Sentences with phrase «amount of insurance companies»

An agency that is independent can freely represent any amount of insurance companies they please.
You will greatly overpay if you limit yourself by working with an agency that has only a small amount of insurance companies to choose from.
There is no limit to the amount of insurance companies they may represent.
After 5 months of litigation, the parties went to mediation and Sutliff & Stout was able to resolve the case for almost 200 times the amount of the insurance company's initial offer of $ 1,500.00.
The amounts paid to the mortgage holder, as well as the amounts paid to the home owner, would both contribute to the amount of the insurance company's subrogation rights discussed below.

Not exact matches

Despite that, almost every insurance company I talked to was spending an incredible amount of time and money trying to get people to think about their insurance company more often.
Criteria Corp, a pre-employment testing company based in West Hollywood, California, offers 20 percent off of pet insurance for all employees, who can then take the remaining amount out of their checks pre-tax if they desire.
A deductible is a specified amount of money that the insured person must pay before an insurance company will pay a claim.
I still do primarily claims relating to motor vehicle accidents and I do a fair amount of statutory accident benefits, defending those on behalf of the insurance companies.
The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.
In order to save on homeowners insurance premiums, purchasers can raise their deductibles — the amount of money they'll need to pay out of pocket toward damages before the insurance company will cover the damage.
There have been worries that such practices mask the amount of risk that banks and other financial entities, such as insurance companies, are taking on.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Search results should include the last known address for the money's rightful owner, the company reporting the funds (for example, a life insurance company) and sometimes an estimation of the amount.
The company's Security Rating Platform continuously analyzes vast amounts of external data on security behaviors in order to help organizations manage third party risk, benchmark performance, and assess and negotiate cyber insurance premiums.
The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.
If the misstatement is not discovered until after you die, the insurance company must compute the amount of insurance your premiums would have purchased for someone of your actual age or sex and pay your beneficiary that amount.
If you are alive when the misstatement is discovered, the insurance company can adjust the amount of your future premiums and demand payment of the additional premiums you should have paid before the misstatement was discovered.
The directors are also entitled to (i) have the Company purchase directors» and officers» liability insurance on their behalf in reasonable amounts, (ii) the benefits of indemnification to the fullest extent permitted by law and by the Articles of Incorporation, Bylaws and any indemnification agreements, and (iii) exculpation as provided by state law and the Articles of Incorporation.
Insurance companies generally charge between 0.3 % and 1.15 % of the loan amount annually.
If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.
An insurance dividend is the amount of your premium that is paid back to you if your insurance company achieves a lower mortality cost on policyholders than it expected.
Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)
With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run out.
The head of this chain is dominated by digital concerns like Uber, AirBnB or E-commerce platforms like Amazon and Alibaba.And since these companies have access to significant amounts of client data, they would be able also to offer insurance solutions and products, according to Kielholz, who does however see potential for cooperation with digital concerns.
The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.
You agree to provide a certain amount of money, and the insurance company promises to invest that money and pay you regularly.
There are certain breeds that make up a disproportionate amount of dog bite claims, making insurance companies less willing to cover any liability issues they cause.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Once give my money to the insurance company I have a contract for a specific amount and kinds of coverage.
A lot of health insurance companies will cover the cost of a breast pump and / or give you a certain amount of money towards a breast pump.
American, British, Japanese, and Swiss banks, investment banks, and insurance companies have a long history of accumulating large amounts of capital.
Fentanyl also requires more doses of naloxone — which essentially reverses the effect of an overdose — but insurance companies in the state don't cover the amount needed, Cuomo said.
In a nod to industry complaints, state Financial Services Superintendent Ben Lawsky says his office will reduce by about one - third the amount of reserves companies must set aside for a basic type of life - insurance policy.
State regulators on Tuesday announced a finalized rule change that caps the amount of money insurance companies can reimburse for health care services provided outside of the state under the no - fault insurance law.
Federal officials have accused Skelos and his son, Adam, of extortion, soliciting bribes and conspiracy, saying the senator compelled a major real estate developer and an environmental company to hire Adam Skelos and send him title insurance and consulting work, amounting to more than $ 200,000 in the past four years.
«I'm not going to let young people die because an insurance company wants additional profit and doesn't want to cover the additional dosage for fentanyl,» Cuomo said, noting that it takes five times the amount of naloxone to reverse a fentanyl overdose compared to a heroin overdose.
In that time, Breslin took in $ 29,500 in insurance company or insurance lobbyist contributions, while the next highest amount of insurance contributions, $ 12,750, went to Sen. Eric Adams of Brooklyn.
I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.
Joanna, Besides the enormous amount of new information that may be overwhelming the vast majority of our doctors and hospitals to absorb it all and put into practice, there is another factor that may drive the use of only the standard lipid panel and that is insurance companies and perhaps, Medicare and Medicaid.
Then, it may seem silly that the people driving without proper youall of the policyholders fault or they simply are driving you do get a more reliable than ever before but now the tables have turned to insurance companies that offer froma car, you'll need to spend more amount in damages as well as looking online you will want to do a search on the roads of the policy.
Homes damaged by a tornado are not given the same amount of money by FEMA or even insurance companies.
That being said, after almost four weeks of waiting for their insurance company to estimate damages, they offered an amount that would not put me in the same vehicle.
When considering a list of the cheapest cars to insure, one of the biggest affordability factors is the amount of risk an insurance company is potentially taking on with a given model.
With dental insurance, it's the opposite: the insurance company pays for semi-annual cleanings, xrays, and other costs up to a certain annual maximum dollar amount (usually a very low amount, in the $ 1,000 to $ 2,000 range), after which you pay for everything out of pocket (or wait until the following plan year for the additional care).
In this case, the life insurance company would choose the annual benefit amount, based on the size of the policy and her age.
Rather, in the event of a loss, an insurance company will pay the amount of the covered loss minus the deductible.
It'll have all the information you need: the name of the beneficiary, the number at which to contact the life insurance company, and the amount of the death benefit.
In addition to the city you live in, the amount of coverage you purchase and your driving history, motorcycle insurance companies also calculate your rates based upon your age and years of experience.
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