Sentences with phrase «amount of insurance when»

Chances are that you've already been told you need a certain amount of insurance when speaking with your financial planner.

Not exact matches

The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.

«When we look at our budget on a yearly basis, we're much more mindful of «Oh yeah, I pay my life insurance premiums yearly» or «We take a family vacation every year and it's X amount of dollars.»»

When you request a certain amount of insurance and sign an agreement, you expect to be covered, says CEO Mary Warrick, whose mover assured her she would be.

The DOL describes surrender charges as «fees an insurance company may charge when an employer terminates a contract (in other words, withdraws the plan's investment) before the term of the contract expires or if you withdraw an amount from the contract.

When you're shopping for car insurance, it can be very tempting to reduce your costs by choosing lower amount of coverage or raising your deductibles.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

If you are alive when the misstatement is discovered, the insurance company can adjust the amount of your future premiums and demand payment of the additional premiums you should have paid before the misstatement was discovered.

That means without a sufficient amount of «crisis insurance,» when the next recession or stock market collapse hits, our oldest generation will also be the most vulnerable.

However, your Social Security spousal benefits are limited to 50 % or less of your spouse's primary insurance amount, depending on your age when you claim them.

Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.

My doctor's office offers a monthly pack of birth control pills for $ 20 — when I asked my doctor, he told me that it was the full amount, and they were not billed back to insurance.

Given the scale of what civil liability may amount if someone is killed or disabled for live, I would say that the cost of the car is not that important when calculating the insurance primes.

I also like to see people have a 30 - day waiting period or less — thats the amount of time from when the insurance company determines that a person is eligible to use their long - term - care benefit to when the company begins to actually pay out for the benefit.

If the school tuition organization does not receive the preapproved contribution from the taxpayer within the required twenty days, the school tuition organization shall immediately notify the department of revenue, and the department of insurance in the case of a credit under section 20 - 224.06, and the department of revenue shall no longer include this preapproved contribution amount when calculating the limit prescribed in subsection C, paragraph 1 of this section.

When considering a list of the cheapest cars to insure, one of the biggest affordability factors is the amount of risk an insurance company is potentially taking on with a given model.

It may be possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount — below 75 to 80 percent of the property value.

The safeness of your vehicle is also important when it comes to determining the amount you'll pay on your insurance premium.

Or you may wish to increase the amount of regular term life insurance you have to higher amount to include all debts owed and necessary funds to provide for your loved ones when you are no longer there to do so.

You see, when a participating whole life insurance plan is properly structured to maximize the cash value, the cash value can become available relatively quickly depending upon the amounts deposited and the other details of the policy.

When you buy term life insurance, you select a term, such as 10, 20 or 30 years, and an amount of coverage, typically ranging from $ 25,000 up to as much as $ 2,000,000 dollars.

When selecting a term life insurance policy and the amount of coverage, the first factor to consider is the family's financial obligations during the policy term.

Waiting periods are common for final expense insurance, particularly when there's limited underwriting, because insurers want to avoid having particularly ill patients sign up for large amounts of coverage but pay only a couple months of premiums before passing.

When you have Rosemont of El Dorado renters insurance, the amount of liability coverage that the at - fault party has is not your problem.

As opposed to upfront premiums — the mortgage insurance paid when receiving the loan, 1.75 percent of the value — annual premiums vary based on the length of the loan, the amount, and the initial loan - to - value ratio (LTV).

For example, if the lower of the sales price or the appraised value at origination was $ 100,000, when the loan amount reaches $ 78,000, FHA will no longer collect annual mortgage insurance premiums on the loan.

It may be possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount - below 75 % to 80 % of the property value.

The amount of compensation you receive in a claim, or that the claimant receives from your insurance company when filing a liability claim against you, depends on the limits set for your policy.

With the Single Premium Immediate Annuity from Bankers Life Insurance Company, choose when you get paid a guaranteed amount, either for a set number of years, or for the rest of your life.

«The amount by which your rates drop can vary greatly based on your other circumstances, although men's rates tend to drop more than women's when they get married,» says Steve Pritchard, founder of insurance comparison site Cuuver.

It may be possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount — below 75 % to 80 % of the property value.

A higher deductible — the amount you pay out of pocket when you bump someone's bumper — means cheaper insurance.

When it comes to your possessions, earthquake insurance has set a dollar amount for each group of items in your home, like electronics, furniture and jewelry.

When this happens, if a cash value life insurance policy was used to fund a key person policy, the amount of the cash value can be taken out in the form of an easily accessible life insurance policy loan, with no origination costs, tax free.

Whole life insurance will pay out a set amount of money to your beneficiaries when you die, called a «death benefit.»

Life Insurance is a type of insurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have bInsurance is a type of insurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have binsurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have been paid.

The same is true of interior details: Things like crown moldings, hardwood floors, a gourmet kitchen with granite counters or a spa - quality bathroom need to be factored in when determining the appropriate amount of insurance for your home, says Greenwell.

When purchasing life insurance coverage, it is important to determine what type of policy — as well as how much in death benefit (face amount)-- will be right for you and your survivors.

Lowering your limits means that the maximum amount your insurance company is responsible will be reduced; again, this can lead to higher out - of - pocket expenses when an incident occurs.

The deductible is the amount of risk that you retain when you transfer risk to the insurance company.

When you choose a renters insurance policy, you will need to choose coverage amounts for three basic types of coverage:

In most indexed universal life insurance policies, the new cash value of this subaccount then becomes the baseline for the next year when calculating the amount that will be credited to your account.

Mark Moreau: Yeah, basically if we can just take a little bit of tangent here, when you have to get mortgage insurance in place, it's done on a premium basis which is a percentage of the total amount of the mortgage that's going to go out.

When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years).

If you have an outstanding loan on your whole life insurance policy when you die, the death benefit that is paid out to your beneficiary (or beneficiaries) will be reduced by the unpaid amount of..

A low deductible (the amount you pay out of pocket when filing an insurance claim) usually means a higher premium or monthly payment.

As most people already know, raising your deductible (the amount you pay out - of - pocket when an accident occurs), lowering your limits (the maximum amount your insurance provider will pay out in the event of an accident), and reducing your coverage (minimizing the number of situations where your provider will have to pay) can each lower the cost of your auto insurance.

When choosing a life insurance policy, it is essential to ensure that you are getting the right type and amount of coverage, and also to make sure that the insurance company you are purchasing from is strong and stable financially, and that it also has a good reputation for paying out it insurance claims.

Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.

Given that withdrawals are considered taxable income when they exceed the amount you have invested in an insurance policy (i.e. your Basis), loans are typically a better way of accessing your cash value if you intend to pay back the money at some point.