Sentences with phrase «amounts of business insurance»

Talk to an business insurance agent or consult with an attorney to determine which types and amounts of business insurance coverage is right for you.

Learning how to get the right amount of business insurance isn't as complicated as it might seem.

Not exact matches

For Business Insurance and Bond & Specialty Insurance, retention is the amount of premium available for renewal that was retained, excluding rate and exposure changes.

The two most common financial oversights entrepreneurs make are underestimating how many of their everyday expenses are being subsidized by their business — medical and life insurance premiums, club memberships, vehicles, travel and entertainment costs, etc. — and overestimating the amount of after - tax investment income that can be generated from the proceeds of the sale.

Running a small businesses comes with a certain amount of risk, but you can protect against this by purchasing insurance protection.

If an employee is interested in a large amount of personal life insurance but wants the business to buy the life insurance, a split dollar plan can be considered.

«A Naperville entrepreneur could get a membership and get guidance on business decisions from marketing to insurance, and an allotted amount of time to put products on the shelf at the front of the store.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

California's Paid Family Leave Insurance program covers part - time workers and employees of small businesses and allows workers to collect 55 % of their earnings, up to a maximum amount, while on leave.

Speaking from York where he is visiting an FSB member and other businesses affected, John Walker, National Chairman, Federation of Small Businesses, said: «It is unacceptable that small firms are paying out what could amount to tens of thousands of pounds because they can't get adequate insurance protection from theirbusinesses affected, John Walker, National Chairman, Federation of Small Businesses, said: «It is unacceptable that small firms are paying out what could amount to tens of thousands of pounds because they can't get adequate insurance protection from theirBusinesses, said: «It is unacceptable that small firms are paying out what could amount to tens of thousands of pounds because they can't get adequate insurance protection from their insurers.

Diminished ratings decrease the amount of business that an insurer can write, and further limit the willingness of prospective purchasers of insurance, particularly long - tailed coverages, who want to be sure that the company that they buy insurance from will be around to pay claims.

What that means for you is that your term life insurance policy is guaranteed up to a certain amount, even if your provider goes out of business.

• The following are included in annual income to qualify for an RHS guaranteed loan: − Gross amount of wages, salaries, overtime pay, commissions, fees, tips, bonuses and other compensation for personal services of all adult members of the household − Net income from the operation of a farm, business or profession, interest, dividends and other net income of any kind from real or personal property − Payments from social security, annuities, insurance policies, pensions, unemployment, workers compensation, alimony and / or child support and other types of periodic receipts.

According to Alexi Maravel, associate director at Cerulli, the way a particular insurance company is reacting to a likely interest rate hike depends on its business line: «Life insurance companies, which control the largest amount of insurance general account assets and have to match long - duration liabilities with long - duration assets, are making investment adjustments to their surplus assets, while, on the other end of the spectrum, we find health insurers are raising liquidity.»

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

Loan amount: $ 300,000 Estimate home value: $ 610,000 Property taxes & insurance: $ 390 / month Credit scores: over 780 Occupation: business owner Gross Income: $ 110,000 His dilemma was he deducts a lot of valid expenses from his business reducing his adjusted gross income (AGI) to around $ 55,000.

If you are a landlord and have rental income from your home you may be able to deduct a portion of your insurance as a business expense but the deduction amount is based on the portion of your home that is used as rental property.

A downgrade in the financial strength rating of our insurance subsidiaries could reduce the amount of business we are able to write.

The majority of people are probably not going to need this much life insurance, but if you are a very high - income individual, have a lot of debt, or are a business owner who has a buy / sell agreement in place with a partner, this amount of insurance may be necessary.

It's usually more complicated to determine the right amount of life insurance for a small business owner.

Slightly more than half of U.S. businesses are home based, and people who run businesses from their own homes often assume that their homeowners insurance provides sufficient coverage.1 This misconception may expose them to a considerable amount of risk.

While having a business next to the New River opens you up to flood risk, paying for a business flood insurance policy is much less expensive than replacing a large amount of business property.

In spite of the massive amounts of business failure throughout the 1930's, the life insurance companies faired extremely well.

Our total monthly expenses for two people average between # 1500 and # 2000 a month, including flights, insurance, gear, and business expenses (which are pretty low) and that's with spending a significant amount of time in expensive countries like the US, Japan, and Italy, and not trying too hard to keep our costs down.

Getting the minimum amount of car insurance is risky business.

If you or a loved one has suffered harm due to the negligence of another person or business, a good piece of advice is to speak with an experienced Florida personal injury lawyer to learn about some of the issues that can arise, including how most insurance companies respond to these claims and the type and amount of damages you can recover.

Rasansky Law Firm remains in business because we are good at what is most important to our clients: forcing the insurance company to reimburse / pay you the total amount of your damages.

Even if it were true, would the amount be equivalent to an insurance premium, i.e. a way of compensating for harms business causes that allows business to carry on to the greater benefit of shareholders / society / the world?

Regardless of case facts, the maximum we can recover is often the amount of any insurance policies (unless there is a large corporation (business) or very wealthy individual defendant).

Because of the infrequency of dog bite reports it is difficult to determine how much damage has been done and insurance companies are in the business of paying the lowest amount they can quickly without further legal matters.

Most insurance companies are fair; however some try to settling a claim for the least amount of money possible as this is their business after all.

You, or your business, would purchase a life insurance policy (a term life insurance policy) to cover the face amount of the loan.

The bank will not issue your business loan without a «proof of policy» document showing you have secured the appropriate amount of life insurance, for the proper amount of time.

In order to apply for a business activity permit from the state, you'll most likely have to purchase a minimum amount of Alaska business insurance.

To find the best auto insurance companies in Idaho, we decided to look at how many complaints each company received relative to the amount of business they underwrote.

The amount of life insurance required by a lender for a business loan will depend on the lender and the size of the business loan.

the advantages of funding a buy - sell agreement with term life insurance is that the business can a save considerable amount of money.

Term life insurance is one of the best ways to protect your family or business because you can buy large amounts of coverage at very low rates.

The aforementioned amount of competition in the New Hampshire auto insurance industry has driven prices down in the wake of the recent recession as companies have a need to draw more business.

Key - person insurance can help bridge the financial gap if something happens to a spa employee who brings in a good amount of business, no matter her title.

However while shopping for a Workers» Compensation Insurance quote; a business owner can select the amount of Employers» Liability coverage for his / her company.

The majority of people are probably not going to need this much life insurance, but if you are a very high - income individual, have a lot of debt, or are a business owner who has a buy / sell agreement in place with a partner, this amount of insurance may be necessary.

Like most disability insurance policies, they offer accelerated underwriting at lower benefit amounts, occupation upgrades for business owners, and a host of other programs and options.

Insurance companies review these risk factors along with any efforts your company may make to improve driver safety, when they assess the amount of coverage your business needs.

Make sure your commercial auto insurance protects your business investment and personal liability by covering the costs of damages, claims, legal fees and the amount awarded to the claimant.

So, in nearly all situations, business owned life and disability insurance does not affect the amount of personal insurance that you can purchase.

The type and amount of van insurance you should buy depends on whether you are a business owner, entrepreneur or contractor, among other things.

Such policy articulates the person who will obtain the proceeds, which is the amount of the death benefit, from the insurance business company whenever the designated person insured dies within the term of the insurance contract policy.

Earlier, the Insurance Regulatory and Development Authority of India (Irdai) regulations made it mandatory for an agent to generate insurance business of a certain number of policies in a year, as well as collect a certain minimum amount of premium eInsurance Regulatory and Development Authority of India (Irdai) regulations made it mandatory for an agent to generate insurance business of a certain number of policies in a year, as well as collect a certain minimum amount of premium einsurance business of a certain number of policies in a year, as well as collect a certain minimum amount of premium each year.

For those small businesses with a fair amount of employees, Assurity also has several options for voluntary benefits making it easy for employees to purchase life, disability and other insurance products.