(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total
cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting
agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review
at no charge on request made to the consumer reporting
agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a
minimal charge
at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting
agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting
agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting
agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting
agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.