Sentences with phrase «amount borrowed at»

If, for example, your loan requires that you pay interest only for the life of the loan, you will have to pay back the full amount borrowed at the end of the loan period or risk losing your home.

These points are charged by the lender to obtain the amount borrowed at a particular rate.

Issuers generally pay a fixed, variable, or floating interest rate, and must repay the amount borrowed at maturity.

They are a promise to repay the amount borrowed at a specified time in the future.

Home equity loans are similar to first mortgages in that there is some amount borrowed at the start of the loan, and that amount pays down to zero over time — usually 10 or 15 years.

Home equity loans are similar to first mortgages in that there is some amount borrowed at the start of the loan, and that amount pays down to zero over time — usually 10 or 15 years.

The average refinance takes between 20 and 45 days, and you'll get a lump sum for the amount you borrow at closing.

Not exact matches

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

The amount you can borrow depends on your financial need, the amount of other aid you receive, and the availability of funds at your college or career school.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

«This is already a huge amount, but the use of borrowed money to speculate on stocks goes far beyond those with accounts at the regulated brokers.»

With auto sales cruising at a near record pace, the amount of money borrowed by car, truck and SUV buyers topped $ 1 trillion for the first time ever.

On an FHA loan, you can pay the upfront mortgage insurance premium at closing, or you can get it added to the borrowed amount and have the lender pay the FHA on your behalf.

Scrapping the deduction completely risks causing hardship to those borrowing more modest amounts, but capping it at $ 10,000 would limit its market distortion without removing a prop from middle - market housing.

Making a larger down payment will reduce the amount you borrow and lower your monthly payments, but making a down payment comes at a cost, too — you lose direct access to those funds.

The total amount of debt is as large as it has ever been, while the vast majority of it is borrowed at the short end of the curve.

The Financial Awareness Counseling page on StudentLoans.gov shows how borrowing the maximum of $ 5,500 for a dependent student's freshman year can snowball into a repayment amount of nearly $ 8,200, once capitalized interest at 6.8 % is added.

Instead, these lenders look at the school you're attending as well as your income and career potential to determine the amount you can borrow and at what rate.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

The increased uncertainty and risk will make it harder for Russian companies to borrow abroad and reduce the amount of inward investment, said Tim Ash at BlueBay Asset Management.

However, in most cases the amortization period changes because different borrowing terms, interest rates and payments against the principal amount at each renewal vary the length of time required to pay off the mortgage.

Other lenders may put the amount you borrow in a savings account while you're paying off the loan then give it to you at the end of the term.

However, he said, «even at lower rates, the amounts you borrow to pay for school can mean that you pay thousands of dollars extra in interest.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The Bank's base rate dictates the amount of interest it charges to the high street banks for the money it issues, which in turn affects the rates at which ordinary customers can borrow money and how much interest they get on their savings.

Cherveny estimated that the district will need to borrow about $ 3.1 million, but the actual amount will be announced at the public hearing.The board last week also directed President David Gervais to sign an agreement between the Park District and the Village of Cary to double the impact fees developers have to pay to the Park District.

At that time, the Joliet Park District owed only $ 200,000, and the inability to borrow beyond that amount has limited the district's ability to use bonds to borrow for capital improvement funds and then levy taxes to repay the debt.

Aregbesola held that with the volume of workers» salaries arrears and pensions at that time, no individual could borrow the state the amount required at that time.

There's no policy board, but the bill's co-sponsors, Senators Cory Gardner (R — CO) and Gary Peters (D — MI) borrowed liberally from the Academies report's suggestion to conduct several pilot projects aimed at cutting down on the amount of time federally funded researchers spend on administrative tasks.

That means if policymakers were to cap the amount graduate students could borrow at pre-Grad PLUS levels, we can expect that students would be able to fully replace those government funds with private loans.

Latino students borrow at about the same rate as white students but borrow smaller amounts, on average, in part because they attend less - expensive institutions.

Fast forward a bit and those of us who wrote long fiction started looking at our royalty reports and realized that we were making the exact same amount per borrow for a five thousand word short story as we were for a hundred thousand word novel.

And in some countries, Australia included, they pay compensation to authors for multiple borrowings at so much per book borrowed, not a huge amount each time, but it seems fair.

Whereas before — as described above — an amount was arrived at based on blah - blah - Amazon - Math divided by books borrowed and read up to 10 %, they were going to pay based on pages read, full stop.

If the amount was significantly less than what I was making on each sale of a book at full price ($ 4.99), would an increase in sales and visibility compensate for the lower rate of return on borrows?

Some sales have become borrows - which is fine at the # 1.99 price point (as borrow royalty is holding steady due to Amazon adding huge extra amounts to the cash pile - otherwise they would have crashed.

Borrows are then paid at the «normal» rate for a purchase once a certain amount of a book is read.

Borrows only get a payout if at least 10 % of the book is read, and the payout amount decreases by the month.

This type of borrowing tends to be flexible, but it's best to borrow small amounts of money at a time to avoid getting into repayment trouble.

However, if you had borrowed the same amount at an APR of 10 percent with a 10 - year payment schedule, you will pay $ 15,858.15 for the loan.

If you borrowed $ 100,000 from a lender with an agreement that at the end of 30 years you would repay the original loan amount plus 7 %, then your total repayment would be $ 107,000.

Lenders look primarily at your previous borrowing history and the amount of money you are likely to earn in the future.

Federal loans cap out at a certain amount of money, meaning you can only borrow so much.

Before opting for a bad credit loan to buy a new house or a new property, you should first confirm the amount and the rate of interest at which you want to borrow the money.

The restriction on the amount you can borrow at any given time prevents you from excessive debt.

It just means that you qualify to borrow the amount they arrived at to start the process.

However, with the FCA's caps on the fees, payday loans are fair, and the maximum amount of fees and charges that you may have to pay are capped at 100 % so you can never pay more than twice of what you have borrowed.

With a home equity line, you will be approved for a specific amount of credit - your credit limit - meaning the maximum amount you can borrow at any one time while you have the plan.

This option not only allows you to start a new mortgage at a lower interest rate, but let's you add additional funds to the borrowed amount — up to 80 % of your home's appraised value.

Under normal market conditions, it will invest at least 80 % of its net assets (plus the amount of any borrowings for investment purposes) in Senior Loans.