Some states» laws also
allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Not exact matches
Guaranteed Purchase Option Rider:
allows the insured to purchase
additional life
insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.
Most renters
insurance companies
allow you to add
additional coverage through renters
insurance riders at any time.
None of the card companies offer trip cancellation
insurance, but Amex
allows you to buy that
additional coverage, and some issuers will include it with their cards.
This
allows additional authorized users to receive the exact same
insurance coverage as the primary cardholder.
Some employers also
allow employees to purchase
additional life
insurance coverage under their group benefit
coverage plan.
And, some policies contain guaranteed purchase options, which
allow you to buy
additional life
insurance coverage at specified times, regardless of your health.
However, if you feel that the person's lifestyle may lead to death, some
insurance companies will
allow you to put a suicide policy (an
additional coverage to your life
insurance policy) into place.
Most Massachusetts auto
insurance companies
allow drivers to purchase higher limits on the required
coverage types and / or purchase
additional insurance coverage.
Many employers offer a basic life
insurance as a benefit and some even
allow you to purchase
additional coverage at a very affordable rate.
Life
insurance policies can contain
additional features that
allow you to customize your
coverage.
Many life
insurance policies contain
additional features that will
allow you to customize your
coverage.
In addition, a travel
insurance plan usually
allows additional benefits with the emergency evacuation
coverage including:
As long as certain conditions are met, several trip cancellation
insurance plans
allow you to cancel your mission trip for any reason; such trip
insurance plans are higher priced and such
coverage is typically optional at any
additional premium.
Most moving companies will
allow you to purchase
additional movers
insurance coverage, known as full - value protection, to cover your belongings.
Additional Deposit Privilege With some whole life insurance products, additional deposit privilege will allow you to increase your amount of coverage
Additional Deposit Privilege With some whole life
insurance products,
additional deposit privilege will allow you to increase your amount of coverage
additional deposit privilege will
allow you to increase your amount of
coverage over time.
An Indiana umbrella
insurance policy will
allow you to acquire
additional liability
coverage while saving money by buying your car
insurance at state minimum
coverage amounts.
Often, insureds are
allowed to convert their term life
insurance coverage over into a permanent life
insurance policy without having to take a medical exam or even provide any
additional evidence of insurability.
«For instance, a few hundred dollars a year may
allow you to get up to $ 1 million in
additional liability protection beyond your existing auto and / or property
insurance coverages,» Smith says.
This
coverage allows the policy owner to purchase
additional amounts of
insurance on the life of the insured person without evidence of insurability up to a maximum of 5 times.
In most US states,
insurance companies are
allowed to ask questions about a person's medical history to decide whom to offer
coverage, whom to deny and if
additional charges should apply to individually - purchased
coverage.
Many term life
insurance policies will
allow the insured to add
additional riders in order to enhance the
coverage.
While basic term life
insurance can be easy to secure and relatively affordable, you should consider a life
insurance policy that will
allow you to extend
coverage without any
additional medical underwriting in the future, even though you will likely end up paying a higher premium.
Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent life
insurance policies that
allows the owner to elect to purchase
additional life
insurance death benefit
coverage periodically at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.
Benefit Increase Rider: Also included at no extra charge, this disability
insurance rider
allows you the option to purchase
additional coverage once every 3 years without having to go through medical underwriting.
This rider
allows customers to purchase
additional insurance coverage together with their base policy in the period that is stated in the policy without the need for
additional medical examination.
It
allows the insured to purchase
additional life
insurance coverage at specific ages, or alternatively, at special occasions such as the birth of a child or marriage.
Knowing that there may be life events that will require you to purchase
additional life
insurance, the Guaranteed Insurability rider
allows the policyholder to purchase
additional coverage at regular intervals without having to prove insurability.
The rider
allows the purchase of
additional insurance coverage with no evidence of insurability at specific ages or special occasions, up to age 46.
Convertibility: many policies
allow you to convert term
coverage into permanent
insurance once the term is over without
additional proof of good health — also known as «evidence of insurability.»
Commercial Umbrella
Insurance - Also known as excess liability
coverage allows for
additional liability protection when the limits of your other liability policies have been reached.
Some high risk
insurance companies will
allow you to purchase
additional liability
coverage to increase the policy limits and some companies will also
allow you to purchase uninsured or underinsured motorist
coverage, but many
insurance companies will not offer collision or comprehensive
insurance to a high risk driver.
While Guaranteed Insurability Option lets you acquire
additional coverage without having to prove your insurability, Guaranteed Issue Right is a right that
allows you to purchase
insurance policies without having to take medical and / or physical examinations.
Most
insurance companies will
allow you to customize your policy by adding on life
insurance riders that give you some peace of mind and
additional coverage.
And if it has a guaranteed purchase option, it will
allow your young relative to buy
additional life
insurance coverage if needed in the future.
Guaranteed Insurability Rider (a.k.a Renewal Provision) This rider
allows you to purchase
additional insurance coverage along with your base policy in the stated period without the need for further medical examination.
This
additional coverage (called «riders») will
allow you to be reimbursed for certain services, such as health
insurance premium payment or daycare services for both children and an elderly parent or sick life partner.
This type of renters
insurance will
allow you to have separate stipends in your policy to
allow for
additional coverage for some items, but not all.
Suppose you feel that the auto
insurance doesn't have adequate liability
coverage, Oregon also
allows drivers to have extra liability
coverage wherein an
additional insurance kicks in when the
coverage limits of your existing auto
insurance are exhausted.
\ nA renewable policy
allows the policyowner to renew the
coverage simply by paying
additional premiums before the termination date without having to provide evidence of insurability (i.e. proving good health) Note: most
insurance providers limit the number of times you can renew such a policy or set an age limit for renewals so make sure to pay attention to this when shopping for term life
insurance if you plan on renewing your policy for some time.
Most group sponsored plans
allow employees to buy a certain amount of
additional life
insurance coverage, but even that might not meet their needs.
Riders typically provide
additional coverage, such as disability or hardship,
allowing people to maintain their life
insurance even in the vent of serious financial or health problems.
Since you are technically still living in the parental home, the
insurance company may extend
coverage to you, or
allow you to buy personal property protection without any
additional coverages other than what your parents already have.
Doing so, the ministry reasons, would
allow the «purchasing of
additional insurance coverage at no or minimal increased cost to registrants depending on market conditions.»