Sentences with phrase «always paying on time»

It would stand to reason that if it can happen to a long - standing broker with «a reputation for always paying on time,» then it can likely happen to anyone.

He had a reputation for always paying on time.»

I can not believe that after being a loyal customer for two years with another account, always paying on time and in full each time, having this one $ 80 charge that was missed got to my credit report so quickly.

Even after always paying on time (I also never carried a balance over to the next month), they still refused to convert it to a regular credit card.

But, as you have had more experience with credit, as long as you have had positive credit habits (always paying on time, obtaining a mix of credit, keeping credit card balances low), your credit score should continue to improve over time.

«A high FICO score can best be achieved by regularly and responsibly utilizing a few accounts of different types, while always paying on time, keeping balances low and applying for new credit only when needed.»

This will help you to get into the habit of always paying on time and will help you avoid interest payments.

Other good habits to develop include keeping one's balance below the credit limit and always paying on time.

In this tough economy, many business owners are finding that customers who have always paid on time are struggling to stay current.

This means that the lender can foreclose on the home if you don't make the payments, so keep your installments reasonable and always pay them on time.

In other words, if you get a secured credit card, make sure you always pay on time and it won't be too long before you can move up to a traditional credit card.

The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.

Going forward, along with the usual advice to always pay on time, try to avoid closing any more cards.

Always pay on time, but to get the best business credit scores try to pay early.

Always pay on time, and keep credit cards below a 30 percent utilization at all times.

So, when participating in a debt management plan make sure that you always pay on time and that you watch how timely the company pays your creditors.

If you always pay on time and manage your credit responsibly, you don't have to worry about having credit that is not excellent.

This is why it is best to always pay on time (and imo, in full).

Only use your card for bills that you've already outlined in your budget and always pay them on time.

Paying off the loan makes it a closed account, which doesn't help as much as an open account that's always paid on time.

If you constantly miss your payments due to forgetfulness among other reasons, you can set up automatic payments so that bills are always paid on time.

I've applied to get it upped, but I think because we're doing the credit card arbitrage, we show about $ 70 outstanding in cc debt, so they declined (even though we never go over the limit and always pay on time).

Use it to demonstrate your creditworthiness to banks and credit bureaus: always pay on time and in full.

My husband always said to pay as little taxes as you can during the year and always pay them on time.

I hate that this happened as I have always paid on time and whatever I could afford over the min.

Simple things like making sure you always pay on time can help you improve your credit score.

Student loans are term loans which, if you have always paid them on time, help your credit score in the following ways:

«Cancel ones with smaller limits or ones that are newer to you because they're going to look to see you had that credit card for ten years and that you always paid on time,» she explains.

I always pay on time and I pay over the minimum.

Setting up automated payments can be an effective way to ensure your credit card bill is always paid on time.

While mortgages are just a blip on the horizon, you're still able to impart the same basic knowledge gained from finding the best student loan: Do your homework, find the best rate, and always pay on time.

I've had a card with BofA since 1997... the limit WAS 27,000 and I've always paid on time, and just made a huge payment.

I have had this card for several years and have ALWAYS paid on time and HAD plenty of available credit.

Always pay in full; always pay on time — the worst thing for your credit score is to have any unpaid accounts or late payments of 30 days or more listed on your credit report.

Always paid on time and had the card for 1 year so far.

If you want to avoid additional fees and high interest rates on your loans, you must always pay on time.

I have always paid on time and never had a reason to call them until August 2014.

You should always pay on time.

They can also end the constant juggling of multiple student loan payments to make sure their bills are always paid on time.

Since the card history — good or bad — is included in the authorized user's credit report and credit score, it behooves the authorized user to make sure the card is always paid on time and maintains low credit utilization (card balance / limit percentage).

Also, I have a Macy's credit card, and always pay on time and more than the minimum.

Hi Lynne — You will want to have a few different kinds of debt that you always pay on time.

They are always paid on time with low balances.

Just be sure to use the card sparingly, and always pay it on time.

So set up automatic payments or use phone reminders to help make sure your bills are always paid on time.

If your account has been open for a while, you've always paid on time, and you don't have a huge balance, they may be willing to offer you a rate reduction temporarily.

It ensures you always pay on time, so you don't rack up late fees.

Closing a card will lower your credit score, even if you always paid on time and never carried an outstanding balance.

I have had great credit and have always paid them on time and more than the minimum due.

I have had a Wells Fargo secured credit cards Visa $ 300 credit limit I just now reached the 12 - month I have made on - time payments every month I have never overdrawn the account I've always paid on time I also have a checking account and savings account and I still have not graduated they can not give me a date as to when I will graduate they said I am just in the face of being reviewed for graduation.