Sentences with phrase «amount over the policy»

If you win big against the at - fault parties and exceed their policy limits, you still may be able to recover the amount over the policy limits from your UM insurance policy since they failed to settle the case with you fairly.

You'll pay a fixed premium toward a set payoff amount over the policy period.

Term life insurance that provides a death benefit that decreases in amount over the policy term.

Not exact matches

If you're sued and you don't have excess liability insurance, you'll be responsible for any dollar amounts over what your home and car policies will pay.

Tax specialists and policy makers speculate that a possible plan would allow a capped amount to be tax - free on the sale of your principal residence with any proceeds over this amount to be taxed as capital gains in your tax bracket at the time of sale.

The Congress faces an array of policy choices as it confronts the challenges posed by the amount of federal debt held by the public — which has more than doubled relative to the size of the economy since 2007 — and the prospect of continued growth in that debt over the coming decades if the large annual budget deficits projected under current law come to pass.

Most of this deterioration is due to lower revenues (down $ 3.3 billion), new policy initiatives amounting to just over $ 1 billion and an increase in the «risk adjustment factor» resulting in a loss of revenues of $ 1 billion.

I think over the past 10 years, due to the zero - interest - rate policies by the global central banks, we have had a massive amount of debt issuance that's occurred as investors had been encouraged to go out the curve or down the credit curve in order to seek income, seek yield.

Over the past several years, fluctuating advice regarding the relative risks associated with bed - sharing, and a certain amount of media scaremongering, has prompted NHS trusts to remove bedsharing information from patient areas and introduce restrictive policies on what health professionals can say to parents about where their new baby might sleep.

As of mid-January, Cuomo had $ 14.4 million in his campaign account — an amount that likely has grown considerably over the past six months, thanks in part to the fact that he hasn't had to spend a dime to promote his policy agenda.

That amount was to serve the over 400,000 first - year students who benefited from the Free SHS policy this 2017/2018 academic year.

Lucy Anderson from the National Policy Forum said Labour must seek to re-establish a form of local authority control over schools and Heather Wakefield from UNISON said that local government has been the biggest victim of the coalition's austerity binge and that, with privatisation, huge amounts of public funds were wasted when local government contracted out public services.

It remains to be seen how much of these policy items Cuomo will put into his proposed budget — where the law gives him an upper hand over legislators, who can modify budget amounts but can't strip away his language from the larger spending plan — and which he will pursue on a parallel track.

The amount of money heightens the concerns over inadequate disclosure, said Jennifer Wilson, program and policy director at the League of Women Voters.

It amounts to a great deal of effort and energy and political capital expended on one policy matter, albeit an extremely important one affecting over 1 million students, their parents, teachers, and others, while the rest of the de Blasio Albany agenda sits somewhat neglected.

The non-forfeiture rider means you will get some amount of the policy benefit — not all, but some — depending what you paid in over time.

Over the last several years, I've spent a fair amount of time defending the Common Core State Standards (CCSS) in my role as a senior fellow with the Thomas B. Fordham Institute, an education - policy think tank in Washington, D.C.. Now, given president - elect Trump's pledge to «end Common Core,» which he terms «a disaster,» I expect many more opportunities to defend high standards, at least for the foreseeable future.

Arkansas's original study, conducted the same year, cost about the same initially but rose to over twice that amount ($ 800,000) when the authors accepted a commission to ascertain whether districts used their extra money in a way consistent with the consultants» evidence - based policies.

The Tennessee College Access and Success Network (TCASN) is thrilled to announce that we have received one federal policy advocacy grant and one state policy advocacy grant from the National College Access Network (NCAN), each in the amount of $ 40,000 over a two - year period.

States have done a tremendous amount of work over the last 10 years to build critical data systems and use them to inform policy and practice, all with the goal of improving teaching and learning for students.

The legislature had been cutting education spending for years, with the amount of per - student funding dropping by nearly 30 percent (when adjusted for inflation) over the past decade, according to the liberal Center on Budget and Policy Priorities.

For instance, deductibles can range from 0 to $ 1,000 (a higher deductible means a lower monthly premium, but more out - of - pocket each time your pet begins a new treatment, and a lower deductible means a higher monthly premium), and certain policies will allow a limited amount per visit or incident, which means you would be responsible for anything over that allowed amount.

In general, whole life policies have two parts — a guaranteed cash value (that you need to cash in the policy to get, or alternatively, get a loan against) or «dividends», which is an amount that has built up over the years that you are able to withdraw without surrendering the policy.

Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.

Similarly, a policy's death benefit can be customized (the amount can range from $ 50,000 to over $ 1 million) and should reflect your family's financial needs if you passed.

So, if your financial situation changes over time and you want a greater amount of coverage, you would be able to increase your policy's death benefit without demonstrating your insurability.

So, if you quit smoking 4 years ago and don't have a pressing need for coverage, waiting a year to apply may reduce your annual premiums and save you a significant amount over the length of the policy.

Because the death benefit amount of your cash value life insurance policy may change over time as its cash value grows, make sure to specify a percentage of the proceeds to go to your beneficiaries rather than selecting a dollar amount.

Depending upon the type and the amount of the policy, a beneficiary will typically have several choices regarding how the death benefit from the policy will be paid — all at once, or over time from an annuity.

When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years).

Sanders had paid over $ 10,000 in premiums on the policy, and he borrowed less than that amount.

Like all insurance policies, you pay in small amounts of money over time, to cover larger future expenses.

A type of Permanent Life insurance where the face amount of coverage and the premiums are fixed and do not change over the life of the policy.

A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.

If you are looking for a life insurance policy that will just cover you for a specific amount of time, such as when your children are young or while you are paying a mortgage, you may want to consider a term life policy over a permanent life policy.

The amount of life insurance you need changes over time so, as part of their platform, Ladder Life allows you to easily increase or decrease your policy limits.

Tax specialists and policy makers speculate that a possible plan would allow a capped amount to be tax - free on the sale of your principal residence with any proceeds over this amount to be taxed as capital gains in your tax bracket at the time of sale.

To receive the same amount of coverage under a cash value policy would cost over $ 3,000.

Fixed annuities provide policy holders with a minimum rate of interest and a fixed amount of payments over a defined period of time.

One of the advantages of a whole life policy is that it accumulates cash value over time, thus creating an amount that a person can borrow against if needed.

Over time, the savings component provided by the policy grows and the death benefit shrinks; if the policyholder dies after the cash value of the policy is fully realized, the entire amount paid comes from the cash value rather than the death benefit.

You'll receive an ongoing guaranteed rate of return that never changes, regardless of policy loan amounts AND you also will receive, on high probability based upon over a hundred years of payment history, ongoing dividends at full dividend rates.

Universal Life policies give you the ability to adjust the premium amount and benefit amount over the term of the policy.

Loudoun County's policy prohibiting the adoption of pit bulls from the county shelter ended up in court this week, with two days of arguments over whether it amounts to discriminating against the breed.

In the New Policies Scenario, cumulative CO2 emissions over the next 25 years amount to three - quarters of the total from the past 110 years, leading to a long - term average temperature rise of 3.5 °C.

For one thing, they already have it far easier in what really amounts to a titanic battle over energy choices and policies.

This senseless name calling of the scientists on both sides of the political fence, and infighting over the details of the amount of the sensitivity of the climate will soon come to an end, as the experiment on the Earth is continued with out any possible controls by the IPCC policy makers, who only want it to proceed as is, with ADDITIONAL FUNDS taken from taxes paid by the developed world, to hasten to transfer of wealth to the third world, while weakening the Western government systems through self imposed bankruptcy.

We are issuing a challenge to New York policy makers, developers, designers and building owners to contribute to the goal of 1 billion square feet of green roofs installed in North America by 2022 — that amounts to just over 3 million square feet installed each year!»

It's quite easy these days to find yourself muddled over China's energy policy: it often seems to amount to tackling domestic pollution and climate change, but chasing lucrative contracts abroad, despite the environmental impact.

As part of the Recovery Act, this Administration invested $ 4.5 billion in electricity delivery and energy reliability modernization, with total public - private investment amounting to over $ 10 billion To ensure that all Americans benefit from these smart grid investments, the Administration released a policy framework and a series of new initiatives in June 2011 that will empower consumers with tools to better manage their electricity and cut costs, improve the reliability of the electric grid, and help utilities recover from natural disasters faster.