Sentences with phrase «also higher default»

There are also higher default and delinquency rates found at institutions where graduation and degree completion rates are lower — for example, at some for - profit universities or community colleges.

Not exact matches

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.
But a continuation of favorable economic growth and low default levels — which we expect — and measured Federal Reserve tightening — which we also expect — should support more narrow high - yield bond spreads for some time to come.
Although the bond market is also volatile, lower - quality debt securities, including leveraged loans, generally offer higher yields compared with investment - grade securities, but also involve greater risk of default or price changes.
• Lower - quality debt securities generally offer higher yields but also involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.
Yet we also see very strong inflows into junk bond funds, based on the belief that these high yields represent value rather than information about default probabilities.
Also, stocks are volatile and generally the riskiest assets, with the possible exception of credit default swaps, high - yield «junk» bonds, and other similar assets.
Also, if your credit history reveals that you usually default in making payment, you should expect high interest rate.
My view is that humans have always looked towards a higher being and also if it were the default then why the similarities in Faith around the planet?
Instead of assuming a strategically located farmer's market, for instance, will by default mean kids in the neighborhood eat less food high in fat, sugar and salt, policymakers might want to also consider emphasizing the downsides of those choices.
Finally, (18) F - labelled fluorodeoxyglucose was similarly reduced in all Alzheimer's disease variants in the dorsal and left ventral default mode network, whereas significant differences were found in the right ventral default mode, right executive - control (both lower in early - onset Alzheimer's disease and posterior cortical atrophy than logopenic variant primary progressive aphasia) and higher - order visual network (lower in posterior cortical atrophy than in early - onset Alzheimer's disease and logopenic variant primary progressive aphasia), with a trend towards lower (18) F - labelled fluorodeoxyglucose also found in the left language network in logopenic variant primary progressive aphasia.
Default rates among borrowers have actually fallen sharply among all races (see Figure 1, Panel B), likely due to changes throughout the 1990s which increased the penalties for institutions with high default rates and made it harder for students to avoid making repayments even after entering default (more recently, new repayment options may also have played aDefault rates among borrowers have actually fallen sharply among all races (see Figure 1, Panel B), likely due to changes throughout the 1990s which increased the penalties for institutions with high default rates and made it harder for students to avoid making repayments even after entering default (more recently, new repayment options may also have played adefault rates and made it harder for students to avoid making repayments even after entering default (more recently, new repayment options may also have played adefault (more recently, new repayment options may also have played a role).
While authors recommend that states also control for this statistically, I would default to reality whereas districts interpreting and using these data should certainly keep this in mind, especially if they are set to make high - stakes decisions as based on these, yet another set of still faulty data;
The Range Rover is equipped with a two - speed transfer gearbox that defaults to the standard high - range gearing for daily driving, but also features a low - range setting that is good for low - speed, high - torque applications such as rock crawling or scaling extreme grades.
Also, because many Excel buyers were first - time auto buyers and higher credit risks, there were many defaults on Excel loans.
Both of the new models will also have a different default font and include higher resolution.
Besides the psychology effects that the defaulted student loans may have on the individuals, the cost implication is also high.
That's also a list of countries where investors are unsure they'll be paid back par on their bonds, so the high rates reflect significant default premiums.
Also, it's good to note that while it was popular just prior to the financial crisis, the fact that borrowers sometimes owed more than their homes were worth and that default rates for piggyback loans were high after the housing bubble burst, nowadays it is more challenging to locate one.
However, this has also earned them the nickname of «junk» bonds because of their higher risk of default.
Bad credit student loans already have high interest rates compared to regular student loans but if you also default on the loan, you can incur in penalty fees and additional charges.
High - yield bonds (also known as «junk bonds») are subject to additional risks such as the risk of default.
Because of the risk of default, lenders may also want to charge higher for the loans in order to offset any losses they encounter.
Also called the default rate, the penalty rate is the high interest rate charged by credit card companies when the cardholder violates their credit card contract typically by failure to make a timely payment.
defaults (which happens more often than we would like to think), here also look for higher rating bonds portfolio that the fund / scheme carries.
Corporate debts are by the highest coupon paying bonds, however, the chance of default is also greater, if you wish to invest in these, it is preferable to look at the ETF / MF's debt portfolio financial ratings (Moodies etc.).
Not only are you reeling from the stress of being in default, you are also about to get hit with high fees on your past due loans.
Rising interest rates can also lead to increased default rates, as holders of adjustable rate debt find themselves faced with higher payments.
Conversely, non-investment grade debt offers higher yields than safer bonds, but it also comes with a significantly higher chance of default.
In many instances this also triggered a default rate much higher than the existing interest rate charged to the account.
A distressed bond (one that has a high likelihood of default) can also trade for huge discounts to par, effectively raising its yield to very attractive levels.
Although the bond market is also volatile, lower - quality debt securities including leveraged loans generally offer higher yields compared to investment grade securities, but also involve greater risk of default or price changes.
If you are thinking about investing in high - yield bonds, you will also want to diversify your bond investments among several different issuers to minimize the possible impact of any single issuer's default.
Also, if your credit history reveals that you usually default in making payment, you should expect high interest rate.
High - yield bonds, also known as «junk bonds,» generally have a greater risk of default, which increases the risk that an issuer may be unable to pay interest and principal on the issue.
Of course, they also come with higher amounts of credit risk, the risk that a bond issuer will default on their coupon or principal payments.
Lower - quality fixed - income securities generally offer higher yields, but also carry more risk of default or price changes due to potential changes in the credit quality of the issuer.
Although the bond market is also volatile, lower - quality debt securities, including leveraged loans, generally offer higher yields compared with investment - grade securities, but also involve greater risk of default or price changes.
This overlooks the problem that many of these larger mortgages also feature adjustable rates that will likely show greater default levels when payments reset higher.
Specifically, though, after a year and a half investing at lending - club I have had an annual return of about 17 % (which varies slightly for me based on how long it's been since note (s) have defaulted), investing exclusively in high interest, low - grade notes that return large interest sums but also default a bit more often.
Lenders can still use the cross default (also known as universal default) to raise the interest or change terms based on your payment record with unrelated accounts but can only charge the higher rate on new purchases.
They will also charge higher interest rates and fees to help compensate for the potential risk of default.
While their OTC nature makes it easier to customize terms, the lack of a centralized clearinghouse also gives rise to a higher degree of default risk.
But statistically, borrowers with high debt ratios are more likely to miss payments and cease payments (also known as delinquencies and defaults).
Because these bonds typically contain the highest level of default risk, they also pay the highest interest rates of any major category of bond.
Based on the index data, the high - yield municipal bond default rate also jumped from 0.807 % to 1.264 % in 2014.
Due to the risk of default and relatively low recovery rate, it is also extremely important to diversify broadly with a low - cost high - yield bond ETF.
It is also worth noting that many landlords do credit checks these days, so a person with fresh default on the credit records may not receive a warm welcome - after all, if one is willing to default on the mortgage, why not stop paying rent when it seems too high?
With a credit card you should also check the interest rate charged for late repayments (called default interest) as it is often higher than the normal interest rate.
In the case of commercial paper, the Adviser will also determine that the paper (1) is not traded flat or in default as to principal and interest, and (2) is rated in one of the two highest rating categories by at least two National Statistical Rating Organizations («NRSROs») or, if only one NRSRO rates the security, by that NRSRO, or, if the security is unrated, the Adviser determines that it is of equivalent quality.
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