Sentences with phrase «amount of premium charged»

For this reason, the amount of premium charged for a whole life policy will be higher than the premium charged for a term life policy with the same face value..

Insurance companies can only provide limited coverage for the amount of premium charged.

Typically, once a person qualifies for the coverage, the amount of premium charged will not increase, nor will the amount of the benefit decrease.

Not exact matches

Singapore Airlines has a reputation for quality and a substantial amount of business travel to and from the city - state, improving its ability to configure aircraft with a high number of premium seats and charge more than one - stop competitors, according to analysts.

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

The annual USDA mortgage insurance premium — at just 0.35 % of the loan amount — is 40 % lower than the MIP charged for a comparable FHA - backed loan.

Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.

State laws allow bail bond companies to charge defendants a premium of up to 12 percent of the face value of the bond imposed by a judge, in exchange for a promise to pay the full amount to the court if the defendant doesn't show up for trial.

In addition to the premium charge herein provided for, the Secretary is authorized to charge and collect such amounts as he may deem reasonable for teh appraisal of a property or project during construction, but such charges for appraisal and inspection shall not aggregate more than 1 per centum of the original principal face amount of the mortgage.

The annual USDA mortgage insurance premium — at just 0.35 % of the loan amount — is 40 % lower than the MIP charged for a comparable FHA - backed loan.

If you elect our premium overdraft service, you will not be charged an NSF or overdraft fee unless payment of the item would cause you to exceed your credit limit on your line of credit and / or the amount in your savings account.

FHA charges borrowers an up - front mortgage insurance premium (UFMIP) of 2.25 % of their FHA mortgage amount.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of the premium / discount) when the trade is priced.

Suitably named, this type of mortgage insurance is a one - time premium charged upfront, equalling 1.75 % of the loan amount.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of premium / discount) when the trade is priced.

FHA mortgage insurance costs can be lower than for MI premiums charged by private mortgage insurance companies, depending on your loan amount and the size of your down payment.

FHA insures its approved lenders against losses in much the same way by charging borrowers an up - front mortgage insurance premium (UFMIP) of up to 1.75 % of the mortgage amount at closing.

The few checking accounts that do earn interest are usually premium accounts that require large amounts of money to open or to waive the account fees charged by the bank each month.

Insurance premiums are charged at loan initiaion and can vary depending upon the Insurer used and the amount of your Downpayment.

FHA mortgage insurance charges an up - front premium of 1.75 % that can be rolled into the amount being borrowed and an annual premium of 0.85 % of the loan balance.

Investor trading costs include the commissions, sales charges and other transaction fees paid by the investor and the difference between the investor's executed trade price and the corresponding fund value (the amount of premium / discount) at the time the trade is priced.

In the initial years, the life insurance company deducts lot of charges from premium amount, and then it invests the remaining amount in various financial securities (depending on the type of fund you choose).

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

In this regard, a higher insurance credit score will result in you paying a lower amount of premium, and conversely, a lower insurance score will likely result in you being charged a higher amount for coverage.

For example, the charge for loan origination charged by the lender for the administrative cost of processing the loan may not exceed one «point» - that is, one percent of the amount of the mortgage (minus the mortgage insurance premium, if it is being financed).

Refinance HECM mortgage loans to new HECM mortgage loans: In cases where there is sufficient home home equity, homeowners may refinance their existing HECM mortgage to a new mortgage for an amount sufficient to pay off the existing mortgage and pay any defaults of taxes, property charges, or hazard insurance premiums.

Up - front mortgage insurance premium (UFMIP): The UFMIP is currently charged at 2.25 percent of the mortgage amount; when the new legislation becomes effective, FHA is expected to lower this amount to 1.25 % to reduce cash paid up - front by FHA borrowers.

For example, the lender's mortgage origination charge for the administrative cost of processing the mortgage may not exceed one «point» - that is, one percent of the amount of the mortgage excluding any financed upfront mortgage insurance premium.

The remainder will buy option premiums — the amount of money that gets applied to that is close to the credit spread on the bonds less the insurance company's fees to pay the costs of the company and a charge for profit.

These net liabilities are calculated with an internal model using many scenarios to determine the fair value of amounts estimated to be paid, less the fair value of net future premiums estimated to be received, adjusted for risk and profit charges that the Company anticipates a hypothetical market participant would require to assume this business.

However, a workout of a delinquent loan will not require a new Regulation Z disclosure unless the rate is increased or the new amount financed exceeds the unpaid balance plus earned finance charges and certain insurance premiums.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

While there is no official capacity control, hotels often «rebrand» a regular room into a premium room and charge an outrageous amount of points

Part of what determines the appropriate premium amount to charge a customer is based on the insurer's assumed rate of return on its long - term investments.

With this affordable coverage, individuals may be able to obtain a large amount of benefit for a budget - friendly premium charge.

The premium that is charged is based on the applicant's age and gender when the coverage takes effect, as well as the amount of life insurance coverage that they are applying for.

If they do charge a penalty (it's often 10 percent of the unspent premium amount), you'll need to decide if the better rate outweighs the fee you'll pay.

Whatever amount the insurance company is able to make with the money during the extended payment period helps to offset the reduced premium they've charged for cost of insurance.

A «flat extra» charges an extra dollar amount per $ 1,000 of coverage (on top of the regular premium).

As with other types of life insurance coverage, the premium that is charged for burial insurance will be based in part upon the age and the gender of the applicant, as well as the amount of coverage that you are purchasing.

These individuals are often charged a lower amount of premium than average.

Drivers with clean records living in lower - income areas of major cities have been charged annual premiums of $ 2,000 or more for the minimum amount of coverage required by their respective state, says Robert Hunter, the consumer federation's director of insurance.

Consider it this way, the least amount of times that you pay each year will tend to avoid «fractional premium charges» to you — and over time, this can add up.

The underwriting class can have an effect on the amount of premium that is charged for the coverage.

The premium rates that are charged for the CPA Life and Spouse Life Insurance plan will vary, based upon the amount of coverage that you are purchasing, as well as your gender and age.

Nonetheless, the amount charged on top of the standard premium paid by healthy applicants will vary from company to company, with many companies charging up to four times more than the premium rates paid by non-smokers.

FOS only has a very narrow jurisdiction to investigate complaints about the amount of fees, premiums, charge or interest rate — the main categories are:

An established insurance company usually charges higher premiums, because it offers quality coverage options with high amounts of compensation, as well as helpful travel advice and emergency services.

At the end of the policy term, on the date of maturity, the total amount of mortality charge deducted throughout the policy term w.r.t regular premium and top - up premium, if any, will be added back, respectively, into the Regular Premium Fund Value and into the Top up Fund Value, as applicable.