Sentences with phrase «allows higher ratios»

If they say right away that your debt - to - income ratio is above their limit, you can try to find another lender that allows higher ratios, he says.
Some lenders may loosen DTI guidelines, allowing higher ratios in the 40 and 50 percent range.

Not exact matches

One reason why lenders may feel safe lending to Virginians, allowing them to have a high debt - to - income ratio, is their low delinquency rates.
«In my view, only charities that have demonstrated solid governance and have a high ratio of funds raised that are spent properly should be allowed to raise money.»
Industries such as software, on the other hand, allow for much higher price to cash flow ratios because they have very low capital requirements.
The good news of sorts is that while we do calculations using traditional rules, market rules allow for «back - end» ratios that are commonly higher.
Agency loans are SunTrust's label for the Fannie Mae HomeReady ® and Home Possible ® programs, which both allow higher loan - to - value ratios that allow people with less in savings to think about applying for a home loan.
The «GSE» will soon allow for higher debt - to - income ratio limits.
But lenders will often allow for higher ratios if other factors are OK.
FHA loans allow debt - to - income ratios of up to 43 %, but will allow higher debt - to - income ratios on a case - by - case basis.
Just as importantly, it allows long - only investors to achieve a greater exposure to the high information ratio opportunities provided by quality and value.
FHA - insured loans also allow for a lower downpayment of 3.5 percent and a debt - to - income ratio of 45 percent or higher.
Some mortgage lenders allow for a higher DTI ratio, as noted below.
Our tool will not allow that ratio to be higher than 43 %.
Strong labour markets and historically low borrowing costs have allowed Canada's households to amass one of the highest debt - to - income ratios in the developed world.
As you can see in the table below, FHA allows higher debt - to - income ratio limits for borrowers with one or more «compensating factors.»
Also, if the loan will produce only a minimal increase in the borrower's housing payments, higher debt ratios might be allowed.
It thus appears that even those, such as Father Nugent, who have reason to accentuate the prevalence of homosexuality allow that the ratio of homosexuality in the priesthood is not that much higher than in the general population.
Our advanced technique, use of carefully selected beans, and optimal ratio of roasted coffee to water, allows us to preserve the highest amount of caffeine possible throughout the cold brew process, delivering a full - bodied finished product
El neny plays the defensive role all over the pitch, he tend to follow the ball in a defensive position by continuosly running into space that allow him many touches of the ball and control of the flow of arsenal game, and gives him a high pass completion ratio.
So if it's speed and quickness athletes are after, then they should allow up to as high as a 50:1 rest - to - work ratio, and as low as a 20:1 if full recovery is what their after.
The current government provision already allows for a qualification - related higher ratios: those with Early Years Teacher of Professional Status can care for children aged 3 and 4 in groups of 13 rather than 8.
More gears allow for a wider gear ratio coverage (higher first - and second - gear ratios) and greater torque multiplication in lower gears.
The research showed that the advantage results from a high length - to - width ratio that allows the formation of more waves.
The hot gas produced is then allowed to escape through a narrow hole (the «throat»), into a high - expansion ratio nozzle.
The «My Data» tab allows you to select a number of overlays such as mineral ratio, geology, and for the more scientifically minded, high - energy gamma - ray count rate, all of which come with an easy - to - understand color legend.
The DARK - speckle Near - infrared Energy - resolved Superconducting Spectrophotometer (DARKNESS) is designed to take images with much higher contrast ratios, allowing astronomers to spot extremely faint planets around bright stars.
Graphene's high electron speed allows for faster processing of applications in analog electronics where such a high on - off ratio is not needed.
It allows for the production of very high protein ratios (over 90 percent), the retention of important milk subfractions, and extremely low fat and lactose contents.
Bone quantity: the bone - to - water ratio in our bone broth is a much higher ratio than you would find in any stock, which again, allows for the broth to extract more nutrients and more overall goodness for you.
The timing of the energy intake and the ratio of certain ingested macronutrients are likely the attributes which allow for enhanced recovery and tissue repair following high - volume exercise, augmented muscle protein synthesis, and improved mood states when compared with unplanned or traditional strategies of nutrient intake.
Effectively, you need to approach this problem the other way» round: run at a lower heart rate to make you body better at running with a more fat - oriented mixture of metabolic fuel (which will allow it to produce and burn more fuel at higher rates while maintaining the same ratios).
On the other hand, the cage - free organic eggs from healthier chickens allowed to eat more natural feed and roam freely will have much higher vitamin and mineral levels and a more balanced healthier omega - 3 to omega - 6 fatty acid ratio.
I believe my performance improved (albeit marginally — the differences aren't large) when I allowed my protein / carb / fat ratios to remain consistent despite my high caloric intake, which is ~ 3,600 calories / day.
Video: With an aspect ratio of 2.40:1 Anamorphic Widescreen, the video quality of the film is higher than the time period of the action allows it to appear.
One of the problems in too many classrooms is that the teacher - pupil ratio is still so high that it is difficult to provide an environment where children can be allowed to «do what they want.»
Critics rightly point out that Perry, CPC, and Abecedarian were intensive programs with high standards, including allowing only teachers with bachelor's degrees, full - day services, low child - to - teacher ratios, parent engagement, and some social services for families.
SBE Allows Higher Student / Teacher Ratio for Online Charter Schools California's State Board of Education approved waiver requests this month increasing the pupil - to - teacher ratio for independent study students at several online charter schRatio for Online Charter Schools California's State Board of Education approved waiver requests this month increasing the pupil - to - teacher ratio for independent study students at several online charter schratio for independent study students at several online charter schools.
Many high performing charter schools accept a large number of students in the early grades, but as students leave a charter school for one reason or another, charter schools are allowed to leave those seats open; clearly this can produce exceptionally low teacher - student ratios creating an uneven playing field for those in traditional public schools that are held to a higher standard.
New for this generation of GTI is a variable ratio steering system, which firms up at higher speeds, allowing for more direct steering that is easier to live with at parking speeds.
The wide ratio spread allows for leisurely rpm at high speeds; at 90 mph the four - cylinder still spins below 3000 rpm.
Thanks to the short ratios allowed by the high cog count and shifts that are as quick and crisp as some dual - clutch rivals», at least in manual mode with paddles at the ready and a supercharged V - 8 willing to rev all the way to 7,000 rpm, you can always be in the powerband, never losing ground for a millisecond.
VC - T, for Variable Compression - Turbocharged, can raise or lower the stroke of the pistons allowing the compression ratio to vary between 8:1 and 14:1 — providing performance benefits at low compression and efficiency improvements at high compression.
The basic architecture is very similar but the California's direct injection allows a higher compression ratio and it has a wider bore and shorter stroke, displacing 4297cc rather than the 4308cc of the F430.
The engine will adopt a lower compression ratio under hard acceleration or heavy loads to allow the turbocharger to deliver maximum boost, and move to a higher compression ratio on light throttle to allow for fuel - efficient lean - burn running.
It helps high - speed stability even further, allowing engineers to deliver an even faster 12.2:1 steering ratio.
From our side, I think the number - one move to allow higher compression ratios will be the development of water injection to reduce combustion temperatures — it's all about controlling knock or pre-ignition.
They accept that higher - octane fuels will allow us to use higher compression ratios to improve combustion efficiency.
The higher compression ratio in diesels means they are harder to start, but once they are running the energy expended in compressing air is regained during the expansion stroke when the compressed air is allowed to «spring» back, so the higher compression ratio causes negligible engine braking via energy being lost as friction and heat of compressed air to engine block.
Premium fuel will allow more spark advance, higher compression ratio, or both.
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