Sentences with phrase «amount of premium rate»

During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.

This coverage protection, however, will require a certain amount of premium rate to be charged.

During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.

Coverage is affordable — and once qualified, the amount of the premium rates will never go up.

Women drivers with a clear driving history are generally asked to shell out fewer amounts of premium rates.

Not exact matches

For Business Insurance and Bond & Specialty Insurance, retention is the amount of premium available for renewal that was retained, excluding rate and exposure changes.

Typically, they will only receive the amount of money you had paid in premiums plus interest (interest rates vary by insurer).

The company's Security Rating Platform continuously analyzes vast amounts of external data on security behaviors in order to help organizations manage third party risk, benchmark performance, and assess and negotiate cyber insurance premiums.

In particular, we note that the EI premium rate will be reduced, together with the creation of a net - zero rate setting mechanism for EI premiums, with excess amounts returned to employers and employees.

For example, the Public Accounts / Budget / Updates includes employment insurance program costs, as the government has full control over this program, determining the premium rates and eligibility and the amount of the benefits, whereas the Estimates excludes them, on the basis that they are included as part of a specified purpose account.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

The Budget includes all expenses related to the Employment Insurance Operating Account on the basis that the government sets the premium rate, the eligibility criteria and the amount of the benefit.

Bottom line: Most California FHA borrowers in 2017 will end up with an annual mortgage insurance premium rate of 60 basis points, or 0.60 % of the loan amount.

You pay level premiums for the duration of the contract, your heirs receive specific death proceeds amounts, and the contract generates a minimum rate of return.

By giving up the potential advantage of your rate falling below the floor amount, the premium cost of the cap is reduced.

Under a typical scenario, an equity - indexed annuity will offer a minimum return that amounts to 90 % of the premium paid at a 3 % interest rate.

(Your interest rate is the premium you pay for the privilege of borrowing money; your credit limit is the maximum amount that you can spend.)

To give you a sense of the range of monthly premiums, we've pulled sample rates for the maximum and minimum coverage amounts offered:

If your loan amount is $ 200,000, and your MMI premium rate is.50 %, your yearly premium would be $ 1000; your mortgage lender would divide this by 12 and add the resulting amount of $ 83.33 to your monthly payment.

As noted above, and like many mortgage - related things, your mortgage insurance premium is based upon several factors, including your credit score, the amount of your down payment as a percentage of the value of the home (LTV); your choice of mortgage product (fixed rate or adjustable rate — and how frequent the rate adjustment will be); the length of the term of your mortgage (15, 20, 25, 30 years), the amount of the mortgage and of course the level of coverage the investor requires for your kind of loan and borrower profile.

Initial premium rate is based on age and gender for all death benefit amounts; tobacco or nicotine substitute use is an additional premium factor for death benefits of $ 101,000 through $ 300,000.

b) Your coverage decreases at the same rate you pay off the principal of your mortgage, so you are receiving a lower benefit for the same amount of premium.

Quote: The estimated premium amount for an applicant based on several factors including type of insurance, coverage amount, length of coverage, age, gender, health and medical history, family history, build and approximate rating class.

Using the difference in premiums on a term policy and investing them elsewhere can make for a much better rate of return for the same amount invested.

Reserve: The amount of money an insurance company holds which, with future premiums and an assumed rate of interest, will pay all contractual obligations as they become due.

It is calculated as the sum of risk - free interest rate that you could have gotten on your money if you had received it today (which is usually taken as the interest rate on essentially risk - free government Treasury bills) and a risk premium for the uncertainty that the promise will actually be fulfilled and you will get the expected amount after the time period.

Life insurance rates are primarily determined by your age, your health, the type of policy you buy and the amount of coverage you want, but there are other aspects that can determine the cost of your premiums.

FHA plans to reduce the UFMIP from its current rate of 2.25 % of the original mortgage amount to about 1 %, while increasing the annual mortgage insurance premium from.55 % to.90 %.

Investors expect to be properly compensated for the amount of risk they undertake in the form of a risk premium, or additional returns above the rate of return on a risk - free investment such as U.S. government - issued securities.

While the marginal tax rate impact may not be huge for most strategies (although it can be much larger for clients close to a threshold who just barely cross it and add a flat additional premium amount), it still represents an indirect tax that impacts the relative benefit of planning strategies, and should be planned for accordingly!

As a result, universal life insurance premiums are typically lower during periods of high interest rates than whole life insurance premiums, often for the same amount of coverage.

However, a workout of a delinquent loan will not require a new Regulation Z disclosure unless the rate is increased or the new amount financed exceeds the unpaid balance plus earned finance charges and certain insurance premiums.

This provides the opportunity to offset inflation by increasing the face amount of the policy each year — at the same premium rate.

The total dollar amount of interest over the life of the bonds is adjusted by the amount of premium or discount bid, and then reduced to an average annual rate.

Results were based on an evaluation of the realized dividends and cash surrender values of a Whole Life policy issued 1/1/82 — 12/31/16 (35 - year old male, $ 250,000 face amount, select preferred rating, annual premium of $ 3,585) and the historical results of the S&P 500 and Bloomberg Barclays US Aggregate Bond Index.

A Deferred Annuity is a single - premium annuity which grows at a fixed rate for a predetermined amount of time, very similar to CDs.

They are mostly meant to demonstrate that age, the amount of coverage, type of policy, and general health can affect premium rates.

For example, AIG may give a country an A rating and provide their best classification rates, while a citizen of a D - rated country may only qualify for Standard Plus premium rates and a lower death benefit amount.

A couple of possibilities include, reducing your withdrawal rate and another is to have purchased a single premium immediate annuity so you have a predictable amount of income that covers for example, you life essential expenses.

At an average price of $ 2.50 a gallon for regular fuel, your 5 cents - per - gallon discount only amounts to a savings rate of 2 %, and if your car uses the pricier premium gas — averaging over $ 3 a gallon — that rate drops to 1.6 %.

When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.

Premiums are calculated based on the rate per $ 100 of regular payment amount.

Variable - Rate Premium (for Single - Employer Plans only)- The premium that an underfunded single - employer defined benefit plan must pay to PBGC based on the amount of the plan's unfunded vested benefits.

While a premium bond still makes coupon payments at the stated higher coupon rate, both a premium bond's seller and buyer do not actually pay interest expense and receive interest income, respectively, in the amount of the coupon payments.

The monthly quote amounts shown in a typical immediate annuity table are based on the premium paid, the ages of the annuitants, current interest rates and the income period selected.

At an average price of $ 2.50 a gallon for regular fuel, your 5 cents - per - gallon discount only amounts to a savings rate of 2 %, and if your car uses the pricier premium gas — averaging over $ 3 a gallon — that rate drops to 1.6 %.

Part of what determines the appropriate premium amount to charge a customer is based on the insurer's assumed rate of return on its long - term investments.

Once you have an accurate figure on the face amount for your burial insurance policy, you can move forward with a comparison of plans and premium rates.

If they do charge a penalty (it's often 10 percent of the unspent premium amount), you'll need to decide if the better rate outweighs the fee you'll pay.

Provided that your premium costs additional money, why not scrutinize your new potential rates to see the amount of cash you can save?