Sentences with phrase «alternative data sources»

It further claims it used alternative data sources and data sets to build its models.
One reason more lenders are using alternative credit scoring is because the Fair Isaac Corp., creator of the widely used FICO credit score, recently introduced the FICO Score XD, a credit - scoring method that's based on alternative data sources such as cellphone and cable payments.
In 2015, the company introduced FICO Score XD — a new model that draws on alternative data sources to produce scores for otherwise unscorable consumers.
BattleFin Discovery Days are exclusive events held four times a year (Miami, New York, London and Hong Kong) with the goal of identifying alpha - generating strategies and cutting edge alternative data sources.
Because school districts using CEP no longer collect meal applications at all schools, states have developed alternative data sources for assessing the poverty level of schools.
John Brownstein, chief innovation officer at Boston Children's Hospital and a Harvard Medical School professor, said during his presentation that his researchers have been collecting patient - generated information from alternative data sources and converting it into an early warning system for disease.
For J.D. Byrider, a used - car sales and finance company, Equifax developed a risk - assessment model that uses traditional credit data augmented with alternative data sources such as telecom and utility information.
Affirm uses some pretty alternative data sources to provide their loans to as many people as possible.
Today, FICO is also responsibly using new, alternative data sources outside of the credit bureaus to expand access to credit for more and more Americans.
In the absence of applications, districts that offer community eligibility in some or all schools and depend on income data to determine funding for other programs must identify alternative data sources, which are readily available.
We add that alternative data sources such as those collected by Professors Fama and French reach back only into the mid-1920s.
Babineau and cofounder Lillian Chou started digging into all of the alternative data sources hedge fund managers use, from LinkedIn scrapes to forecast layoffs or watching Google trends.
Here, satellite data on nighttime light emissions can be used as an alternative data source.
For community eligibility schools, alternative data sources are available to meet these needs, and most states already implementing community eligibility have been able to implement it without requiring school districts to collect individual student income information.
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