Sentences with phrase «annual change in each fund»

When I update the performance of my model portfolios, the returns I use are based on the annual change in each fund's net asset value (NAV).

Not exact matches

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

The indicated rates of return are the historical annual rates of return and reflect changes in unit value, reinvestment of all distributions and the operating expenses of the fund but do not take into account sales charges or administrative fees or income taxes payable by any securityholder that would have reduced returns.

The indicated rates of return (other than for each money market fund) are the historical annual compounded total returns for the period indicated including changes in unit value and reinvestment of distributions.

As a result, changes in NAV are not the best gauge of mutual fund performance, which is best measured by annual total return.

These factors — many of which are beyond our control and the effects of which can be difficult to predict — include: credit, market, liquidity and funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other risks discussed in the risk sections of our 2017 Annual Report; including global uncertainty and volatility, elevated Canadian housing prices and household indebtedness, information technology and cyber risk, regulatory change, technological innovation and new entrants, global environmental policy and climate change, changes in consumer behavior, the end of quantitative easing, the business and economic conditions in the geographic regions in which we operate, the effects of changes in government fiscal, monetary and other policies, tax risk and transparency and environmental and social risk.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Kellogg said that for her and her running mates, the big challenges facing Hurley are, «Making a change in our local government, protecting the quality of life that we have in Hurley as development pressures move up the Thruway, protecting our water and the beautiful scenic qualities of our town, and maintaining our low tax rates as NYS mandates additional responsibilities to the localities without providing funding (at the same time that they cap our annual budget increases) and as we get additional pressures from New York City to reduce their tax contributions for the reservoir property.»

In the past when the county has threatened to leave the MTA, including in 1988 when the county had the needed state consent to do so, local lawmakers changed their minds after the MTA made offers of increased service or created relatively small annual fundIn the past when the county has threatened to leave the MTA, including in 1988 when the county had the needed state consent to do so, local lawmakers changed their minds after the MTA made offers of increased service or created relatively small annual fundin 1988 when the county had the needed state consent to do so, local lawmakers changed their minds after the MTA made offers of increased service or created relatively small annual funds.

And as Lowenstein of IBO stated, the mayor is forgiving $ 337 million owed by NYC Health + Hospitals, but has also chosen to maintain the city's $ 204 million annual match of a «federal funding stream, even though the federal dollars are expected to decline because of changes in the health care payment system.»

Many environmentalists have been gratified recently to discover that corporations feature climate change in their annual reports, and entrepreneurs make pitches to bankers and hedge fund managers that read like back issues of the environmentalists» own doomsday scenarios.

The groups represented at the expo included Alumni Relations, the Annual Fund, Career Services, the Field Experience Program, Gutman Library Research Services, Human Resources, the Achievement Gap Initiative, the Change Leadership Group, the Executive Leadership Program for Educators, Harvard Education Publishing Group, Harvard Family Research Project, the Office of School Partnerships, Programs in Professional Education, Project Zero, the Usable Knowledge website, and WIDE World.

Changes in charter school regulations and funding formulas could make it more feasible for «brand name» networks of the independent public schools to expand, according to a paper commissioned by the Brookings Institution and discussed at an annual conference here last week.

Last month's annual convention of the American Vocational Association featured plenary sessions focusing on the wording of regulations governing federally funded programs, but discussions in several small - group sessions pointed toward the wholesale changes in programs that the Congress envisioned when it rewrote the Carl D. Perkins Vocational Education Act.

First, the county board of supervisors slashed funds for its public schools to $ 150,000, the minimum amount legally required in 1955 — $ 550,000 less than the nearly $ 700,000 requested by the county school board.9 Along with allocating fewer funds for the County's schools, supervisors also voted to switch how often they would distribute those funds, changing the schedule from an annual basis to a monthly basis.

Spurred on by these facts, by public pressure, and by the incentives offered by federally funded programs, states and districts are developing ways to measure the value that a teacher adds to her students» learning based on changes in their annual test scores.

Some said the additional time meant a better chance of compromise in North Carolina's annual tilting match between traditional schools and charter supporters, who claim that publicly - funded charters are being short - changed by their traditional school counterparts.

• Including all public school students in all public schools in the funding formula; until this change is made, funding for schools of choice will continue to be an annual uncertainty

The next step is to multiply this change in the exchange rate by the fund's annual return in USD.

Looking at annual changes in federal spending against annual changes in the Fed Funds target rate, since 1956 there is no consistently significant relationship.

The allure and entertainment of gaming online is not there, but slow and steady annual returns from investing in a market index fund can add up over time to a nice little chunk of change!

Though the fund company may announce the change, details may be buried in the annual report or prospectus.

The changes were announced as part of the fund's annual shareholder meeting in New York City.

The indicated rates of return (other than for each money market fund) are the historical annual compounded total returns for the period indicated including changes in unit value and reinvestment of distributions.

Average annual total returns include changes in unit price, reinvestment of dividends and capital gains, and the deduction of all applicable portfolio and mutual fund expenses.

As super funds adapt to the new way of reporting fees and costs you may see changes in the amounts reported in the PDS and your annual statement.

Now, more than ever, we have the ability to drive change through our financial support... That's why I'm asking you to please show your leadership again and join me in making a gift — in any increment — to this year's Annual Fund.

This does not include the tens of billions in annual government funding going to climate change research.

-- Subject to subtitle F of title IV, there are authorized to be appropriated for subsection (c) such sums as are deposited in the Natural Resources Climate Change Fund, and the amounts appropriated for subsection (c) shall be no less than the total estimated annual deposits in the Natural Resources Climate Change Adaptation Fund.

And indeed, over the past four years, Exxon has reduced its grants to prominent climate change deniers from the peak spending in 2005 of over $ 3.5 M. Greenpeace's research shows a $ 2.2 million reduction in annual funding to these organizations, down to roughly $ 1.3 million in 2009.

Some, such as Google, have cited ALEC's obstructionist stance on climate change, while Exxon has given $ 1.7 million between 1998 and 2014 and was among the top funders of the annual ALEC conference in July 2016.

On the eve of the 2017 Annual Meetings of the World Bank Group and International Monetary Fund, Oil Change International and E3G have launched briefings showing that while some multilateral development banks are making good progress on climate action, many are still financing billions of dollars in fossil fuel projects despite mounting climate impacts and global commitments like the Paris Agreement reached in December 2015.

Washington, DC — Last night, the Trump administration unveiled an overview of its Fiscal Year 2018 Budget, revealing sharp cuts and draconian changes to essential programs, such as Medicaid, SNAP, TANF and more, that women disproportionately rely on — and for the first time in history singling out an individual health care provider — Planned Parenthood — by prohibiting it from participating in any program funded through Congress's annual Labor - HHS bill.