Sentences with phrase «already bad credit ratings»

Not exact matches

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
Auto financing for bad - credit customers is available through a traditional car dealer, but because your low credit score already dictates that you will pay a higher interest rate than consumers with good credit ratings, obtaining bad credit car financing through the dealership will be even more costly than through your bank, credit union, or a sub-prime lender.
So, if you can't go to the bank and refinance all your debts at a lower interest rate then doing a proposal isn't going to make it any worse to your credit that as you say is already in the ditch.
If you're in serious financial difficulty then the chances are that your credit rating is already impaired and will only continue to get worse as default notices are issued against you.
While refinance under Making Home Affordable program may not benefit individuals with excellent credit, since they may already have low interest rates, it is definitely of great help for people with mediocre and bad credit scores.
Bad credit student loans already have high interest rates compared to regular student loans but if you also default on the loan, you can incur in penalty fees and additional charges.
A poor score can cause you to be denied credit you may need, not just want, or force you to pay ridiculously high rates on loans or cards you can get or, even worse, on those you already have.
While rising interest rates can still have a negative impact on borrowers, especially those with credit cards that already have a higher interest rate, it is important to understand that it does not mean the worst for everyone.
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