It is relatively easy to calculate
the amount of liquid cash you have each month by subtracting all of your fixed and variable expenses from your total net income.
This works better for individuals who have higher
amounts of liquid cash available, but it can be a strain for salaried people in middle - income groups.
Not exact matches
If you have already accumulated assets, you can subtract the
amount of those assets from your total death benefit need, assuming they are somewhat
liquid and wouldn't require a large
amount of effort or loss in order to gain access to
cash.
Reserve Requirements The minimum
amount of cash and
liquid assets as a percentage
of demand deposits and time deposits that member banks
of the Federal Reserve are required to maintain.
Money market accounts can offer great rates for your nearly -
liquid cash needs for a variety
of deposit
amounts.
Both savings accounts and money market accounts can offer good rates for your
liquid and nearly -
liquid cash needs for a variety
of deposit
amounts.
When you buy a bond, you convert a given
amount of liquid funds into future
cash flows, and when you sell a bond, you convert future
cash flows into readily available capital.
I have a decent
amount of cash savings and investments (that can be made
liquid very easily) but think I should have at least $ 30k there.
The required minimum
amount will be specified as a percentage
of the fund's net assets to be invested in highly
liquid,
cash - type investments that can be converted to
cash within three business days or less.
Unlike a traditional loan where the borrower is burdened with a fixed loan
amount which puts a severe strain on the
liquid cash, in MCAs you repay a fixed percentage which will vary with the daily income
of your gym.
However, given you have the means to take more risk a generally smarter scheme would be to invest much
of the money in a broad
liquid bond funds with a somewhat lower percentage in stocks and then reduce the
amount of stock each year as you get closer even moving some into
cash.
But having the ability to raise significant
amounts of cash from
liquid large caps, at the click
of a button — to scoop up bargains all around you — could prove to be a once - in - a-decade / lifetime opportunity.
To the extent a Fund sells securities short, it will provide collateral to the broker - dealer and (except in the case
of short sales «against the box») will maintain additional asset coverage in the form
of cash, U.S. government securities or other
liquid securities with its custodian in a segregated account in an
amount at least equal to the difference between the current market value
of the securities sold short and any
amounts required to be deposited as collateral with the selling broker.
With respect to futures contracts that are required to «
cash settle,» however, a fund is permitted to set aside or earmark
liquid assets in an
amount equal to the fund's daily marked to market (net) obligation, if any, (in other words, the fund's daily net liability, if any) rather than the market value
of the futures contracts.
In addition, the fund will earmark
cash or
liquid assets or place in a segregated account an
amount of cash or other
liquid assets equal to the difference, if any, between (1) the market value
of the securities sold short, marked - to - market daily, and (2) any
cash or other
liquid securities deposited as collateral with the broker in connection with the short sale.
This
amount is known as «initial margin» and must be in the form
of liquid debt instruments, including
cash,
cash - equivalents and U.S. government securities.
Cash distributions in excess
of the Draws («Bonus Distributions») shall be paid on a periodic basis as determined by a simple majority
of the Management Committee and shall not exceed the
amount by which the liquid funds of the Partnership as of the last day of the preceding month exceed the Reserve A
amount by which the
liquid funds
of the Partnership as
of the last day
of the preceding month exceed the Reserve
AmountAmount.
If you have already accumulated assets, you can subtract the
amount of those assets from your total death benefit need, assuming they are somewhat
liquid and wouldn't require a large
amount of effort or loss in order to gain access to
cash.
Even though there are laws governing the
amount of money a life insurance company must keep in reserve (in
liquid cash assets) small insurance companies do fail from time to time.
The summation
of the above minus
liquid assets, such as
cash, fixed deposits, gold etc. should help you arrive at your adequate insurance
amount.
While this couple had an unusually large percentage
of their net worth in a non
liquid position, it is not unusual that the
amount of taxes due is larger than the
amount of cash on hand.