Sentences with phrase «amount of your premium»

For Business Insurance and Bond & Specialty Insurance, retention is the amount of premium available for renewal that was retained, excluding rate and exposure changes.

There is one catch: the total amount of the premiums must exceed 7.5 % of your retirement income — but only if you're 65 or older.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

The amount of the premium is determined by the yield of a comparable mature Treasury security, plus additional basis points.

An insurance dividend is the amount of your premium that is paid back to you if your insurance company achieves a lower mortality cost on policyholders than it expected.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

If you don't die during the term of coverage, the insurer will return a percentage or the entire amount of premiums paid.

The difference in Trio's dark balsamic vinegars is that we add a small amount of premium aged red wine vinegar which introduces an older red wine vinegar to assist in the acetification.

By purchasing large quantities of high - end spirits directly, the New Orleans Spirits Exchange elevates the future amount of premium spirits allocated to the city.

Founded in 1972, Sidney Frank Importing Company, Inc. of New Rochelle, NY, currently owns or imports: Jagermeister Herbal Liqueur — the number one selling imported Liqueur and shot brand in the United States; Gekkeikan Sake — the world's finest sake with nearly 400 years and 14 generations of sake brewing experience; American Harvest — an American - made organic vodka that boasts a distinctly smooth and crisp, clean taste; Barenjager Honey Liqueur — the German imported original honey liqueur made with generous amounts of premium natural honey; Barenjager Honey & Bourbon — a delicious blend of premium honey liqueur and Kentucky bourbon whiskey; Barenjager Honey & Tea — premium honey artfully blended with tea liqueur; Barenjager Honey & Pear — a delightful combination of premium honey liqueur and Williams pear brandy; VnC Cocktails — the naturally spirited premium, all natural, low calorie ready - to - serve line of cocktails from New Zealand; Hudson's Bay Scotch — a smooth blend of 100 % Scotch Whiskies distilled and blended in Scotland and St. Vivant Armagnac — the premium French brandy steeped in tradition dating back to 1559.

In addition to the extract grade vanilla beans, I also bought a much smaller amount of premium vanilla beans for baking with.

A fresh splash of fruit with the right amount of premium aloe vera is the very essence of ALO enjoyment.

Paying for large amounts of premium video chat services should act as a red flag and spark the user to find more reputable relationship assistance.

By buying an amount of this premium currency, singles can send a smile (60 coins) or a heartfelt message (100 coins).

Evolve has a hint of greatness, but a lack of content at launch and a jarring amount of premium launch and planned DLC hold it back.

The Escape is big inside (five passengers / up to 68.1 cubic feet of cargo space), rides far more like a car than a truck, and can be loaded with a surprising amount of premium features including a self - parking system and the MyFord Touch interface.

Although a glut of plastic is present here, the Galaxy Tab 2 10.1 still feels solid, with a sturdy frame clawing back a small amount of premium feel.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

You can actually choose the amount of premiums that are paid into the cash accumulation part of your policy.

Changing your deductible can affect the amount of your premium anywhere from 10 % to 20 %.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of the premium / discount) when the trade is priced.

The mints make a good amount of premium from minting these coins and selling these directly to the collectors.

Apart from the above mentioned factors, it is imperative to consider the factors considered by the insurers in order to decide the amount of premium.

Any dividends you receive that exceed the total amount of premiums paid on your policy are considered taxable.

These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of premium / discount) when the trade is priced.

If the stock price increases over the exercise price by more than the amount of the premium, the short will lose money, with the potential loss unlimited.

In these policies you are required to pay a specific amount of premium regularly towards the premium for a defined period of time.

By selling the covered call you are reducing your cost in the stock by the amount of premium you receive.

Better yet, dividends paid that do not exceed the total amount of premiums paid into the policy are viewed, by the IRS, as a return of those premiums and NOT taxable income.

In addition, you can always withdraw from your cash value up the amount of the premiums paid (your basis) without being taxed because those premiums were paid in after - tax dollars.

The amount of premiums you've paid is called your basis.

Dividends paid that exceed the amount of premiums paid into the policy may likely be considered income by the I.R.S. when withdrawn from the policy.

Even if cash is withdrawn from the policy cash value (verses taking it as a policy loan), this cash withdrawal is NOT considered income, or gain, until the amount exceeds the amount of premiums that have been paid into the policy.

As such, a certain amount of the premium goes toward the cost of insurance while the remainder goes to the cash value.

Even if your policy's cash value is zero, your coverage will continue as long as the total amount of premiums paid has met the cumulative minimum required premium test.

You can shop around so that you can know the amount of premium that you may likely pay for this type of coverage.

Taking market losses can affect the amount of premium due on your policy.

These policies vary in the amount of premium but are most likely worth the extra expense as they provide peace of mind.

Intrinsic Value — The amount of the premium that is based on the amount the option is in the money.

The amount of these premiums are variable and defined by you.

The investor has to pay a particular amount of premium regularly towards the plans for a definite period of time.

I have read 2 - 3 forum with respect to term insurance and came across that everyone says please consider amount of premium while selecting insurance company.

Contrast the pros of term with the pros of whole life regarding the amount of premium paid annually.

b) Your coverage decreases at the same rate you pay off the principal of your mortgage, so you are receiving a lower benefit for the same amount of premium.

You can withdraw earnings on your cash account free of taxation up to the amount of premiums you have paid into the policy, i.e. your basis.

For any amount of premium you would like to put into the contract, the insurance company will tell you how much monthly income they can offer.

You can also increase or decrease the face amount of your coverage2 and vary the frequency and amount of your premium payments1 to best meet your individual and business goals.

It simply equals the amount of the premium you paid for the right to buy the underlying shares.

If it doesn't happen prior to expiration, you don't get a payout and you are out the amount of the premium.