Sentences with phrase «amount of cash reserves»

Additionally, some lenders will require you to have a certain amount of cash reserves in the bank — beyond what's needed for down payment and closing costs.

The amount of cash reserves a financial institution is keeping either in its vault or deposited with the Federal Reserve depends on the amount of demand deposits the institution is holding.

Your lender may also require you to have a certain amount of cash reserves during the home - buying process.

Your Mortgage lender will require you to have a certain amount of cash reserves in your bank account when you get a mortgage.

Additionally, some lenders will require you to have a certain amount of cash reserves in the bank — beyond what's needed for down payment and closing costs.

The increase in volatility frequently results in investment opportunities for us; however, it has not yet resulted in enough new idea flow to allow us to put meaningful amounts of our cash reserves to work.

Not exact matches

The second amount is for the cash reserves needed in case of unplanned expenses.

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

Although there are many other factors, including credit history and the amount of available cash reserves, the maximum Debt - To - Income (DTI) ratio for a conventional loan is usually approximately 45 %.

Net cash proceeds to the company after transaction costs, cash reserves and repayment of amounts outstanding under the company's warehouse credit facility were $ 132 million, which are available for general corporate purposes.

When the Fed «raises» rates, what it alters is the Federal Funds rate — the rate that banks charge each other for overnight loans to cover their cash needs (every bank is required to keep a certain amount of funds, called reserves, with the Federal Reserve and these funds can be borrowed).

The bigger the amount of reserves (at a given reserve requirement), the bigger the amount of loans and deposits that can be supported, thus a withdrawal of cash has a «reverse leverage» effect, while a cash deposit has the opposite effect.

The central bank has the monopoly on issuing currency, so if a customer withdraws cash from a demand deposit, the bank in turn has to obtain the bank notes by drawing down its reserves account with the central bank (leaving aside that banks keep a certain amount of vault cash on hand).

«The second thing to understand is that we have to, always, keep a substantial amount of cash in reserve in order to comply with our debt obligations.

with so much money in cash reserves perhaps Stan Kroenke is insisting on holding ever bigger amounts in Arsenal in order to satisfy his creditors elsewhere that he always has a large supply of cash on tap if he should need to call on it kroenke completed his Rams takeover with an acquisition of 60 % of its share capital in August 2010, less than eight months before paying # 250 million to take his shareholding in Arsenal beyond 60 % when the global financial system was in crisis

Still, the point remains that Saland still has a large amount of money on hand, close to what he had at the beginning for the year, and the other Republicans who voted in favor of the measure have rather depleted cash reserves.

The two administrations have also been at odds over education funding cuts and the amount of cash the city has in reserve.

After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method

During a semi-monthly cycle, if a State requests an amount of cash less than its calculated share, the carryover allocation will be reserved for that State and added to its share during the next allocation.

If we can not confirm your intention to buy within this 24 hour period, or the sale is not completed within 5 days, we reserve the right to relist this vehicle or sell to any other qualified buyer.In order to secure bid on vehicle, Successful bidder (BUYER) must within 24 hours of bid closing send to Seller a Deposit in the amount of 10 % or $ 500 (whichever is greater) by major credit card, PayPal, cash in person or bank certified funds.

My inclination is to say that cash reserves for individuals should go back into bank certificates of deposit, up to the maximum amounts of the FDIC insurance.

After a payment has been made, we reserve the right to withhold available credit, be it for your available Total Credit Limit and / or your available Cash Advance Limit, in the amount of the payment for 7 banking days.

Foreign Transaction Fee When you use your Card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your Account a Foreign Transaction Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Table.

Foreign Transaction Fee When you use your card in another country to obtain cash or to purchase goods or services, we reserve the right to charge your Account a Foreign Transaction Fee equal to a bank - imposed fee which will be a percentage of the U.S. Dollar amount of the transaction as may be disclosed to you pursuant to the then - current Rates and Fees Table.

The Federal Housing Administration (FHA) insures 685 billion in home loans; the US Congress mandates that FHA maintain cash reserves equal to two percent of this amount.

Using these active strategies, cash reserves are made available upfront and incorporated into a plan, giving your portfolio the maximum amount of time to grow and the best possible chance of meeting your financial needs in retirement.

As a practice, IB holds an excess amount of its own money in these reserve and segregated accounts to ensure that there is more than enough cash to protect all customers.

As I noted this past January in Sixteen Cents: Pushing the Unstable Limits of Monetary Policy, a collapse in short - term yields to nearly zero is a predictable outcome of QE2, based on the very robust historical relationship between short - term interest rates and the amount of cash and bank reserves (monetary base) that people are willing to hold per dollar of nominal GDP:

The amount of capital that banks hold as reserve against losses should be proportionate to the present value of risky cash flows.

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

We build up cash reserves specifically for these occasions — to allocate massive amounts of capital at very attractive and very rare buying opportunities.

You can increase your chance of getting your mortgage loan application approved if you have a very huge cash reserve that can cover up to 12 months repayment amount.

Recommendation may also be made with respect to appropriate cash reserves for emergencies and other financial goals, and a review of accounts (such as money market funds), plus strategies to save desired amounts.

PITI Reserves A cash amount that a borrower must have on hand after making a down payment and paying all closing costs for the purchase of a home.

A company will pay out a dividend from its cash reserve so if the company is not making much money then it might reduce the amount of the dividend or even remove it altogether.

The greater the amount of demand deposits, the more cash the institution reserves.

Cash reserves simply measure the amount of money funds choose to keep as cash instead of investing in other assCash reserves simply measure the amount of money funds choose to keep as cash instead of investing in other asscash instead of investing in other assets.

Once you exceed these amounts, you can then use your cash reserve as part of your investment portfolio or to pay down debt.»

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

And to compensate for my muted returns due to holding significant amounts of cash, I'm open to borrow money to act as my emergency reserve while my original cash emergency reserve is able to be freed up to invest.

Closing costs are typically 2 - 5 % of the loan amount, and having two months worth of mortgage payments in cash reserves is common.

Everything from small transports up to massive Ships of the Line that boast huge amounts of guns are available to you, although obviously the amount of money you have is a limiting factor, as is the fact that for a ship to be at its most efficient for combat it requires a full complement of sailors, which is a constant drain on your cash reserves.

At the time of issue, the entire $ 100,000 is at risk, but as cash value accumulates, it functions as a reserve account, which reduces the net amount at risk for the insurance company.

The insurer reserves its right to repair reinstate or replace the motor vehicle or any part thereof and / or its accessories or may pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the actual value of the parts damaged plus the reasonable cost of fitting and shall in no case exceed the insured's estimate of the value of the motor vehicle.

As the policy approaches its endowment date, the actual amount of true insurance coverage (over and above the cash value reserves) shrinks, which makes the overall cost manageable.

Life insurance companies are required by law to keep a certain amount of money in cash reserves.

Even though there are laws governing the amount of money a life insurance company must keep in reserve (in liquid cash assets) small insurance companies do fail from time to time.

Generally if a life insurance company decides to keep a higher amount of money in cash reserves for the year dividend payments will be lower with all else being equal.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

The cumulative guaranteed amount of reserve (i.e., the guaranteed cash value) that has accumulated for each year.