Sentences with phrase «alternative to bankruptcy»

We suggest you make up a monthly budget to determine what you can afford, and then use that information to decide if debt consolidation is a good alternative to bankruptcy for you.

Debt resolution could be a good alternative to bankruptcy for those who qualify, but speak with a certified professional to review your options before selecting the method that's right for you.

If you can maintain a good credit score by eliminating debt on your own, that is obviously a great alternative to bankruptcy.

Your credit counselor will also share information about alternatives to bankruptcy and help you develop a plan to avoid taking on more debt.

Consumer proposals are the best alternative to bankruptcy when needing a fresh financial start.

Some of these women might be finding alternatives to bankruptcy like debt consolidation or debt settlement.

Debt Settlement is an excellent alternative to bankruptcy if you have some money, but just not enough to entirely pay all your creditors.

So, before opting for filing bankruptcy and paying a visit to the office of a bankruptcy lawyer take steps to learn other alternatives to bankruptcy.

Consider alternatives to bankruptcy, such as negotiation with creditors and debt forgiveness.

Just as a refresher, a consumer proposal is a legal alternative to bankruptcy.

We will take the time to review your case, explain your options, including alternatives to bankruptcy, so that you can make the best decisions for your family and your financial future.

The session should include an evaluation of your personal finances, discussion of any possible alternatives to bankruptcy and a personal budget plan.

If it's too big to handle then we may need to look at alternatives to bankruptcy.

For many people, debt settlement emerges as an appealing alternative to bankruptcy.

Debt settlement firms often sell themselves as a less - traumatic alternative to bankruptcy, but they make no guarantees.

Debt settlement can be an effective alternative to bankruptcy.

They believe that debt settlement is an ethical and honest alternative to bankruptcy.

For most people with debt problems, the first alternative to bankruptcy they consider is a debt consolidation loan.

For homeowners unable to refinance all of their debts through a second mortgage, a consumer proposal is a viable alternative to bankruptcy.

Consumer proposals are an effective, less severe alternative to bankruptcy.

Consumer Proposal: A flexible alternative to bankruptcy having typically lower monthly payments, spread out for up to five years.

During the session, the counselor will discuss your budget and point out the pros and cons of bankruptcy, as well as typical alternatives to bankruptcy.

After you meet with an attorney from our firm, you may decide to choose one of the other alternatives to bankruptcy.

By borrowing at low interest rates, such as through a second mortgage, debt consolidation reduces your monthly payments, and is a good alternative to bankruptcy.

The AARP recommends credit counseling / debt consolidation services to senior citizens as alternatives to bankruptcy.

Consumer proposals are becoming an increasingly popular alternative to bankruptcy in Canada.

It is a popular alternative to bankruptcy for Canadians who want to achieve debt relief and keep all of their assets.

Although you will find that we consider personal bankruptcy to be a final resort and that we will always explore alternatives to bankruptcy when we meet with potential clients, there is an argument to be made that for some people, waiting to file bankruptcy can prove costly.

Proposals are an excellent alternative to bankruptcy, but they are not well known so I suggest you contact a local trustee and ask them about proposals if you are interested in this solution.

A debt relief order (DRO) is a cheaper alternative to bankruptcy, which stops most creditors from taking further action against you.

You will need a Licensed Insolvency Trustee to determine exactly how much it will cost you to go bankrupt in Canada and what alternatives to bankruptcy would make sense in your case.

Small business debt relief is an option where professional counselors work with you to review your business situation, your books, your income, your debts and your assets and offers one of several alternatives to bankruptcy that may be sufficient to pull your business out of a financial slump once and for all.

The two obvious alternatives to bankruptcy are a Chapter 13 Wage Earner Plan (if you live in the United States), or a consumer proposal (if you live in Canada).

During our pre-bankruptcy credit counseling session, your counselor evaluates your personal financial situation and its causes and discusses alternatives to bankruptcy.

Sometimes alternatives to bankruptcy are best.

This will help you resolve what the best course of action is for your unique circumstances, and you'll study how to apprise yourself unable to pay debts, as well as alternatives to bankruptcy.

There are alternatives to bankruptcy in Canada.

«A consumer proposal is a great alternative to bankruptcy for many debtors» says Douglas Hoyes, a Trustee at Hoyes, Michalos & Associates.»

While debt settlement is often considered a great alternative to bankruptcy for qualified candidates, you should consult with a licensed attorney about bankruptcy and whether or not it is recommended for your specific situation.

The idea is to make sure that consumers are being educated about alternatives to bankruptcy, and when this new requirement was introduced in 2005 there was hope that such a class would significantly decrease the number of bankruptcy cases being filed each year in the United Sates.

Completing pre-bankruptcy credit counseling with ACCC, or taking one of our credit counseling courses, allows you to explore alternatives to bankruptcy and determine whether bankruptcy is truly the best decision for you.

Scott Terrio: Right, so a consumer proposal is a legal alternative to bankruptcy, that's usually my catch, you know, answer and, you know, it's under the bankruptcy act but it's not bankruptcy.

Attorney Williams will inform you of all possibilities, including alternatives to bankruptcy and will help you understand life after bankruptcy, before pursuing your case.

«They can also advise on possible alternatives to bankruptcy, such as refinancing, selling, downsizing, reorganizing existing debt and hiring new management expertise.»

A popular alternative to bankruptcy, a consumer proposal is a legally negotiated arrangement you make with your creditors with the assistance of a Licensed Insolvency Trustee.

Debt consolidation is a good alternative to bankruptcy if you have high interest rate debts, such as credit cards or finance company loans, and you have the ability to borrow at lower interest rates.

There are other alternatives to bankruptcy.