Keep in mind, these figures don't speak to the overall averages of these conditions in each state, but rather the averages
among life insurance applicants.
Not exact matches
But, is this a national trend
among all
life and health
insurance exam
applicants?
Brighthouse (formerly MetLife), an A + rated company founded in 1868, has a fast track process for younger
applicants with no major health issues in their medical history, a rare offering
among life insurance companies.
Buying
life insurance at age 29 allows
applicants to pick and choose
among dozens of different options which may or may not be available to older
applicants.
Among these are
insurance for final expenses, coverage for older age
applicants are no longer eligible for term
insurance, and survivorship
life insurance designed to pay potential estate tax.
Still, there is sometimes a huge misunderstanding
among applicants about no medical exam
life insurance.
Buying
life insurance at age 28 allows
applicants to pick and choose
among the various types of
life insurance options, some of which may not be available to older
applicants.