative pressure on interest rates, 3) interest rates will be low for a long time, and 4) stocks should be valued with earnings yields at a slight premium to 10 year Treasury yields (as discussed in your last post).

But if you're near retirement age, or if you've already put 20 or more years into paying off your home, refinancing might not be the wisest move — regardless of low interest rates.

We live in a world of relatively low interest rates; part of that comes from the Baby Boomers aging and pension plans investing for their retirement.

These include 1) reducing the risk of recession; 2) reverting to quantitative easing; 3) moving away from inflation targeting; 4) using fiscal policy to replace monetary policy; (v) using fiscal and monetary policy together in a bid to introduce so - called «helicopter money»; and 5) pushing interest rates higher through structural reforms designed to lower excess savings, most obviously via increases in retirement age.

The initial low premiums for an indeterminate premium life insurance policy are designed to pay the costs of policy maintenance, current market interest rates, and your personal demographics such as health, age, and where you live.

But the convergence of low interest rates, eager investment capital, an aging apartment base, and a modest slowdown in new apartment construction has intensified the activity.

In an industry where the average age of a real estate salesperson is typically in the mid-40s to the mid-50s, many more of our customers» age range is in their late 20s to 30s — especially with today's low interest rates fuelling more first - time buyers entering the market.

«The net lease industry has been active for all segments — private buyers, 1031 buyers, family offices, institutions, etc. — due to past year's volatility in the stock market, low interest rate environment, and aging demographic looking for fixed income alternatives,» says Randy Blankstein, president of The Boulder Group.

A solid combination of older age, lower mortgage balance, higher appraised home value, and lower interest rates will help garner you the most funds possible.

Interest rates for manufactured homes vary from low FHA insured mortgage rates to the higher rates based on the age and size of the home, the amount of the loan, the amount of the down payment, the term of the loan, the site location, and the borrower's credit.