Sentences with phrase «amount by a percentage point»

A more gentle approach is to start with a lower number — say, 5 % — and gradually increase that amount by a percentage point every quarter until you reach your savings target.

Not exact matches

If rates rise across the board by one percentage point, it would amount to about $ 91 billion a year in extra income and thus extra spending money for these people and businesses.

Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the rate of growth in Social Security by one percentage point, reduced increases in Medicare, Medicaid, and other health care spending by a proportional amount, and held discretionary spending below growth in GDP (albeit from the higher base established by the new laws).

Excess return: the amount by which a portfolio's performance exceeds its benchmark, net (in the case of the analysis in this article) or gross of operating expenses, in percentage points.

Because I think China's nominal GDP growth has been overstated by a substantial amount because of its systematic failure to write down bad loans, I usually have subtracted 2 - 4 percentage points from the nominal GDP growth rate before I did my very rough calculation.

China has managed to meet the GDP growth target of 6.7 percent, the level of economic activity presumably needed to keep unemployment from rising, only by increasing total debt by a frightening amount equal to a 40 — 45 percentage points of GDP.

In the case of personal income taxes, the government has reduced the lowest tax rate by 1 percentage point, increased the basic personal amount and increased the lowest two tax brackets.

According to the Federal Reserve Board's G. 19 Consumer Credit report, the total amount of consumer credit outstanding rose by 5.2 percent (SAAR) over the 1st quarter of 2017, 2.4 percentage points less than the 6.6 percent rate of growth in the 4th quarter of 2016.

Even if your net worth is low, when the market goes up and down by a few percentage points in a day, there can be sizable dollar amounts at stake.

Research from Vanguard shows that an «immediate» lump - sum amount in a portfolio that includes a 60/40 mix of stocks and bonds outperformed dollar - cost averaging by a margin of 2.4 percentage points on average during a 12 - month period.

«To illustrate the magnitude of the 75 - year actuarial deficit, consider that for the... Trust Funds to remain fully solvent throughout the 75 - year projection period... revenues would have to increase by an amount equivalent to an immediate and permanent payroll tax rate increase of 2.76 percentage points to 15.16 percent.»

One frequently cited bar graph has been used to suggest, for the decade 1965 - 75, a severe diminution of seven mainline Protestant bodies by contrast both with their gains in the preceding ten years and with the continuing growth of selected conservative churches (see Jackson W. Carroll et al., Religion in America, 1950 to the Present [Harper & Row, 19791, p. 15) The gap in growth rates for 1965 - 75, as shown on that graph, is more than 29 percentage points (an average loss in the oldline denominations of 8.9 per cent against average gains among the conservatives of 20.5 per cent) This is indeed a substantial difference, but it does not approach the difference in growth rates recorded for the same religious groups in the 1930s, when the discrepancy amounted to 62 percentage points.

Labour is down four percentage points at 26 per cent, the Conservatives are down by the same amount to 39 per cent.

The tax cut for middle - class wage earners amounts to a fraction of 1 percentage point and will be funded by an increase in the rate for married taxpayers making more than $ 2 million a year and single taxpayers whose yearly income exceeds $ 1 million.

An increase in the deductible or out - of - pocket minimum by an amount that exceeds medical inflation plus 15 percentage points,

The study concluded finally that the Bradley effect was a real phenomenon, amounting to a median gap of 3.1 percentage points before 1996, but that it was likely not the sole factor in those discrepancies, and further that it had ceased to manifest itself at all by 1996.

A Siena Research Institute poll released Friday showed Republican Bob Turner leading Democrat David Weprin by six percentage points, reversing results from the same poll a month earlier, which had Weprin ahead by the same amount.

Treating variation in the amount of time that states mandate schoolchildren spend in PE as natural experiments, the researchers found that an additional 60 minutes per week of PE time (enough to bring states without an explicit requirement up to the amount of PE recommended by the CDC) reduces the probability that a fifth - grader is obese by 4.8 percentage points.

On the last episode where everyone ran the marathon and weighed in etc., I was drawn to the wild program even though on the show Jasmin won by a couple percentage points over Kurt because of the amount of exercise each contestant did and also the food.

Worse still, the proportion of these toddlers enrolled in early childhood classes fell by 4 percentage points between 2005 and 2011 compared with an average increase of the same amount for all OECD countries.

However, since then, the percentage of U.S. adults who consider public school education as excellent or good increased by seven percentage points, while positive perceptions of private school education fell by the same amount.

Meanwhile, average proficiency rates in a matched set of comparison schools increased by lesser amounts, 9 percentage points in reading and 13 percentage points in math (although the Edison advantage is statistically significant only in math).»

Shares of English Language Learner and Special Education students [4] in the adjusted cohort have increased by small amounts of 2 percentage points and 1 percentage point, respectively.

[40] Project sponsors can reduce the interest rate by way of a limited buydown up to 1 1/2 percentage points (150 basis points) or the amount of the increase in the interest rate, whichever is less.

Eric, FYI to point 4, our contracts specify a percentage, not a flat amount, which varies by format and channel.

The EFSF will now be able to loan the full amount allotted to the fund, it will be allowed to buy sovereign bonds on the primary market, and the interest rate on loans to Greece was cut by a percentage point while the maturities of the loans were extended.

Boosting your savings rate even a couple of percentage points a year can have a major effect on the amount of savings you'll accumulate by retirement.

The fed withholding amount on the paycheck was much higher than I thought it would be, by a few percentage points.

A typical DSC starts at 5 % or 6 % of the amount of your original investment during the first year you own the fund, then gradually declines by a percentage point each year until it's at 0 % after about six years.

If a loans meets the following tests, it is covered under the law: 1) For a first - lien loan otherwise referred to as the original mortgage on the property - the Annual Percentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loPercentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total lopercentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loPercentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total lopercentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loan amount.

But if this rate grew by a single percentage point to 6 %, this amount decreases to $ 118,500 for the same homeowner.

A second approach is to rebalance only when an asset class drifts away from its target by a specific amount — say, five percentage points.

It reduces the amount of your personal exemption deduction by 2 percentage points for each $ 2,500, or fraction thereof, by which your AGI exceeds the threshold amount for your filing status.

A point is a percentage of a mortgage amount, paid by the borrower to obtain the mortgage.

For example, if you follow a systematic withdrawal system like the 4 % rule — i.e., draw 4 %, or $ 40,000, initially from a $ 1 million 60 % stocks - 40 % bonds portfolio and increase that amount each year for inflation — reducing annual expenses by a percentage point will significantly increase the probability that your nest egg will last 30 years or more.

This graph quickly tells you by how much a monthly payment will change, depending on the amount financed, due to a one - half percentage point increase in the 30 - year fixed mortgage rate.

``... rebalanced only if the targeted percentage of equities or bonds has deviated by a meaningful amount, for example, by more than 5 percentage points...»

For each point you buy, your rate is reduced by a certain amount, usually one - eighth to one - quarter of a percentage point.

One discount point (1 % of the loan amount) typically decreases the interest rate by 0.1625 to 0.25 of a percentage point on a 30 - year mortgage.

Research from Vanguard shows that an «immediate» lump - sum amount in a portfolio that includes a 60/40 mix of stocks and bonds outperformed dollar - cost averaging by a margin of 2.4 percentage points on average during a 12 - month period.

When 10 - year Treasury yields surged by more than one and a half percentage points in early 1994, for example, the broad bond market lost roughly 6 % over the course of a little more than three months, and long - term Treasuries lost nearly twice that amount.

If that amount seems too daunting, then start at 10 % and boost that figure by one percentage point each year until you hit 15 % of salary.

If the borrower has paid back at least 10 percent of the loan amount by the time he or she enters the full repayment period, then 1 percentage point can be dropped from the existing interest rate.

This allows you to adjust your rate down if the advertised rate drops by a certain amount — usually around one - fourth of a percentage point.

The same applies to refinancing; reducing the maximum amount you can take out by five percentage points is not a large amount, but it does reduce the monthly finance obligation, one way to trim runaway debt payments.

Several other special offer mortgage rates from RBC will also rise by 0.10 percentage points on Friday but the amount of annual interest charged will depend on whether the term is for two, three or four years.

For both the actively managed fund and the hedge fund, those expenses more than ate up the large amounts — 3.5 and 9 percentage points a year, respectively — by which they beat the index fund before expenses.

There's also no guarantee that every percentage point you reduce investment fees will raise your return by the same amount, although Morningstar research on the relationship between fees and performance shows that low - cost funds typically do outperform their high - cost counterparts.

In short, just by lowering the amount you pay in annual investment fees by a little more than half a percentage point a year, you could end up with about 12 % more in savings come retirement time, or an extra $ 115,000 in this example.

In general, an ownership change occurs when, as of any testing date, the aggregate of the increase in percentage points is more than 50 percentage points of the total amount of a corporation's stock owned by «5 - percent stockholders,» within the meaning of the NOLs limitations, whose percentage ownership of the stock has increased as of such date over the lowest percentage of the stock owned by each such «5 - percent stockholder» at any time during the three - year period preceding such date.