Government
agencies access your files for maintenance and verification purposes.
Not exact matches
When your
file is frozen, no one can
access your data, and the credit reporting
agency can't sell it either.
Locking your Equifax credit
file will not prevent
access to your credit
file at any other credit reporting
agency.
Entities that may still have
access to your Equifax credit
file include: companies like Equifax Global Consumer Solutions which provide you with
access to your credit report or credit score, or monitor your credit
file; federal, state, and local government
agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection
agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.
There were some broadcasters and program
agencies of different churches who gave me
access to their
files and made otherwise private research available to me for use in the study.
We
filed several Freedom of Information Act requests (FOIAs) to gain
access to
agency records and were alarmed by what we found.
By securing data
files with a «need - to - know» decryption key, researchers at Singapore's
Agency for Science, Technology and Research (A * STAR) have developed a way to control
access to cloud - hosted data in real time, adding an extra layer of security for data sharing via the Internet.
A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding
access to his credit
file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting
agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.
However, restrictions on credit reports do not apply to your existing creditors, debt collectors collecting for your existing creditors, or government
agencies under certain circumstances (e.g., court or administrative order, subpoena, search warrant), all of which will still be able to
access your credit
file.
YOU UNDERSTAND THAT BY ACCEPTING THESE TERMS AND CONDITIONS YOU ARE PROVIDING «WRITTEN INSTRUCTIONS» TO ZANDER IDENTITY THEFT SOLUTIONS («We» or «Us») AND ITS, EMPLOYEES, AGENTS, SUBSIDIARIES, AFFILIATES, CONTRACTORS, THIRD PARTY DATA PROVIDERS, AND ALL NATIONAL CREDIT REPORTING
AGENCIES UNDER THE FAIR CREDIT REPORTING ACT (FCRA), AS AMENDED, INCLUDING, WITHOUT LIMITATION, EXPERIAN, TRANSUNION, EQUIFAX AND AFFILIATED ENTITIES, TO
ACCESS YOUR CREDIT
FILES FROM EACH NATIONAL CREDIT REPORTING
AGENCY AND TO EXCHANGE INFORMATION ABOUT YOU WITH EACH SUCH NATIONAL CREDIT REPORTING
AGENCY IN ORDER TO VERIFY YOUR IDENTITY AND TO PROVIDE THE SERVICES TO YOU.
(See:
Access to Canadian health
files by U.S. border
agency sparks demands for inquiries Toronto Star and Toronto woman with bipolar disorder refused entry into U.S. for being a «flight risk» Toronto Star).
The state's Welfare and Institutions Code section 827 states that any
agency outside of those listed in the law must request a special court order to
access information in a juvenile court
file.
Your agent and members of the
agency staff do not have
access to your credit
file.
Your employer, insurance company, attorney, and government
agencies all have
access to your
files when needed.
The plaintiff, a law student and vocal data privacy activist,
filed the complaint against Facebook's Irish operation, which serves as headquarters for its European business, claiming that his personal data could be shipped illegally to the U.S., where American government
agencies and others would have
access to his otherwise protected information.