Mr Dennis Khoo, UOB's head of personal financial services in Singapore, says investors should
always adopt an investment strategy they are comfortable with.
What we were really providing investors was a level of discipline that few individual investors can muster over time — by
adopting a long term asset allocation
strategy and using low cost
investment vehicles, our long term performance was
always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.