Some of them require you to sign into the program once every three months to take advantage of higher cash back
amounts on certain categories of purchases.
Not exact matches
The cash - back cards generally pay back a percentage of the
amount you have spent
on daily purchases, cash back
on specific
categories or bonus
amount for spending a specific
amount within a
certain period.
However, there's one little detail I'd want to point out: In your «Under - Estimating Expenses»
category, you mention living
on certain amounts per year and how glorious that sounds, but express skepticism about expenses remaining so low over time.
For the most part, these rewards programs
amount to a 1 % return
on transactions, but some of them offer up to 5 % back
on certain niche
categories.
On January 1, 2014 the standard FDIC insurance
amount will return to $ 100,000 per depositor for all account
categories except IRAs and other
certain retirement accounts, which will remain at $ 250,000 per depositor.
The
amount of cash back
on your purchases varies by card, and different types of cards may offer higher percentages in
certain categories, like gas or groceries.
Because most home and renters policies cap coverage
on certain types of valuables, you might need extra coverage if you're buying a gift that fits into one of these
categories and is worth more than the
amount of the cap, says Chris Hackett, director of personal lines policy for the Property Casualty Insurers Association of America.
Most homeowners policies cap
certain categories of items based
on the total coverage
amount of the policy.
The Bureau proposed to amend Regulation Z by: (1) Incorporating and expanding existing Regulation X requirements that establish tolerance
categories limiting the variation between the estimated
amount of
certain settlement charges included
on the RESPA GFE and the actual
amounts included
on the RESPA settlement statement; and (2) applying these requirements to variations between the estimated
amount of
certain settlement charges included
on the Loan Estimate and the actual
amounts paid by or imposed
on the consumer.