Sentences with phrase «amount of additional coverage»

Additionally, most every state across the US may require that drivers have secured in their policy a certain amount of additional coverage outside of the two mentioned above.

The accidental death benefit rider provides a significant amount of additional coverage that supplements the death benefit.

These riders are only going to give your child a small amount of additional coverage.

Our experts can walk you through the quote process, as well as help you to better understand that type and amount of additional coverage that you may require.

However, the owner can elect other dividend options which help reduce the amount of additional coverage being purchased.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

The most common (and often default) option is to purchase «Paid - Up Additions» (PUAs), which as the name implies are small amounts of additional coverage that are fully paid up when purchased.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The large amounts of additional data, researchers say, has helped refine previous work, fill holes in the data coverage, and also to rule out other possible causes of some sediment deposits, such as major storms, random landslides or small local earthquakes.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

The employer might offer a certain amount of coverage at no cost with the option for employees to take advantage of a discounted group rate in order to get additional coverage.

Most insurers set your additional living expenses (ALE) coverage at a fixed percentage of your total dwelling coverage amount.

You would also have to ensure that the remaining amount of that $ 5,000 of coverage would be enough to cover those additional living expenses.

Additional Replacement Cost Protection Coverage: If your dwelling coverage isn't enough to cover the repairs of your property, this optional coverage makes available an additional amount up to 25 % of your dwellingAdditional Replacement Cost Protection Coverage: If your dwelling coverage isn't enough to cover the repairs of your property, this optional coverage makes available an additional amount up to 25 % of your dwellingadditional amount up to 25 % of your dwelling coverage.

This gives them a target savings goal of $ 9,000 to $ 18,000 plus an additional amount for insurance coverage.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

A change in the value of your home, any additional high - value items you've purchased or inherited, and any natural disasters that have recently occurred may be good indicators that you need to review your coverage and make sure you have the proper amounts to help you get back on your feet.

The coverage limits for an additional insured rider vary by insurer, but will typically have a minimum and maximum dollar amount (such as $ 50,000 to $ 500,000 of coverage).

In some cases, the maximum death benefit for an additional insured can be as high as those of the primary insured, meaning your spouse would have the same amount of coverage as you.

If you are under 70 years of age, simply apply for the additional CoverMe Term Life coverage amount you desire.

Your loss of use, or additional living expense, coverage is proportional to the amount of personal property coverage.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

If not, be prepared to justify the additional amount of coverage you're asking for.

If you have an extensive amount of electronic equipment, designer clothing or any other sort of expensive collectable, you may want to consider purchasing additional endorsements, or riders, to obtain full coverage for these things.

This can help you if you either want to increase the amount of your whole life policy, or if you want to add term riders for additional coverage.

And with actual interest paid amounting to just 8.3 % of operating profit, debt could increase an additional $ 101 million (again, at a 5 % rate) & still leave interest coverage at a manageable 6.7 times (i.e. 15 % of operating profit)-- as usual, to be prudent, we'll haircut this debt adjustment by 50 %.

Your individual rates depend upon the amount of coverage you select, whether you have any particularly expensive items requiring additional coverage, and even the insurer that you do business with.

The amount of additional protection coverage you can buy depends on the amount of the base policy coverage.

Supplemental Life Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for each child.

To the extent a Fund sells securities short, it will provide collateral to the broker - dealer and (except in the case of short sales «against the box») will maintain additional asset coverage in the form of cash, U.S. government securities or other liquid securities with its custodian in a segregated account in an amount at least equal to the difference between the current market value of the securities sold short and any amounts required to be deposited as collateral with the selling broker.

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

This is an additional form of coverage that can be accessed when your damages exceed the amount of coverage available through the at - fault driver's policy.

Because the minimum amount of coverage is $ 10,000, there are several instances where additional funds would be needed.

It is possible for you to purchase additional optional coverage to increase the availability and amounts of certain benefits.

Unless consumers purchase optional additional coverage, the amount of coverage they have will be significantly less than it was prior to the June 1st changes.

LAWPRO is now enhancing the existing protection: If your trust account is in an overdraft position because of a counterfeit certified cheque or bank draft, and the shortfall is strictly between the bank and you (no legitimate client funds are taken, or the amount of funds disbursed exceeded that belonging to legitimate clients), you will now have protection — at no additional cost — under the insurance program, provided that you comply with certain coverage requirements.

This rider can provide an additional amount of death benefit coverage to the policy beneficiary if the insured dies due to accidental injuries that occur while he or she is riding as a fare - paying passenger on a common carrier, such as an airplane, a bus, or a train.

Umbrella Liability Policy is coverage which provides excess amounts of insurance above the primary policy as well as additional liability coverages.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

You may purchase Additional PIP coverage, to raise the overall limit of No - Fault benefits available in case of an accident up to $ 100,000 or higher and, in the process, increase the potential maximum amounts of lost earnings payments, other necessary expenses or the death benefit, depending on the limit you select.

It is written in the amount of $ 3 Million US Dollars with an additional $ 1 Million US Dollars in excess uninsured motorist coverage.

After your Comprehensive coverage or your Collision coverage has paid you the actual cash value for your vehicle, less your deductible, your Loan / Lease Payoff coverage will pay the difference between the actual cash value and any additional amount you owe under the terms of your vehicle lease or loan (excepting fees and charges).

Depending on your age and the amount of coverage you apply for, the company may require additional testing or information.

By consolidating a large amount of premium during a short period of time, the coverage can be paid - up for life, without the need to worry about making any additional premium payments in the future.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

If you are under 70 years of age, simply apply for the additional CoverMe Term Life coverage amount you desire.

These policies will typically have a face amount of coverage that is between $ 5,000 and $ 25,000 — so in many cases, an insured may also have additional funds in the policy that can be used for paying off other debts, uninsured medical expenses, and other ends of life costs.

Additional coverage types and higher coverage amounts provide more protection than the state's minimum requirements, which may or may not be enough to cover the full costs of an accident.

Renewable plans allow travelers to purchase additional amounts of coverage as long as they do so before the policy is set to expire.

We understand the strengths and weaknesses of each company, and we use this knowledge to advise clients on the amount of coverage they need, the type of policy that is best for them, and any additional riders or benefits that may be appropriate for their policies.