Sentences with phrase «amounts of additional insurance»

The death benefit increases because small amounts of additional insurance are being purchased each year.

Not exact matches

If you are alive when the misstatement is discovered, the insurance company can adjust the amount of your future premiums and demand payment of the additional premiums you should have paid before the misstatement was discovered.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«I'm not going to let young people die because an insurance company wants additional profit and doesn't want to cover the additional dosage for fentanyl,» Cuomo said, noting that it takes five times the amount of naloxone to reverse a fentanyl overdose compared to a heroin overdose.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

Certificate of Liability Insurance in the amount of $ 1 Million showing Aurora Public Schools as an additional insured has been provided to the Facilities Rental Office.

With dental insurance, it's the opposite: the insurance company pays for semi-annual cleanings, xrays, and other costs up to a certain annual maximum dollar amount (usually a very low amount, in the $ 1,000 to $ 2,000 range), after which you pay for everything out of pocket (or wait until the following plan year for the additional care).

changes in the amount of rental payments to cover additional costs incurred by the landlord because of increases in property taxes, increases in utilities, and increases in property insurance premiums.

Please note that if your down payment is less than 20 %, you will have to pay for private mortgage insurance, which adds an additional 0.5 % of the total loan amount to your mortgage payments.

A: A larger down payment might help you qualify for a lower mortgage rate, and it certainly can help you avoid the additional expense of mortgage insurance on an FHA loan, not to mention the additional interest you would pay by financing a larger amount.

This gives them a target savings goal of $ 9,000 to $ 18,000 plus an additional amount for insurance coverage.

Our experts can assist you with additional information regarding life insurance companies, and provides you with more details about the proper amount of life insurance coverage, the type of policy that may be best, and which of the many life insurers in the marketplace may be best for you.

This additional insurance pays a set amount of money toward certain types of assistance, such as towing, jump - starts and changing flat tires.

The renters insurance lease clause will generally require you to have a policy that covers at least a certain amount of liability, insures everyone in the household, and lists the landlord or their agent as additional interest so that they'll be notified if the policy cancels, lapses, or otherwise does not remain in force.

«However, no insurance company can sustain that amount of additional costs year after year and still survive.

If you are unable to afford the amount of life insurance you need today, adding this rider allows you to purchase additional life insurance at a later date without having to prove your insurability.

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

In most states, you can receive up to an additional 20 % of the amount of insurance for your home if needed to replace your home.

Paid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additions.

The difference between the two — your financial obligations minus the resources your family has to meet those obligations — is the approximate amount of additional life insurance you need.

The cost of mortgage insurance is paid by the homeowner as an up - front amount that is usually financed into the loan amount, as well as an additional amount that is included in the monthly mortgage payment.

With an FHA - backed loan, for example, your cost for mortgage insurance would be 1.75 % upfront on the loan amount (it's often added to the loan amount and financed), and an additional 0.85 % of that amount annually for the life of the mortgage.

Mortgages exceeding 80 % of home value require borrowers to pay additional amounts into an «escrow «account used for paying property taxes and insurance.

Even if you have health insurance there are quite often additional expenses when medical care is needed that can amount to quite a large sum of money.

With GICs and deposits you also have the additional protection of deposit insurance on amounts up to $ 100,000 if your financial institution goes bankrupt.

Each share of Class A Common Stock issued and outstanding immediately prior to the Effective Date was converted, as of the Effective Date, into the right to receive $ 3.075 per share, less any required withholding taxes, plus a contingent right to receive an additional pro rata cash amount if RISCORP recovers any amounts in connection with the litigation currently pending against Zenith Insurance Company and Arthur Andersen LLP.

These may be taken in cash, or alternatively they may be used to purchase additional amounts of insurance.

You can finance the cost of the insurance, paying an additional amount on top of your mortgage payment, you can pay the insurance premium in one lump sum each year, or you may be able to set up separate monthly payments with the lender or the private mortgage insurance company.

Supplemental Life Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eaInsurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eainsurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eainsurance amount, and dependent life insurance of $ 10,000 for eainsurance of $ 10,000 for each child.

As a result McKnight recommends investing in a cash value life insurance product that provides the least amount of insurance the IRS requires, while flooding the policy with additional money up to the IRS limit.

This information about medical debts and how they affect health insurance should answer some of your questions, but you may need additional details to understand your rights — especially if you're considering settling for a lesser amount.

Left with severe injuries that have caused additional long - term health issues and not receiving the amount of compensation from the other party's insurance company you feel you deserve, you may decide this is the type of situation when filing a personal injury lawsuit makes most sense.

Despite minimal settlement offers at the outset of the claim, Mesa Law Firm was able to recover the maximum amount available from the negligent driver's insurance company as well as additional compensation from the insurance company of its injured client.

«The insurance industry has expressed concern that insured persons who learn, after taking a genetic test, that they are at high risk for a genetic disease could knowingly take out policies for large amounts of additional coverage without insurers being aware of any increased risk,» says the report.

Because of the time value of money, and because the Law Society was also required by regulators to raise an additional $ 50 million to capitalize LPIC, the amount required to retire the deficit and place LPIC in a position to continue to offer insurance was estimated, in October 1994, at $ 240 million over the course of four years (1995 - 1998).

Any average person applying for this additional insurance coverage would understand a «policy of insurance» to mean an optional, private insurance contract and not a mandatory statutory scheme such as the CPP; so future CPP disability benefits do not reduce the amount payable by the insurer under the endorsement.

Based on these lost future earnings and his additional surgeries, the lawyer was able to negotiate a settlement that was over six times the amount of the offer from the defendant's insurance carrier.

If a situation arises where the other driver is uninsured, or you are involved in a hit and run and the at - fault driver is unknown, your insurer steps into the shoes of the uninsured or unidentified driver and the amount recoverable is normally limited to $ 200,000.00, although there may be additional insurance under your policy in some cases.

Depending on the facts and circumstances surrounding your case, the applicable law, and the language of your insurance policy, you may be entitled to sue them for the original amount of benefits that you were seeking, plus additional damages, including attorneys fees, and the costs of filing suit.

LAWPRO is now enhancing the existing protection: If your trust account is in an overdraft position because of a counterfeit certified cheque or bank draft, and the shortfall is strictly between the bank and you (no legitimate client funds are taken, or the amount of funds disbursed exceeded that belonging to legitimate clients), you will now have protection — at no additional cost — under the insurance program, provided that you comply with certain coverage requirements.

In Pennsylvania, the child support guidelines determine the amount of basic support, which is enhanced with additional support for medical insurance and expenses, child care, private school tuition, summer camp, and extracurricular activities.

Umbrella Liability Policy is coverage which provides excess amounts of insurance above the primary policy as well as additional liability coverages.

Which means we make consider a specific face amount should be enough but in reality that number could change real easy due to inflation and additional liabilities requiring more life insurance in the form of a higher death benefit.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

Paid - Up Additions Amounts of life insurance purchased either by policy dividends or by additional premium, and added to the original life insurance policy to increase the death benefit and cash values.

Most states mandate that all vehicle owners purchase a minimum amount of auto insurance, but many people purchase additional insurance to further protect themselves.

You can always supplement your life insurance with an additional policy later on for a smaller amount of money and a shorter term.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

Although these liability coverages represent the minimum car insurance in California, drivers are always able to purchase additional coverage amounts and other types of coverage such as Collision, Comprehensive, Medical Payments or Uninsured / Underinsured Motorist.