Sentences with phrase «amount of additional risk»

Whether it's because they don't want to write standalone Cary, NC Renters Insurance policies, or because they simply have a limited capacity for the amount of additional risk they can take on, marketing of property lines falls well below that in other states.

Neither is a bad thing per se, but they have the potential to open consumers to some amount of additional risk.

The research doesn't change the national guidelines for women considering hormone replacement therapy, says Ravdin, adding, «[HRT] confers a small amount of additional risk, which, as long as you're going to be taking it for a short period, for most people, is an acceptable level.»

Not exact matches

This means that as a franchisor, not only do you need far less capital with which to expand, but your risk is largely limited to the capital you invest in developing your franchise company — an amount that is often less than the cost of opening one additional company - owned location.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

And in 2009, two coffee studies suggested additional benefits: Coffee - drinking men seemed to have a lower risk of advanced or lethal prostate cancer than other men, and middle - aged people who drank moderate amounts of coffee — three to five cups a day — had the lowest risk for dementia and Alzheimers disease later in life compared to less (or more) frequent drinkers.

However, they must also be compensated for the additional amount of risk they're taking on.

The other half of the CAPM formula represents risk and calculates the amount of compensation the investor needs for taking on additional risk.

Beta, compared with the equity risk premium, shows the amount of compensation equity investors need for taking on additional risk.

We argue that when writing covered calls against the 20 underlying positions in the portfolio on a monthly basis to generate additional income, that doing this in a WRAP account can be very advantageous and offer a competitive total return based on the amount of risk that is being taken.

So taking more risk with bonds is actually challenging because there's a limited amount of additional benefit you can get from the increase in a bond.

Investors expect to be properly compensated for the amount of risk they undertake in the form of a risk premium, or additional returns above the rate of return on a risk - free investment such as U.S. government - issued securities.

In addition to the risks of investing in emerging market country debt securities, a fund's investment in government or government - related securities of emerging market countries and restructured debt instruments in emerging markets are subject to special risks, including the inability or unwillingness to repay principal and interest, requests to reschedule or restructure outstanding debt, and requests to extend additional loan amounts.

A recently published review highlights the risks associated with heat - processed commercial pet foods: «There were 11 major pet food recalls in the United States between 1996 and 2010 that were due to chemical contaminants or misformulations: 3 aflatoxin, 3 excess vitamin D3, 1 excess methionine, 3 inadequate thiamine, and 1 adulteration with melamine and related compounds and an additional 2 warnings concerning a Fanconi - like renal syndrome in dogs after ingesting large amounts of chicken jerky treat products.

With warming greater than 2 °C, there is a high risk of abrupt and irreversible changes to ecosystems such as forests, which would lead to «substantial additional climate change» considering that trees sequester significant amounts of carbon dioxide.

This allows us to pluck Dr. Curry's main objection — uncertainty — from the wrong side of the equation and put it where it belongs, as a simple additional amount of Risk.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

Retail banking operations would be required to increase the amount of equity they hold to at least ten per cent of risk - weighted assets — by comparison, Basel III requires banks to hold seven per cent equity — and to have an additional seven to ten per cent of capital to cushion any losses.

When joint lives are covered, the amount of the annuity payment is reduced to cover the longevity risk of the additional life.

In case of demise of the life assured, after the date of commencement of risk, the sum assured amount + reversionary bonus + final additional bonus is paid to the beneficiary of the policy.

The amount of Liability coverage you may want to purchase depends on the value of your possessions and your net worth, as well as your living situation (roommates, pets, additional risk factors, etc.).

Benefits will be provided to You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits: a) against all risks of permanent loss, theft or damage to Your Baggage and Personal Effects; b) subject to all General Exclusions and the Additional Limitations and Exclusions Specific to Baggage and Personal Effects in the Policy; and c) occurring while coverage is in effect.

If policyholder feels that he / she needs cover for additional risks, then he / she may opt for these rider features, and these include the accidental death and accidental disability riders and can be opted along with the basic plan during any policy anniversary of the premium paying term of the policy by payment of the additional premium amount.

However, if the risk increases the cost of the loss exceeds the amount of the premium paid, the insurer will require an additional premium payment to make up for this.

If death of the insured occurs after the commencement of risk, death benefit amount including «Sum Assured on death + Final Additional Bonus + Accrued Bonuses will be paid.

Because the applicants on no medical exam life insurance policies are typically those who are considered to be of higher risk, life insurance companies have to compensate for the additional amount of risk that they are taking on.