Sentences with phrase «amount of insurance as»

It may let you change the amount of insurance as your needs change.

A provision within a life insurance policy that allows the insured the option of continuing the existing amount of insurance as term insurance at a length of time according to how much the contract's cash value can purchase.

If your state does not require you to file an SR - 22 (a statement used to prove that you have the necessary amount of insurance as required by your state), your insurance company may never even have to know you received a DUI conviction.

If you are in love with your new home, or already signed your name and paid the first month's rent, then you are probably stuck with purchasing the required amount of insurance as stipulated by your lease.

Rates will be higher for young drivers if they carry the same amount of insurance as older drivers.

Not exact matches

The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.

There have been worries that such practices mask the amount of risk that banks and other financial entities, such as insurance companies, are taking on.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

While it's unclear what the insurance marketplaces will look like next year, under the proposed CMS rule, the amount of guaranteed coverage in a Silver plan would drop from about 70 percent to as little as 66 percent.

A set amount of coverage is included as part of your group life insurance policy, similar to a rider.

As is the case in most cities, renters insurance premiums do not vary much for the same amount of coverage throughout the city.

The Institute proposes a number of future priorities, such as moving to comprehensive corporate group taxation, expanding the basic personal amount to all individual investors, more comprehensive treatment of returning travelers, elimination of withholding taxes on Canada - US cross-border dividend payments, extending the dividend tax credit, and eliminating regionally extended employment insurance benefits.

In his first budget as Harper's finance minister, Jim Flaherty invited «new players» — that is, U.S financial corporations — into Canada's mortgage insurance market and doubled the amount of government money available to back up private insurers from $ 100 billion to $ 200 billion.

The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.

For example, the Public Accounts / Budget / Updates includes employment insurance program costs, as the government has full control over this program, determining the premium rates and eligibility and the amount of the benefits, whereas the Estimates excludes them, on the basis that they are included as part of a specified purpose account.

The directors are also entitled to (i) have the Company purchase directors» and officers» liability insurance on their behalf in reasonable amounts, (ii) the benefits of indemnification to the fullest extent permitted by law and by the Articles of Incorporation, Bylaws and any indemnification agreements, and (iii) exculpation as provided by state law and the Articles of Incorporation.

Dividends on a life insurance policy are generally treated as a return of investment and are not treated as taxable income to the policyowner unless they exceed the amount of the aggregate gross premiums paid on the policy.

You'll have an upfront mortgage insurance premium for 1 % of the loan amount, as well as an annual premium for 1.1 % - 1.15 % of the loan amount (these were increased in April 2011).

This Roth IRA account would serve as an insurance towards government's propensity to tax hard - working citizens and beat the crap out of them Thanks to the ballooning budget deficit, I see miles long red ink over there and a small amount in these accounts is highly desirable, and what I call a responsible act to save our skin.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

For the most basic categories (food, housing, transportation, healthcare, insurance and personal care) identify the minimum annual amounts to maintain your required level of financial security as essential - level expenses.

Regardless of your downpayment amount and mortgage rate, as a homeowner, you should carry an adequate homeowners insurance policy.

The total benefit might be as much as half of the primary worker's insurance amount.

There is an upfront mortgage insurance premium (MIP) that equals 1.75 % of the loan amount, as well as an annual MIP that is typically paid 12 times per year as part of the monthly mortgage payment.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Low down payment programs — those with down payment requirements of as little as 3 percent — will require private mortgage insurance and have stricter credit requirements, whereas an FHA mortgage will require a minimum 3.5 percent down payment along with an upfront mortgage insurance premium or an annual premium of 0.70 percent to 0.85 percent depending on the amount and type of loan you have.

Before going for any life insurance, estimate your expenses by figuring out the amount of money that will be needed for your family, such as expenses for housekeeping, childcare, cooking, etc..

Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.

She got the fellowship, and as part of it, Gelhaus has been receiving a stipend as well as a small amount of money for travel, research supplies, and health insurance.

Then, it may seem silly that the people driving without proper youall of the policyholders fault or they simply are driving you do get a more reliable than ever before but now the tables have turned to insurance companies that offer froma car, you'll need to spend more amount in damages as well as looking online you will want to do a search on the roads of the policy.

But in the same way I find Rodriguez» and Miller's need to overcompensate for truly original storytelling with even more sexually explicit imagery and brutal violence an act of desperation (watch for an amusing cameo from All - State insurance guy Dennis Haysbert as Manute... and what happens to his poor eyeball), I view the mass amount of negativity heaped upon this release similarly desperate.

This spreadsheet has input opportunities for a salary and optional pension contributions, and will calculate the amount of Tax and National Insurance paid in different brackets, as well as Pensions contributions.

Many teachers may find that they have a Foundation Amount which is lower than the full rate of nSP as a result of having made reduced National Insurance contributions while in the TPS.

The paybill is made up of the total amount of employee earnings (such as wages / salary, bonus and commission) that are subject to Class 1 National Insurance contributions including all employee earnings below the Lower Earnings Limit and the Secondary Threshold Employees.

Another charter network gave teachers a set amount of flexible money to pay for benefits (such as optional healthcare, vision, dental and required disability and life insurance).

Certificate of Liability Insurance in the amount of $ 1 Million showing Aurora Public Schools as an additional insured has been provided to the Facilities Rental Office.

(5) There are authorized to be appropriated to provide initial capital for the REHABILITATION Facilities Insurance Fund, and to assure the soundness of such fund thereafter, such sums as may be necessary, except that the total amount of outstanding mortgages insured shall not exceed $ 200,000,000.

Such as an Insurance Agent who shops around for you to provide the maximum amount of discounts he can possibly obtain for you!

The Insurance Institute for Highway Safety or IIHS was formed in 1959 with and its main aim is to lower the number of motor vehicle accidents as well as the amount of injuries and property damage as a result of the vehicle crashes.

As for why the corruption, all the obvious reasons: a) the country's made up of a zillion different historically hostile tribes arbitrarily thrown together as a country by the Brits; b) life is short, there are few official safety nets (e.g., unemployment insurance, pensions), so there are few moral qualms about taking care of your own, no matter what; c) there's not yet any sort of history of democracy, of regulation of profiteering — this is a very young, very capitalist country; d) the outside world and all its wealth provides tremendous incentives for corruption — the amount and indiscriminate nature of foreign aid, the fact that the amount of money that would eventually be paid for, say, a rhino horn dagger will trickle down to paying the poacher enough money to cover his kids» school fees for years; e) the fact that the west encourages the illicitly wealthy in the developing world to hide their loot in western institutions (e.g., Swiss banksAs for why the corruption, all the obvious reasons: a) the country's made up of a zillion different historically hostile tribes arbitrarily thrown together as a country by the Brits; b) life is short, there are few official safety nets (e.g., unemployment insurance, pensions), so there are few moral qualms about taking care of your own, no matter what; c) there's not yet any sort of history of democracy, of regulation of profiteering — this is a very young, very capitalist country; d) the outside world and all its wealth provides tremendous incentives for corruption — the amount and indiscriminate nature of foreign aid, the fact that the amount of money that would eventually be paid for, say, a rhino horn dagger will trickle down to paying the poacher enough money to cover his kids» school fees for years; e) the fact that the west encourages the illicitly wealthy in the developing world to hide their loot in western institutions (e.g., Swiss banksas a country by the Brits; b) life is short, there are few official safety nets (e.g., unemployment insurance, pensions), so there are few moral qualms about taking care of your own, no matter what; c) there's not yet any sort of history of democracy, of regulation of profiteering — this is a very young, very capitalist country; d) the outside world and all its wealth provides tremendous incentives for corruption — the amount and indiscriminate nature of foreign aid, the fact that the amount of money that would eventually be paid for, say, a rhino horn dagger will trickle down to paying the poacher enough money to cover his kids» school fees for years; e) the fact that the west encourages the illicitly wealthy in the developing world to hide their loot in western institutions (e.g., Swiss banks).

Your mortgage balance will decrease overtime, decreasing the amount of life insurance you need as you get older.

It may be possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount — below 75 to 80 percent of the property value.

When you buy term life insurance, you select a term, such as 10, 20 or 30 years, and an amount of coverage, typically ranging from $ 25,000 up to as much as $ 2,000,000 dollars.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

The extensive insurance advice provides a variety of information on topics including auto insurance, home / renters insurance, health insurance, and life insurance - offering easily accessible articles revealing tips on topics such as buying insurance, insurance policy questions, amounts and types of insurance coverage, addressing complaints, and claims.

As is the case in most cities, renters insurance premiums do not vary much for the same amount of coverage throughout the city.

Regardless of the value of a home, most mortgage insurance premiums cost between 0.5 % and as much as 5 % of the original amount of a mortgage loan per year.

As a result, it is often unclear how much your term life insurance rates will be, how long you are covered under a policy, and the amount of insurance coverage you need.

While these limits represent the least amount of insurance coverage you can have, you should consider adding more, as damages above these limits could require that you pay out - of - pocket.

It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.