Sentences with phrase «amounts of financial assets»

Given the modest amounts of financial assets owned by renters, how likely are they to have the required down payment to obtain home financing?

While this avoids taxing savings through clawed back benefits, it will result in low - income support given to those with potentially large amounts of financial assets (the same is true with housing today since the investment income from a principal residence is not taxed).

The Company is in the process of evaluating the terms of the transaction, but believe that if the transaction had been completed at the beginning of the 2008 fiscal year, the cash received would have been recorded as revenue and would have increased the amount of financial assets and decreased each of the net loss and the accumulated deficit reported at September 30, 2008 by $ 7.0 million.

Reverse mortgages are an attractive option for senior citizens ages 62 and older who want the benefits of liquidity but have a large amount of their financial assets tied up in their home.

This, combined with the fact that renters across most demographic groups have experienced a decline in the typical amount of financial assets owned from 2004 to 2013 (the most recent year for which data is available), has made it increasingly difficult for many potential homebuyers to join the ranks of homeowners.

From the vantage point of renters, price appreciation puts homeownership further out of reach in two ways: It increases the amount they need to borrow, increasing the prospective monthly mortgage payment; and it increases the amount of the down payment needed to obtain a mortgage.2 The typical renter does not have large financial assets to tap in order to come up with a down payment.3 And an analysis of Federal Reserve data shows that the typical amount of financial assets owned has decreased over the past decade for younger and lower - and middle - income renters.

Not exact matches

Some of the proceeds of the IPO will go to repay outstanding debt Zipcar owes to financial instutitutions, and «approximately $ 5.0 million to repay amounts owing to certain former shareholders of Streetcar» as well as a portion of the net proceeds to invest in «companies, technologies, services or assets that complement our business.»

Although financial assets amounted to $ 382.8 billion, most of this was not very liquid and could not be readily used in the event of a financial crisis.

The Hard Assets Alliance is a group of some of the world's most trusted and respected independent financial researchers and publishers with a shared belief that some amount of physical precious metal belongs in the portfolio of every investor.

The leverage ratio refers to the amount of capital to a bank's non-risk weighted assets, and was set at a preliminary level of 3 percent in the aftermath of the 2007 - 09 financial crisis.

Among the likely changes to Dodd - Frank: raising the threshold for tougher oversight from the current $ 50 billion in assets to $ 250 billion; exempting small banks from the so - called Volcker rule, which currently bars them from speculative trading; reducing the amount of financial reporting, particularly racial and income data on mortgage holders; lowering the frequency of regulatory exams; and easing the conditions of stress tests.

The Company prepares its consolidated financial statements in conformity with generally accepted accounting principles in the United States of America («GAAP»), which requires it to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of sales and expenses during the reporting period.

The carrying amounts of the Company's financial assets and liabilities, including cash, accounts payable, and accrued liabilities approximate fair value because of the short maturity of these instruments.

South Korea's Financial Services Commission has not named any of the raided exchanges, but has stated «It is difficult to indicate the specific amount of forfeited assets at this point.»

Australian non-government entities issued a record $ 44 billion of bonds in the March quarter, with financial institutions and asset - backed vehicles both issuing large amounts, particularly in offshore markets (Table 14).

Once an economic expansion ends, however, the amount of built - up leverage (debt used to buy assets) in the financial system typically helps determine how bad a subsequent downturn might be.

Such buying should push up asset prices, keeping the amount of money in the financial system the same (being simply transferred from buyers to sellers).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Financial information: rent / mortgage amount, other debt obligations, credit score, recent credit history, value of assets, bank statements.

Instead, we acquire assets over time that produce increasing amounts of cash flow that will ultimately finance our financial freedom.

In addition, because the child will become the owner of the account, these assets will count as being 20 % available toward the cost of college and may reduce the amount of financial aid the child receives.

In analyzing a company's financial statements, a key concern, and a potential pitfall for investors, is the amount of goodwill that it carries as an asset on its balance sheet.

A new federal law capped the amount of money a financial institution with assets over $ 10 billion could get from debit card transactions.

After accounting for the cost of raising your kids as well as their future college expenses, you have about $ 1.9 million in financial obligations, meaning that you ideally need that amount minus your liquid assets covered by life insurance — so about $ 1.8 million in coverage.

Fourth, consumption responds to fluctuations in the market value of the financial assets because the dollar amount of the drawdown is based on the portfolio's current market value.

Most financial crises are liquidity crises, and can be solved by having a large amount of high quality unencumbered assets.

The amount of home equity seniors have in their homes increased by $ 121 billion between Q2 and Q3 of 2017.3 For many retirees, their home is their most valuable asset, so when its value increases it has a large impact on their financial situation.

However, DFA faces an ongoing criticism: since its funds are sold exclusively through 1,900 rigorously screened and trained financial advisors, they are not easily accessible to individual investors, especially those with a small amount of investable assets, not willing to pay advisory fees or already having an unaffiliated advisor.

A pre-approval letter is the real deal, a statement from a lender that you qualify for a specific mortgage amount based on an underwriter's review of all of your financial information: credit report, pay stubs, bank statement, salary, assets, and obligations.

Financial Analysis: The total debt represents 14.97 percent of Franklin Resources's assets and the total debt in relation to the equity amounts to 22.87 percent.

Financial Analysis: The total debt represents 9.59 percent of Sigma - Aldrich's assets and the total debt in relation to the equity amounts to 12.61 percent.

Since the interest payments are fixed as well as the return of the principle amount, debt instruments are considered low - risk, low - return financial assets.

You may or may not be able or willing to contribute an amount equal to the EFC depending on your own financial situation and the type of assets included in the calculation.

You should basically consider all your financial obligations and deduct your current investments and assets, as well as the impact of the loss of income for the household, when determining the amount of life insurance that makes sense for you.

If the amount you owe is greater than the value of your assets, you might consider filing bankruptcy as a way of improving your financial situation.

information about your credit history, financial affairs including sources and amount of your income, employment status, tax information, assets and liabilities

Estimates: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of both contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported period.

Like all financial asset purchases you are guaranteed to start your purchase in the red by the amount of the fees involved in purchasing the asset.

More have some amount of pension and many have more financial assets than home equity.

For example, they incorrectly assume a credit score is measuring the amount of debt they have or their financial assets, rather than the amount of risk they represent to a lender.

If you own specified foreign financial assets, complete and file Form 8938, Statement of Specified Foreign Financial Assets, if the assets» total value exceeds an applicable thresholfinancial assets, complete and file Form 8938, Statement of Specified Foreign Financial Assets, if the assets» total value exceeds an applicable threshold aassets, complete and file Form 8938, Statement of Specified Foreign Financial Assets, if the assets» total value exceeds an applicable thresholFinancial Assets, if the assets» total value exceeds an applicable threshold aAssets, if the assets» total value exceeds an applicable threshold aassets» total value exceeds an applicable threshold amount.

Financial well - being isn't about having a certain number of assets or a specific dollar amount in your account.

Asset Allocation — choosing the best combination of stocks, bonds, and cash to provide you with the greatest chance of achieving your financial goals with the least amount of risk.

A substantial (but dwindling) amount of cash remains on the balance sheet (the «Book Value» column shows the assets as they are carried in the financial statements, and the «Liquidating Value» column shows our estimate of the value of the assets in a liquidation):

The company does still have a huge amount of cash and equivalents on its balance sheet (the «Book Value» column shows the assets as they are carried in the financial statements, and the «Liquidating Value» column shows our estimate of the value of the assets in a liquidation):

Nevertheless, both actively managed mutual funds and passively managed mutual funds have to cover their marketing, sales, legal, customer service, and other costs — many of which will benefit from the financial economies of scale related to the amount of assets under management.

Whether the trust pays a fixed amount based on a percentage of the initial value of the trust (Charitable Remainder Annuity Trust) or pays income based on a percentage of the net fair market value of the trust assets per annum (Charitable Remainder Unitrust), you are sure to find a charitable trust to meet your financial goals.

Real wealth is concrete; financial assets are abstractions — existing real wealth carries a lien on it in the amount of future debt.

From a financial perspective, accountants have measures to deal with the impairment of assets (eg IAS 16) which seeks to ensure that an entity's assets are not carried at more than their recoverable amount.

The amount of time your divorce will take depends on the particular facts of your case, including whether you have children, whether your assets require expert financial evaluation and whether or not one or more court hearings are required.