We perform a comprehensive
analysis of your retirement assets, employment benefits and Social Security, and then develop a plan to maximize and protect your wealth.
Not exact matches
The
analysis will also provide a range
of possible monthly income targets under poor - to - average market conditions, based on current and projected
retirement income and
assets.
-
retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations -
asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k)
retirement savings - Cost
of waiting to save - Effect
of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact
of Inflation - Life Insurance Needs
Analysis - IRA Eligibility (all types
of IRAs)- IRA Savings and Goal
Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation
of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations -
Retirement Budget and Expense Planning -
Retirement Income Analyzer -
Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations
-
retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations -
asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k)
retirement savings - Cost
of waiting to save - Effect
of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact
of Inflation - Life Insurance Needs
Analysis - IRA Eligibility (all types
of IRAs)- IRA Savings and Goal
Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation
of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations -
Retirement Budget and Expense Planning -
Retirement Income Analyzer -
Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations
Unfortunately, in a world in which cash pays next to nothing and even riskier
assets, like stocks and bonds, have a lower long - term expected return than they once did (according to a BlackRock
analysis using Bloomberg data), holding a sizeable portion
of one's
retirement savings in cash could prevent many from reaching their financial goals.
Thanks CC, I appreciate the opportunity to discuss this as I find «educated» people are the hardest ones to communicate with about SM, they can use their knowledge (consciously or subconsciously) to duck and dodge what seems to me is the inescapable logic
of the superiority
of SM in the case
of most people who are in position to do it (this I know not from technical
analysis or anything, just looking at people who have as much or more income than I do, with similar expenses, but they have half the house or less and are going nowhere fast with their debt to
asset ratio and their
retirement savings are going to be inadequate if they don't change what they are doing).
Certain parent
assets are sheltered from need
analysis, including
retirement funds, net worth
of the principal place
of residence, small businesses owned and controlled by the family, and an age - based
asset protection allowance that is typically around $ 50,000 for parents
of college - age children.
For example, if you're going to use the
Asset Allocation Software to run an investment asset allocation report, College Planning Calculator to show what's needed to send kids to college, Life Insurance Need Analysis to see how much life insurance they really need, and an overall financial plan showing what their financial future / retirement (using RP, or either version of RWR) will look like before and after your brilliant recommendations, you'd use these four modules, combined with the Cash Flow Projector (
Asset Allocation Software to run an investment
asset allocation report, College Planning Calculator to show what's needed to send kids to college, Life Insurance Need Analysis to see how much life insurance they really need, and an overall financial plan showing what their financial future / retirement (using RP, or either version of RWR) will look like before and after your brilliant recommendations, you'd use these four modules, combined with the Cash Flow Projector (
asset allocation report, College Planning Calculator to show what's needed to send kids to college, Life Insurance Need
Analysis to see how much life insurance they really need, and an overall financial plan showing what their financial future /
retirement (using RP, or either version
of RWR) will look like before and after your brilliant recommendations, you'd use these four modules, combined with the Cash Flow Projector (CFP).
I am hoping to make some improvements to my past work, such as allowing
asset allocations and savings rates to vary over time in my «safe savings rates»
analysis, looking more at the role
of international diversification in
retirement portfolios, accounting for taxes in
retirement withdrawal studies, and investigating more about lifecycle or target - date funds for both the accumulation and
retirement phases.
At the risk
of oversimplifying a complex
analysis, Siegel's bottom line is that while there are not enough younger generation Americans to absorb the Boomers stock and bond
assets at current prices, investors in emerging countries, like China and India, will more than make up for that and will end up buying the Baby Boomer's paper
assets as the Boomers sell them off to fund their
retirements.
The CRR
analysis focuses on participation in an employer - sponsored
retirement plan and
retirement assets as
of age 30.
CAVT is used in several Synapse
analyses to identify and investigate coal units at risk for
retirement, including two studies led by Mr. Knight for the Energy Foundation: Displacing Coal: An
Analysis of Natural Gas Potential in the 2012 Electric System Dispatch (August 2013), and Forecasting Coal Unit Competitiveness: Coal
Retirement Assessment Using Synapse's Coal
Asset Valuation Tool (October 2013).
It is important to retain an experienced law firm that has significant expertise with the financial issues involved in Divorce, including property division, the valuation
of assets, spousal maintenance (alimony), real estate issues, cash flow schedules, balance sheet preparation, debt division, business valuation, present value calculations for pensions, the
analysis of retirement accounts and various tax issues associated with Divorce.
William has acted in a wide range
of partnership disputes, with particular emphasis on the existence and obligations in informal partnership agreements and partnerships at will, the breakdown
of joint ventures, dissolution, orders for sale
of (and rights to buy) partnership property, secret profits,
analysis of partnership accounts, expulsion and
retirement, the duties
of partners, and taking steps to protect confidential information and preserve partnership
assets on an urgent basis.