Sentences with phrase «amount of debt reduction»

After the amount of debt reduction has been established they will then give you an amount you will pay to them each month.

Not exact matches

The price to cash flow ratio would provide a better idea of the amount of money available to management for further research and development, marketing support, debt reduction, dividends, share repurchases, and more.

In addition, we also recorded Related - Party Warrants at fair value of $ 83.4 million on the date of issuance as a reduction to the carrying amount of the related - party debt and a corresponding increase to stockholders» equity.

This gives you greater flexibility to manage your debt reduction schedule and to control the amount of your monthly loan payment.

If the amount of debt available reduces by 30 - 40 per cent, it either must be replaced by more equity or by a reduction of demand (i.e. the price a purchaser is willing / able to pay).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The specialists of the company negotiate with the clients» creditors the debt amount reduction.

With a student debt consolidation loan you will be able to reduce the amount of money you pay on interests and with a reduction on your other expenses you will be able to destine a higher amount of money to paying off the loan's principal in order to hasten your debt reduction process.

No matter the total balance of debt, this interest rate reduction can lead to an impressive amount of savings over the course of a decade (or more) of loan repayment.

Its average debt reduction is 45 % to 50 % of enrolled debt and it charges a fee 20 % to 25 % of the total debt amount.

During the process, we will work with your creditors to secure a possible reduction in interest rates, late fees or over-limit charges, and reduce the amount of time it will take a pay off your debt.

We'll also work for a possible reduction in the amount of time it will take to pay off your debts.

Remember that when consolidating credit card debt your amount of debt remains the same, and you will not experience any debt reduction.

The nature of this reduction is important since it will determine whether you will be saving money by refinancing or just lowering your monthly payments but by means of adding an extra amount to your debt.

Else, non-homeowners need to hire the services of a debt consolidation reduction agency that can negotiate with creditors new loan terms because qualifying for an unsecured consolidation loan with bad credit is tricky and you can't get high loan amounts.

A score of 592 is not good enough to obtain a mortgage, however with a few more months of on - time payments, and a reduction of the debt amount, the score should improve.

Money designated as debt reduction is applied to the smallest debt, on top of the minimum payment amount.

When the first debt is paid off, the entire amount (debt reduction plus minimum payment) is applied to the next debt on the list, on top of its minimum payment.

Using small extra amounts of money to further your financial goals can be applied not only to debt reduction, but to savings, investing, and any other financial priority in your life.

Many young people appear to be somewhat comfortable carrying a certain amount of debt, and that leads to a debt reduction method known as the siege.

This accelerates the final loan pay off debt by drastically reducing the amount of interest that you will be assessed over the life of the loan and by making your payments more effective at debt reduction.

After a bank writes off a bad debt, they get to remove it from their balance sheets — and report «a reduction in the value of an asset or earnings by the amount of an expense or loss».

Prioritize debt reduction today, and reduce the amount of your disposable income that gets destroyed by interest payments.

And because we are working directly with your creditors, it's easier for us to engage in debt negotiation, seeking possible reductions in finance charges, interest rates, late fees and other charges in order to reduce the amount of money you owe and help you to pay off your debts faster.

Debt settlement is the process of negotiating with creditors to achieve a payoff amount that is a substantial reduction to the current balances that are owed.

While all debt settlement companies offer this service as part of their program, not all debt settlement companies have the same level of negotiation experience, so not all can deliver the same amount of savings / debt reduction.

Lower monthly credit card payments A compromise amount that debtors themselves approved and are able to pay Significant reduction or elimination of interest, fees and finance charges Avoidance of bankruptcy Considerable debt reduction or elimination of credit card debt.

Many individuals are looking for a debt reduction technique to decrease the amount of debt that they are carrying, especially when the individual is battling a poor credit score as well.

A reduction of a few percentage points on the interest rate can save you thousands of dollars over the life of the loan while a reduction in the amount paid every month frees up more of your income for paying down debts or other needs.

The way the Fresh Start Initiative works is that you ask the IRS for a reduction in total outstanding tax debt, either by getting them forgive some of the debt you owe, or by reducing the amount of fees, fines and penalties they've added to your debt.

This program doesn't necessarily help with write - offs or debt reduction, but is more focused on extending the amount of time you have to pay back whatever back taxes you owe to the IRS.

With a debt settlement service, the company works with your creditors to negotiate a reduction in the total amount of debt that you owe.

Although there are some debt reduction and financial planning programs that can help a person reduce the total amount that they owe to creditors, many of the promises that debt reduction companies make can lead to deeper debt, being sued by creditors for large amounts of money, or even having criminal charges levied against the person.

If the lender and the borrower negotiate a reduction in any of that debt, or if the bank forgives that deficiency amount, then in the past the borrower was free to move forward in life and recover from the loss of their home to foreclosure or short sale.