«No benefits will be paid
due to Injury or death caused by, contributed to by or related to the following and / or their treatments and / or complications thereof: Sickness; Suicide or intentional self - inflicted Injury or poisoning; War, declared or undeclared; Acts of terrorism; While committing or attempting to commit a crime; Taking of illegal or non-prescribed drugs, or addiction or
misuse of prescription drugs;
Alcohol abuse or addiction, or being under the influence of alcohol, as defined by the vehicle code of the state or province in which the Accident has occurred; Mental or Nervous Disorders; Pre-Existing Conditions; Subjective Pain or other symptoms unless supported by objective medical findings; Pregnancy and pregnancy - related conditions including but not limited to fertility, pre-natal care, childbirth, miscarriage, abortion or postpartum conditions; Nuclear, biological or chemical exposure as a result of war, declared or undeclared or terrorism.
Alcohol abuse or addiction, or being under the influence of
alcohol, as defined by the vehicle code of the state or province in which the Accident has occurred; Mental or Nervous Disorders; Pre-Existing Conditions; Subjective Pain or other symptoms unless supported by objective medical findings; Pregnancy and pregnancy - related conditions including but not limited to fertility, pre-natal care, childbirth, miscarriage, abortion or postpartum conditions; Nuclear, biological or chemical exposure as a result of war, declared or undeclared or terrorism.
alcohol, as defined by the vehicle code of the state or province in which the Accident has occurred; Mental or Nervous Disorders; Pre-Existing Conditions; Subjective Pain or other symptoms unless supported by objective medical findings; Pregnancy and pregnancy - related conditions including but not limited to fertility, pre-natal care, childbirth, miscarriage, abortion or postpartum conditions; Nuclear, biological or chemical exposure as a result of war, declared or undeclared or terrorism.»
Treatment of nervous or mental disorders, or Treatment in connection with
alcohol, drug or chemical abuse,
misuse, illegal use, overuse or dependency or use of any drug or narcotic agent; Injury sustained while under the influence of or Disablement
due wholly or partly to the effects of intoxicating liquor, chemicals, or drugs or narcotic agent, unless administered under the advice of a Physician and said narcotic agent was taken in accordance with the proper dosing as directed by the physician; unless prescribed by a Physician, except as stated in the Schedule of Benefits for mental or nervous disorders;
There are 300,000 children being raised by grandparents and other family members in the UK because their parents are unable to — often
due to bereavement, serious illness, drug and
alcohol misuse and imprisonment.