Generally, all ULIP's fund value would get reduced to the extent of commissions paid to agents
+ premium
allocation charges, etc., Hence ULIP holders fund value shows very less compared to what they invested for a moment ignore the returns.
Premium
Allocation Charges — Year 1 — 3.15 % Year 2 to 22 — 0 Administration Charges — Year 1 to 5 — 6.30 %, Years 6 to 22 — 3.15 % Mortality charges — comparable to other insurers (with + — 5 % deviation) Fund Management Charges — 1.35 % every year Agent's commission — Year 1 — 10 % Years — 2 to 22 &mdash
Charges — Year 1 — 3.15 % Year 2 to 22 — 0 Administration
Charges — Year 1 to 5 — 6.30 %, Years 6 to 22 — 3.15 % Mortality charges — comparable to other insurers (with + — 5 % deviation) Fund Management Charges — 1.35 % every year Agent's commission — Year 1 — 10 % Years — 2 to 22 &mdash
Charges — Year 1 to 5 — 6.30 %, Years 6 to 22 — 3.15 % Mortality
charges — comparable to other insurers (with + — 5 % deviation) Fund Management Charges — 1.35 % every year Agent's commission — Year 1 — 10 % Years — 2 to 22 &mdash
charges — comparable to other insurers (with
+ — 5 % deviation) Fund Management
Charges — 1.35 % every year Agent's commission — Year 1 — 10 % Years — 2 to 22 &mdash
Charges — 1.35 % every year Agent's commission — Year 1 — 10 % Years — 2 to 22 — 0.5 %