Sentences with phrase «amount as your credit limit»

A secured card will require that you pay cash upfront and use the total amount as your credit limit.

Sometimes that annual fee can be almost the same amount as your credit limit on the card.

Not exact matches

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

It's also worthwhile to check out secured credit cards and credit builder loans, which may ask for a deposit of funds to act as your spending limit on a card or deduct a monthly amount to save for you.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

It's the amount of money you owe on revolving debt (such as a credit card) compared to the credit limit available to you.

Amounts owed refers to how much you owe on a balance in relation to your current credit limit (otherwise known as your credit utilization).

However, if you'd rather set aside a smaller amount as collateral for a higher credit limit and and higher APR, and forgoing the rewards program, then the Capital One ® Secured Mastercard ® will work for you.

Once you hit $ 0 due to this credit, you can receive 40 percent of the remaining amount as a tax refund, not surpassing a limit of $ 1,000.

Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits.

Banks involved in testing Project Ubin, including Bank of America Merrill Lynch and HSBC Limited, as well as government organizations like the Infocomm Development Authority of Singapore are seeking to exploit the capabilities of blockchain provenance systems to improve efficiency and security for transactions such as letters of credit (LOC); LOCs support some $ 2 trillion of transactions in the importer / exporter market, but can be difficult to manage, as they generate a copious amount of time - consuming paperwork.

In most cases, your credit limit will be equal to the amount you drop as collateral.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The revolving credit limit is defined as the amount of money your bank or card company will extend a loan.

Your credit utilization is the amount you owe across all of your credit cards as a percentage of your credit limit across those cards.

Specific information about each account, such as the credit limit, date opened, and the loan amount, monthly payment, balance, and the pattern of payments during the past few years.

You'll be required to deposit a certain amount of money as collateral to the issuing bank of the credit card, and this deposit typically will be your limit on the card.

Bottom Line: Credit cards with quarterly bonus earnings limit the amount you can earn annually but there may be value beyond the quarterly earnings such as additional redemption options, 0 % APR periods, or other perks / benefits.

The Principal Limit amount can be received as monthly installments, a line of credit, or an upfront lump sum.

However, if you'd rather set aside a smaller amount as collateral for a higher credit limit and and higher APR, and forgoing the rewards program, then the Capital One ® Secured Mastercard ® will work for you.

Secured credit cards offer a credit limit equal to the amount you paid into the account as a deposit unless you specify a different credit limit.

For the home equity line of credit, you can withdraw any amount you like as long as you do not exceed the credit limit.

The maximum amount you can borrow is known as your credit limit.

You can withdraw any amount of the home equity line of credit as long as it is within the credit limit but things are different with the home equity loan.

With this loan product, you are only required to apply once and you can then take any amount you want as long as you don't exceed the assigned credit limit.

Most users are allowed to borrow whatever amount they want as long as it doesn't rise above their allocated credit limits.

With a revolving account you've got a credit limit, but the amount of debt outstanding varies more or less continuously, as does your monthly payment and, potentially, your APR..

The amount of money you're asked to put down is generally the same as your credit limit.

When you have a credit card, a bank loans you a specific amount of money, known as your credit limit, and you're allowed to make purchases with that line of credit.

Immediately upon being reported as closed / $ 0 balance, and though continuing to contribute positively to all length of credit history scoring factors that make up about 15 percent of your score, the account's now 0 - percent utilization will be ignored in all of the credit utilization (balance / credit limit percentage) calculations that help make up the highly influential amounts owed scoring category (30 percent of the score).

Finova loans are advertised as lines of credit, but they differ from the revolving credit associated with a credit card or personal line of credit because you get your loan amount in a lump sum, not as a credit limit.

For many, a lowered spending limit had further damaged their credit score as reducing the amount of money available on the credit card increased the person's apparent debt to income ratio.

when u apply for the card, you are allow to apply up to 50k of limit, as long as you have the money in the account and deposit amount must be in the account more than 30 days (does not apply to smaller credit amount) if approve, you are allow to add more fund to increase your limit, corresponding security deposit rule apply.

Loan amount limited to cost of school minus other financial aid received, as well as lender's review of student and cosigner's credit history.

Your debt to credit ratio may also be affected by closing unused accounts as the amount of their limit comes of the top of your overall credit.

On the other hand, as a revolver, you might charge $ 1,500 on your $ 5,000 credit limit in one month, yet pay back only $ 1,000 of that amount.

On the other hand, if you owe $ 4,000, but have $ 40,000 in credit limits, then you're only using 10 %, which is looked upon more favorably, even though the dollar amount you owe is four times as much.

The regular AMT credit is limited to the amount by which regular income tax exceeds the tax as calculated under AMT rules.

Consumers must deposit the amount they want as their credit limit.

You can keep borrowing up to the amount of your credit limit as long as you keep paying your bill.

Except as limited by the applicable Account Agreement, each Advance can generally be made for any amount up to the following daily limits: Handyline — the available credit; Preferred or Home Equity Lines of Credit - $ 30,000; and Private Banking Preferred or Home Equity Line of Credit - $ 5credit; Preferred or Home Equity Lines of Credit - $ 30,000; and Private Banking Preferred or Home Equity Line of Credit - $ 5Credit - $ 30,000; and Private Banking Preferred or Home Equity Line of Credit - $ 5Credit - $ 50,000.

As I mentioned, we have very «good» credit — WITH the high amount of debt we have, we are still in the good - to - excellent range, and earlier on it was even better — so for many years, our credit limits kept going up, then we paid the minimums (before credit reform said that your minimums had to drop the balance if only slightly) and the debt would quickly rise to meet it!

To get this type of credit card, you put down a certain amount of money as security for a credit card and you receive a certain limit in return.

The only ways you can dramatically boost your credit score within a month or two is by cleaning up the public records section of your credit report (as discussed above), paying down a substantial amount of debt if you are close to your credit limits (also discussed above), or getting a creditor or the credit bureau to stop reporting negative information that is more than 7 years old.

With their flexible limits that some charge cards have, this can help build your credit score as you can show responsible spending and payment for high amounts and those records can lead you to ask for higher limits on your credit cards.

A credit limit (sometimes referred to as credit line) is pretty simple to understand; it is the maximum amount of money you can borrow from your credit card issuer.

Your credit utilization ratio is the amount you owe on your credit cards as a proportion of the total limit on each card, as well as the total limit for all of your cards in aggregate.

The factors that could be influenced when you close an account are 1) the amount of money you owe in relation to your credit limits — also known as utilization — and 2) the length of your credit history.

You can take out amounts up to your limit, and as you pay the principle of the loan back, you can use it again - just like a credit card.

Your credit accounts (also known as trade lines) including credit cards, loans, and mortgages, the date you opened the account, your credit limit or loan amount, the account balance and your payment history