There are
also higher default and delinquency rates found at institutions where graduation and degree completion rates are lower — for example, at some for - profit universities or community colleges.
Not exact matches
These types of loans
also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as
high default rates, putting borrowers in a difficult spot.
But a continuation of favorable economic growth and low
default levels — which we expect — and measured Federal Reserve tightening — which we
also expect — should support more narrow
high - yield bond spreads for some time to come.
Although the bond market is
also volatile, lower - quality debt securities, including leveraged loans, generally offer
higher yields compared with investment - grade securities, but
also involve greater risk of
default or price changes.
• Lower - quality debt securities generally offer
higher yields but
also involve greater risk of
default or price changes due to potential changes in the credit quality of the issuer.
Yet we
also see very strong inflows into junk bond funds, based on the belief that these
high yields represent value rather than information about
default probabilities.
Also, stocks are volatile and generally the riskiest assets, with the possible exception of credit
default swaps,
high - yield «junk» bonds, and other similar assets.
Also, if your credit history reveals that you usually
default in making payment, you should expect
high interest rate.
My view is that humans have always looked towards a
higher being and
also if it were the
default then why the similarities in Faith around the planet?
Instead of assuming a strategically located farmer's market, for instance, will by
default mean kids in the neighborhood eat less food
high in fat, sugar and salt, policymakers might want to
also consider emphasizing the downsides of those choices.
Finally, (18) F - labelled fluorodeoxyglucose was similarly reduced in all Alzheimer's disease variants in the dorsal and left ventral
default mode network, whereas significant differences were found in the right ventral
default mode, right executive - control (both lower in early - onset Alzheimer's disease and posterior cortical atrophy than logopenic variant primary progressive aphasia) and
higher - order visual network (lower in posterior cortical atrophy than in early - onset Alzheimer's disease and logopenic variant primary progressive aphasia), with a trend towards lower (18) F - labelled fluorodeoxyglucose
also found in the left language network in logopenic variant primary progressive aphasia.
Default rates among borrowers have actually fallen sharply among all races (see Figure 1, Panel B), likely due to changes throughout the 1990s which increased the penalties for institutions with high default rates and made it harder for students to avoid making repayments even after entering default (more recently, new repayment options may also have played a
Default rates among borrowers have actually fallen sharply among all races (see Figure 1, Panel B), likely due to changes throughout the 1990s which increased the penalties for institutions with
high default rates and made it harder for students to avoid making repayments even after entering default (more recently, new repayment options may also have played a
default rates and made it harder for students to avoid making repayments even after entering
default (more recently, new repayment options may also have played a
default (more recently, new repayment options may
also have played a role).
While authors recommend that states
also control for this statistically, I would
default to reality whereas districts interpreting and using these data should certainly keep this in mind, especially if they are set to make
high - stakes decisions as based on these, yet another set of still faulty data;
The Range Rover is equipped with a two - speed transfer gearbox that
defaults to the standard
high - range gearing for daily driving, but
also features a low - range setting that is good for low - speed,
high - torque applications such as rock crawling or scaling extreme grades.
Also, because many Excel buyers were first - time auto buyers and
higher credit risks, there were many
defaults on Excel loans.
Both of the new models will
also have a different
default font and include
higher resolution.
Besides the psychology effects that the
defaulted student loans may have on the individuals, the cost implication is
also high.
That's
also a list of countries where investors are unsure they'll be paid back par on their bonds, so the
high rates reflect significant
default premiums.
Also, it's good to note that while it was popular just prior to the financial crisis, the fact that borrowers sometimes owed more than their homes were worth and that
default rates for piggyback loans were
high after the housing bubble burst, nowadays it is more challenging to locate one.
However, this has
also earned them the nickname of «junk» bonds because of their
higher risk of
default.
Bad credit student loans already have
high interest rates compared to regular student loans but if you
also default on the loan, you can incur in penalty fees and additional charges.
High - yield bonds (
also known as «junk bonds») are subject to additional risks such as the risk of
default.
Because of the risk of
default, lenders may
also want to charge
higher for the loans in order to offset any losses they encounter.
Also called the
default rate, the penalty rate is the
high interest rate charged by credit card companies when the cardholder violates their credit card contract typically by failure to make a timely payment.
defaults (which happens more often than we would like to think), here
also look for
higher rating bonds portfolio that the fund / scheme carries.
Corporate debts are by the
highest coupon paying bonds, however, the chance of
default is
also greater, if you wish to invest in these, it is preferable to look at the ETF / MF's debt portfolio financial ratings (Moodies etc.).
Not only are you reeling from the stress of being in
default, you are
also about to get hit with
high fees on your past due loans.
Rising interest rates can
also lead to increased
default rates, as holders of adjustable rate debt find themselves faced with
higher payments.
Conversely, non-investment grade debt offers
higher yields than safer bonds, but it
also comes with a significantly
higher chance of
default.
In many instances this
also triggered a
default rate much
higher than the existing interest rate charged to the account.
A distressed bond (one that has a
high likelihood of
default) can
also trade for huge discounts to par, effectively raising its yield to very attractive levels.
Although the bond market is
also volatile, lower - quality debt securities including leveraged loans generally offer
higher yields compared to investment grade securities, but
also involve greater risk of
default or price changes.
If you are thinking about investing in
high - yield bonds, you will
also want to diversify your bond investments among several different issuers to minimize the possible impact of any single issuer's
default.
Also, if your credit history reveals that you usually
default in making payment, you should expect
high interest rate.
High - yield bonds,
also known as «junk bonds,» generally have a greater risk of
default, which increases the risk that an issuer may be unable to pay interest and principal on the issue.
Of course, they
also come with
higher amounts of credit risk, the risk that a bond issuer will
default on their coupon or principal payments.
Lower - quality fixed - income securities generally offer
higher yields, but
also carry more risk of
default or price changes due to potential changes in the credit quality of the issuer.
Although the bond market is
also volatile, lower - quality debt securities, including leveraged loans, generally offer
higher yields compared with investment - grade securities, but
also involve greater risk of
default or price changes.
This overlooks the problem that many of these larger mortgages
also feature adjustable rates that will likely show greater
default levels when payments reset
higher.
Specifically, though, after a year and a half investing at lending - club I have had an annual return of about 17 % (which varies slightly for me based on how long it's been since note (s) have
defaulted), investing exclusively in
high interest, low - grade notes that return large interest sums but
also default a bit more often.
Lenders can still use the cross
default (
also known as universal
default) to raise the interest or change terms based on your payment record with unrelated accounts but can only charge the
higher rate on new purchases.
They will
also charge
higher interest rates and fees to help compensate for the potential risk of
default.
While their OTC nature makes it easier to customize terms, the lack of a centralized clearinghouse
also gives rise to a
higher degree of
default risk.
But statistically, borrowers with
high debt ratios are more likely to miss payments and cease payments (
also known as delinquencies and
defaults).
Because these bonds typically contain the
highest level of
default risk, they
also pay the
highest interest rates of any major category of bond.
Based on the index data, the
high - yield municipal bond
default rate
also jumped from 0.807 % to 1.264 % in 2014.
Due to the risk of
default and relatively low recovery rate, it is
also extremely important to diversify broadly with a low - cost
high - yield bond ETF.
It is
also worth noting that many landlords do credit checks these days, so a person with fresh
default on the credit records may not receive a warm welcome - after all, if one is willing to
default on the mortgage, why not stop paying rent when it seems too
high?
With a credit card you should
also check the interest rate charged for late repayments (called
default interest) as it is often
higher than the normal interest rate.
In the case of commercial paper, the Adviser will
also determine that the paper (1) is not traded flat or in
default as to principal and interest, and (2) is rated in one of the two
highest rating categories by at least two National Statistical Rating Organizations («NRSROs») or, if only one NRSRO rates the security, by that NRSRO, or, if the security is unrated, the Adviser determines that it is of equivalent quality.