Sentences with phrase «also policy flexibility»

With Universal Life, the policyholder receives the same benefits of term and whole life insurance, but also policy flexibility that is not available in the other products.

Not exact matches

We believe that action should be taken to eliminate this structural deficit, not only because it is unfair to future generations, but also because it would reduce the exposure of the budget to interest rate shocks and provide greater short - term policy flexibility.

In addition, the policy credibility that had built up since the adoption of the inflation - targeting regime also allowed the Reserve Bank greater flexibility in its policy response.

Australia also has had, for many years now, a focus on supply - side policies, which has sought to emphasise flexibility and responsiveness to price signals so that productive resources move to their most profitable industry and location.

Reynolds answered that consumers want flexibility and choice, and a life policy they can also use for long - term care and other types of coverage.

The UK sovereign credit profile also benefits from the macroeconomic and financing flexibility that derives from independent monetary policy and sterling's status as an international «reserve currency».

In Colorado, the state's 2008 Innovation Schools Act is giving approved schools greater flexibility by waiving certain state statutes, district policies, and union contract provisions to help boost student achievement — but it is also getting pushback.

Federal law in postsecondary education must also be a robust source of support for local innovation, research, and implementation of strategies designed to improve teacher and principal effectiveness and include: Evidence - based preparation and professional development; Evidence - based evaluation systems that include, in part, student performance; Alternative certification programs that meet workforce needs; State and school district flexibility regarding credentials for small and / or rural schools, special education programs, English learners and specialized programs such as science, technology, engineering, arts, and mathematics; and Locally - determined compensation and teacher and principal assignment policies.

The group also released a policy guide for states who are considering new testing models under the new Innovative Assessment Pilot, which highlighted 15 different designs that can be implemented under the flexibility of ESSA.

The Texas waiver request is of particular interest to education leaders and policy experts, not only because of the state's considerable student population, but also because Texas has suggested that it would apply for a waiver without agreeing to all of the college - and career - readiness, school improvement, and teacher effectiveness reforms that the department is requiring in exchange for flexibility on key components of the law.

The state also has some policies that promote better use of resources, but could improve fiscal transparency by linking student outcomes and taxpayer dollars spent and provide greater staffing flexibility to school leaders.

Well - designed policies help educators, staff members, students and parents clearly understand new requirements, while also building enough flexibility to enable teachers to personalize learning for students.

And while perhaps not as exciting an investment as individual stocks or mutual funds, the flexibility of these policies in regard to withdrawing funds, along with their tax - favored nature, makes them worthy of consideration by investors who are looking for a means of building up additional savings, especially if they are also looking for life insurance coverage.

The flexibility of a universal life policy — specifically your ability to change payment dates and premium and coverage levels — is a valuable feature, but it's also dependent on your policy having enough cash surrender value to cover the monthly policy charges.

But you also have the flexibility of making the annual premium, allowing your dividend to purchase more paid - up life insurance, further enhancing your policy's compound growth potentialities.

These new policies have moved risk and responsibility to employees and employers - increasing flexibility but also complexity.

Your policy also has the flexibility to adjust to your changing needs.

Also, the blockchain is an overrated resource hog that lacks the flexibility possessed by life insurance company policy management systems.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

AUL is a good mutual company (A + rating with A.M. Best) and also made our top 10 list because it is a «non-direct recognition» company that offers tremendous flexibility with its paid up additions rider option for their whole life policy.

The company also provides retailers with ordering flexibility, setting a no - minimum policy.

Attorneys appreciate the flexibility, and the policy has also allowed Shuaib to save costs on office overhead.

Policy holders may also choose monthly payment plans that offer them the flexibility to make payments in 5 installments with an initial low down payment.

They were also well ranked for their billing practices and the flexibility of policies they offer.

Within this context, we also sought to provide flexibility for SBEs to establish their own policies for premium payment deadlines.

Choose from our term life insurance options for flexibility on your pocket, which also offers coverage to your «team» in the same policy.

It offers policy holders the flexibility to choose fund options and also feature an in - built range of funds that range from aggressive to constructive.

Flexibility: This policy also offers the buyer a certain amount of flexibility in regards to its potential of accumulating cash value over a period of time, which the buyer can use for personFlexibility: This policy also offers the buyer a certain amount of flexibility in regards to its potential of accumulating cash value over a period of time, which the buyer can use for personflexibility in regards to its potential of accumulating cash value over a period of time, which the buyer can use for personal reasons.

Universal and variable universal life policies also accumulate cash value over time, but with the flexibility to adjust premiums and coverage.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Policy riders also provide you with the flexibility to meet your changing needs, and can grow along with you and your family.

Individual health insurance is also available off the exchanges and these policies are sometimes more affordable for people who don't get subsidies because insurers have more flexibility when structuring these plans.

The Secure Lifetime GUL 3 is also a universal life insurance policy that provides the policyholder with a great deal of flexibility in both coverage and cash value build up.

You also have a lot of flexibility to buy a policy to suit your own individual requirements.

The flexibility in universal life insurance policies is also seen in variable universal life.

Your whole life insurance policy will also pay you tax - free dividends, this gives you some flexibility and benefit that you would not see with term life insurance.

Each of these policies also offer four living benefit riders that can provide policyholders added flexibility and coverage for a number of unexpected health - related events.

A universal life insurance policy is built to last for the entire lifetime of the insured — and it can also provide more flexibility than some other types of permanent life insurance, like whole life.

In addition to knowing that they are covered with a death benefit, policyholders of this policy can also have increased financial flexibility in case of a major illness, and they can also use the plan to help with supplementing savings and generating retirement income through loans and / or withdrawals.

Policy owners also have the flexibility to transfer the cash value to a paid - up policy through a 1035 tax - free excPolicy owners also have the flexibility to transfer the cash value to a paid - up policy through a 1035 tax - free excpolicy through a 1035 tax - free exchange.

A renewal policy also provides a flexibility to renew as and when you want to, which gives you a better control on the policy duration.

The flexibility inherent in the policy of this type also manifests itself in the provision according to which you can withdraw your cash value or borrow money against the policy's cash value during your lifetime.

Your policy also has the flexibility to adjust to your changing needs.

Under a variable universal life contract, policyholders have numerous investment subaccounts available to them like they do with variable life policies but also have the flexibility in premium payments and frequency offered by universal life policies.

It can also provide flexibility concerning when the policy holder pays the premium (within certain guidelines).

Most policies also allow you flexibility in increasing or decreasing death benefits.

Likewise, the company's index universal life insurance policy also offers a fair amount of flexibility in that it, too, offers a long - term care policy rider, as well as a rider for living / accelerated death benefits if the policy holder so chooses.

These policies also have flexibility regarding the premium payment.

This term plan can be customisable as per individual requirement which gives you the flexibility to choose from four pay - out options and also offers coverage for your spouse in the same policy.

Universal life, also known as adjustable life, allows more flexibility than traditional whole life policies.