With a home equity loan a set lump sum is given to the borrower, but with a HELOC
any amount under the credit limit may be drawn.
Not exact matches
They will use the information to evaluate how well your business repays its debts, and negative marks can cause you not to get approved, or lower the
amount of
credit they will extend, or
limit the terms
under which that
credit will be given.
In addition, at any time when incremental term loans are outstanding, if the aggregate
amount outstanding
under the Asset - Based Revolving
Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a
limited period of time.
aggregate
amount outstanding
under the Asset - Based Revolving
Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a
limited period of time.
In addition, at any time when incremental term loans are outstanding, if the aggregate
amount outstanding
under the Asset - Based Revolving
Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a
limited period of time.
To do so, try to keep your revolving balance (your unpaid
amount at the end of each billing cycle)
under 30 percent of your overall
credit limit, and then pay your bill in full and on time each month.
Examples of these risks, uncertainties and other factors include, but are not
limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary
amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that
limit our flexibility in operating our business; the significant portion of our assets pledged as collateral
under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those
under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth
under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
If the school tuition organization does not receive the preapproved contribution from the taxpayer within the required twenty days, the school tuition organization shall immediately notify the department of revenue, and the department of insurance in the case of a
credit under section 20 - 224.06, and the department of revenue shall no longer include this preapproved contribution
amount when calculating the
limit prescribed in subsection C, paragraph 1 of this section.
Your Total
Credit Limit is the amount of credit that we agree to extend to you at any one time under this Agreement («Total Credit Limit&ra
Credit Limit is the
amount of
credit that we agree to extend to you at any one time under this Agreement («Total Credit Limit&ra
credit that we agree to extend to you at any one time
under this Agreement («Total
Credit Limit&ra
Credit Limit»).
This means that a 68 year old borrower with a $ 679,650 home or greater can lock in a
credit line of approximately $ 350,000 (depending on what happens to interest rates and margins since they also will affect the
amounts for which borrowers will qualify) instead of the approximately $ 250,000 that they would go back to
under the
limits prior to the Stimulus Bill.
The regular AMT
credit is
limited to the
amount by which regular income tax exceeds the tax as calculated
under AMT rules.
This security interest, pledge, and assignment is given as security for any and all
amounts you may owe, including but not
limited to interest, fees and charges that may accrue
under your secured
credit card account.
Without
limiting our other rights
under this Agreement, including our rights
under the «Our Rights Upon Default» section, you agree that if you exceed your total
Credit Limit or Cash
Credit Limit at any time you will immediately pay us for the full
amount of the excess over the total
Credit Limit or Cash
Credit Limit, as applicable.
This security interest, pledge, and assignment is given as security for any and all
amounts you may owe, including but not
limited to interest, fees and charges which may accrue
under your secured
credit card account.
You can not take the
credit for child and dependent care expenses in most cases, and the
amount that you can exclude from income
under an employer's dependent care assistance program is
limited.
If you have a low debt - to - income (DTI) ratio and a higher
credit score, but you don't have enough funds to bring the loan
amount under the conforming
limit, a jumbo loan might be the right option for you.
The «triggering terms» for advertising
under Regulation Z for open - end
credit include the finance charge or any fee that can be charged, and, if used, the following additional disclosures must be provided in a clear and conspicuous manner: (i) any loan fee that is a percentage of the
credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar
amount or a reasonable range; (ii) any periodic rate used to compute the finance charge, expressed as an APR; and (iii) the maximum annual percentage rate that may be imposed in a variable - rate plan.
For instance, it is a violation of the MAPs Rule to make any material misrepresentation in a commercial communication regarding any term of any mortgage loan, including: (i) the existence, number,
amount, or timing of any minimum or required payments, including but not
limited to misrepresentations about any payments or that no payments are required in a reverse mortgage or other mortgage
credit product; or (ii) the right of the consumer to reside in the dwelling that is the subject of the mortgage
credit product, or the duration of such right, including but not
limited to misrepresentations concerning how long or
under what conditions a consumer with a reverse mortgage can stay in the dwelling.