Sentences with phrase «allow additional insurance coverage»

Some states» laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

Not exact matches

Guaranteed Purchase Option Rider: allows the insured to purchase additional life insurance coverage with no evidence of insurability at specific ages or for specific events, such as marriage, buying a home and the birth of a child.
Most renters insurance companies allow you to add additional coverage through renters insurance riders at any time.
None of the card companies offer trip cancellation insurance, but Amex allows you to buy that additional coverage, and some issuers will include it with their cards.
This allows additional authorized users to receive the exact same insurance coverage as the primary cardholder.
Some employers also allow employees to purchase additional life insurance coverage under their group benefit coverage plan.
And, some policies contain guaranteed purchase options, which allow you to buy additional life insurance coverage at specified times, regardless of your health.
However, if you feel that the person's lifestyle may lead to death, some insurance companies will allow you to put a suicide policy (an additional coverage to your life insurance policy) into place.
Most Massachusetts auto insurance companies allow drivers to purchase higher limits on the required coverage types and / or purchase additional insurance coverage.
Many employers offer a basic life insurance as a benefit and some even allow you to purchase additional coverage at a very affordable rate.
Life insurance policies can contain additional features that allow you to customize your coverage.
Many life insurance policies contain additional features that will allow you to customize your coverage.
In addition, a travel insurance plan usually allows additional benefits with the emergency evacuation coverage including:
As long as certain conditions are met, several trip cancellation insurance plans allow you to cancel your mission trip for any reason; such trip insurance plans are higher priced and such coverage is typically optional at any additional premium.
Most moving companies will allow you to purchase additional movers insurance coverage, known as full - value protection, to cover your belongings.
Additional Deposit Privilege With some whole life insurance products, additional deposit privilege will allow you to increase your amount of coverage Additional Deposit Privilege With some whole life insurance products, additional deposit privilege will allow you to increase your amount of coverage additional deposit privilege will allow you to increase your amount of coverage over time.
An Indiana umbrella insurance policy will allow you to acquire additional liability coverage while saving money by buying your car insurance at state minimum coverage amounts.
Often, insureds are allowed to convert their term life insurance coverage over into a permanent life insurance policy without having to take a medical exam or even provide any additional evidence of insurability.
«For instance, a few hundred dollars a year may allow you to get up to $ 1 million in additional liability protection beyond your existing auto and / or property insurance coverages,» Smith says.
This coverage allows the policy owner to purchase additional amounts of insurance on the life of the insured person without evidence of insurability up to a maximum of 5 times.
In most US states, insurance companies are allowed to ask questions about a person's medical history to decide whom to offer coverage, whom to deny and if additional charges should apply to individually - purchased coverage.
Many term life insurance policies will allow the insured to add additional riders in order to enhance the coverage.
While basic term life insurance can be easy to secure and relatively affordable, you should consider a life insurance policy that will allow you to extend coverage without any additional medical underwriting in the future, even though you will likely end up paying a higher premium.
Guaranteed Insurability Rider DEFINITION: an optional rider attached to permanent life insurance policies that allows the owner to elect to purchase additional life insurance death benefit coverage periodically at certain attained ages, or alternatively, upon certain special occasions such as marriage and the birth of a child.
Benefit Increase Rider: Also included at no extra charge, this disability insurance rider allows you the option to purchase additional coverage once every 3 years without having to go through medical underwriting.
This rider allows customers to purchase additional insurance coverage together with their base policy in the period that is stated in the policy without the need for additional medical examination.
It allows the insured to purchase additional life insurance coverage at specific ages, or alternatively, at special occasions such as the birth of a child or marriage.
Knowing that there may be life events that will require you to purchase additional life insurance, the Guaranteed Insurability rider allows the policyholder to purchase additional coverage at regular intervals without having to prove insurability.
The rider allows the purchase of additional insurance coverage with no evidence of insurability at specific ages or special occasions, up to age 46.
Convertibility: many policies allow you to convert term coverage into permanent insurance once the term is over without additional proof of good health — also known as «evidence of insurability.»
Commercial Umbrella Insurance - Also known as excess liability coverage allows for additional liability protection when the limits of your other liability policies have been reached.
Some high risk insurance companies will allow you to purchase additional liability coverage to increase the policy limits and some companies will also allow you to purchase uninsured or underinsured motorist coverage, but many insurance companies will not offer collision or comprehensive insurance to a high risk driver.
While Guaranteed Insurability Option lets you acquire additional coverage without having to prove your insurability, Guaranteed Issue Right is a right that allows you to purchase insurance policies without having to take medical and / or physical examinations.
Most insurance companies will allow you to customize your policy by adding on life insurance riders that give you some peace of mind and additional coverage.
And if it has a guaranteed purchase option, it will allow your young relative to buy additional life insurance coverage if needed in the future.
Guaranteed Insurability Rider (a.k.a Renewal Provision) This rider allows you to purchase additional insurance coverage along with your base policy in the stated period without the need for further medical examination.
This additional coverage (called «riders») will allow you to be reimbursed for certain services, such as health insurance premium payment or daycare services for both children and an elderly parent or sick life partner.
This type of renters insurance will allow you to have separate stipends in your policy to allow for additional coverage for some items, but not all.
Suppose you feel that the auto insurance doesn't have adequate liability coverage, Oregon also allows drivers to have extra liability coverage wherein an additional insurance kicks in when the coverage limits of your existing auto insurance are exhausted.
\ nA renewable policy allows the policyowner to renew the coverage simply by paying additional premiums before the termination date without having to provide evidence of insurability (i.e. proving good health) Note: most insurance providers limit the number of times you can renew such a policy or set an age limit for renewals so make sure to pay attention to this when shopping for term life insurance if you plan on renewing your policy for some time.
Most group sponsored plans allow employees to buy a certain amount of additional life insurance coverage, but even that might not meet their needs.
Riders typically provide additional coverage, such as disability or hardship, allowing people to maintain their life insurance even in the vent of serious financial or health problems.
Since you are technically still living in the parental home, the insurance company may extend coverage to you, or allow you to buy personal property protection without any additional coverages other than what your parents already have.
Doing so, the ministry reasons, would allow the «purchasing of additional insurance coverage at no or minimal increased cost to registrants depending on market conditions.»
a b c d e f g h i j k l m n o p q r s t u v w x y z