Federal Investigative Notice No. 06 - 07 says the OPM does not automatically expand investigations for financial issues unless a credit report reflects current
aggregate delinquent debt totaling $ 3,500, there has been a Bankruptcy within the past 2 years, or there has been a bankruptcy within the past 3 to 5 years with evidence of current credit problems.
For example, an important question regarding recent household deleveraging has been to what extent the decline in
aggregate household
debt was attributable to
delinquent debt charge - offs as opposed to active
debt paydowns by consumers.