Sentences with phrase «also had a good credit score»

If you are confident in your ability to repay your loans over your given repayment term and are seeking to maximize savings, and you also have a good credit score and healthy income, refinancing your federal loans could be a wise option.

If you are confident in your ability to repay your loans over your given repayment term and are seeking to maximize savings, and you also have a good credit score and healthy income, refinancing your federal loans could be a wise option.

Not exact matches

It's also an Ask Farnoosh day, so get answers to your burning $ $ questions including how to find a good tax preparer, what recourse you have if a doctor inappropriately charges you for a bill and how closing a credit card will affect your credit score.

So while it's important to have a good credit score in order to refinance, it's also just as important to maintain positive cash flow and employment status as well.

Business owners must also have fair or better personal credit, which is usually any credit score of 620 or higher, and all borrowers who own 20 % or more of the business must personally guarantee that the loan or line of credit will be repaid.

Best egg also has one of the lower baseline credit score requirements, 640, which make them an option for most consumers.

The Portuguese also expressed his surprise at the sheer volume of goals that he has been scoring in recent weeks, while they credited good fortune as also being a major factor.

Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned Credit scores do nothing more than give a probability that a borrower will make good, based primarily on his history of paying other people back, but also considering such measures of financial stress as how many times he has asked for a loan recently and the credit lines to credit used ratio mentioned credit lines to credit used ratio mentioned credit used ratio mentioned above.

Applying erratically at banking offices and car dealerships would not do you any good, but also worsen your situation, as multiple inquiries would further reduce your credit score.

If you're rejected for a credit card application and know that you have good credit, this can also be a sign that someone is using credit cards in your name and lowering your credit score.

Renting might also be a better option when you have a low credit score.

Getting better terms with your refinance home loan can be due to the fact that market conditions have improved since you obtained your previous loan, because of a recuperation of your credit score and history compared to the time when you requested the loan or also due to a combination of these two factors.

Having a number of cards in good standing is also a great way to add points to your credit score that can lead to higher limit cards being offered to you.

It can also keep you from checking your FICO scores, as well as any credit file you may have.

A very good credit score will mean that the borrower may be able to go to a regular bank such as RBC or BMO, this would also have the lowest rate of interest.

While they primarily work with individuals who have low credit scores, many of their clients also have good, if not great, credit scores but still want to increase their score higher in an effort to achieve a lower interest rate on their mortgages or loans.

Regardless of whether you use it infrequently, it's a good idea to always keep your oldest credit card and make sure that account is in good standing, as it can have a big impact on the average age of your accounts, which can also influence your credit score.

Also, the interest rates are all based on your credit score, so if this is not the best, then you may pay a higher interest rate than you would have with your initial loans.

If you've been using credit for a while but you're carrying a lot of debt or you missed a payment or two along the way, that can also keep your score from climbing into «good» or «excellent» territory.

They also have access to many of FICO's educational tools and resources for helping them better understand and improve their credit scores.

You will also learn that a good credit score is vital for financial freedom, how you can build your credit to achieve a good score, and what you can expect once you have a good score.

I'd also think it's a good idea not to max out the line of credit, maybe $ 20k out of $ 25 or something so it doesn't affect your credit score as much?

Moreover, there are also other financial institutions that offer these for those customers that have shown an ability to maintain a good credit score as well as pay the bills that are due on the card back on time.

You can also become an authorized user on your parents» or spouse's credit card, if they have good credit, to benefit off their on - time payments and ride the wave to a better credit score.

Just because secured credit cards are intended for those with low credit scores, doesn't mean they have limited options, In fact, the best secured credit cards can also have no annual fees, low interest rates, or even reward programs.

Aside from better interest rates, consumers with an excellent credit score also have a better chance of getting approved for loans or credit cards in the first place.

My extire tax returns was taking for 2015 and all the funds went to department of education and the fact that they took over 8,000 and I lost my apartment I'm currently still homeless and I'm also divorced and lost my vehicle to theft and to get even more worse my son was air lifted from school I had to miss work and I lost my job behind the the issues with my son and I don't have a good credit score because department of education and I was pressing the issues that the school was not accredited by no state and I have to pay for a service that I can't even get a job in the field I went to school for.I don't know what to do honestly about the filing for 2016 returns cause I was not offered a option to get my money back from 2015 returns cause I was really in the need for my money I worked hard for.

The applicant will need to have a good credit score in order to get approved and must also show proof of a steady source of income to confirm his ability to repay the loan.

You might also be able to score a lower interest rate by calling the credit card company and requesting a lower rate, especially if you've been a customer in good standing for several years.

Your student loans have the potential to hurt your credit score, but they can also be one of the best ways to build a solid credit history.

As credit scores for new auto loans hit record highs, lenders have also tightened their standards and are lending less based on purchased vehicle values.This is good news for the auto lending industry because narrower credit standards are «starting -LSB-...]

If you have an excellent credit score, you may be better off opting for a card with more robust, flexible rewards that also provides incentives for gas.

If this sounds great and you'd like to get a good picture of your loans and debt, or see if you can qualify for mortgage refinancing while also getting a free non-FICO credit score, then check out Credit Scredit score, then check out Credit SCredit Sesame.

But it can also lead to the loan being due quickly and can have poor terms for a buyer who may not have a good enough credit score or doesn't make enough money to qualify for a traditional loan.

You can also rebuild a good payment history by wisely using secured credit cards so that you will have a good credit score again by the time your disqualification period ends.

It may also be the best option if you don't have a lot of cash on hand, or if you have a low credit score.

To qualify for a no ratio loan, you will also need a solid credit score, and it's ideal to have significant assets as well.

For instance, LightStream, SoFi and Marcus, which all require borrowers to have good credit scores, do not charge any origination fees or check processing fees on their personal loans, and they also have a lower maximum interest rates between 14 % and 23 %.

Since starting our site, we've expanded beyond our credit card reviews to also include information on checking and improving your credit score; comparing wireless plans to get the best deal on your cell service; and providing a place to educate yourself about the best installment loans and read reviews of different lenders.

Age is also a factor (which isn't surprising since you have to build a credit history to have a good score).

Having a longer credit history also has a positive impact on your score, meaning a history dating back 10 years is better than a history of three years.

Also, is it possible to better my credit score by reducing my credit utilization (which I would do by cancelling one credit card or asking for a lower limit)?

They also offer some industry specific scores which can be useful if you're be denied for some forms of credit (or insurance) but not others and have the best tools out of the four free credit monitoring sites.

Note that buyers can often get a lower interest rate not only by having solid financials and a good credit score, but also by paying a down payment greater than 20 percent of the cost of the home.

Business owners must also have fair or better personal credit, which is usually any credit score of 620 or higher, and all borrowers who own 20 % or more of the business must personally guarantee that the loan or line of credit will be repaid.

I have also contacted [email protected] and my score was improved perfectly to 812 804 787, i am very happy now i can purchase a home soon, he is the best repairer that what i will say because i have contacted so many that have failed me but finally he saved me so get to him if you have any issue with your credit score too he is really good as they said about his work

Many, including myself, uses free services like borrowell to get their scores, and as of recent they've now also added the addition of credit report to it as well and again all free.

This is a circumstance the My Credit Guy team is well aware of and we make absolutely sure you not only have the scores needed before sending the client back to you, but also that all dispute verbiage has been removed.

They also have an «A +» rating from the BBB, which is the best score we've seen from a credit repair company.

Also, if you have a non-mortgage debt, make sure you pay it back as quickly as possible so as to improve your credit score and get better mortgage Canada rates.