I tried to make my case to anyone at Amazon who would listen: I'd promise not to return any more items, I'd
agree to have my account specially monitored, I'd go on a
temporary probationary
period so they could see me on my best behavior.
Another pattern that seems to be emerging across the country involves Florida banks like Wells Fargo entering into loan modification agreements where the borrower / home owner
agrees to pay a lower mortgage payment for a set time
period and, if the borrower makes all of those
temporary payments, then the bank
agrees to modify the mortgage home loan permanently instead of foreclosing on the property.