These are the low
annual fee cards offered by their respective airlines.
We'll get into more details below, but you should know that
the no annual fee card offerings are generally inferior to their annual - fee counterparts, and as such, we recommend applying for the fee - cards in most cases.
More established businesses with higher expenses will find that
the annual fee cards offer better reward potential.
We'll take a look at a few other
no annual fee cards they offer and how they compare to the Barnes & Noble rewards card.
The Annual fee card offers 2 points per dollar spent everywhere!
Not exact matches
The American Express Platinum
card has one of the highest
annual fees of any consumer credit or charge
card — $ 550 — but as Amex's flagship product, this premium credit
card offers a tremendous amount of value to offset that
fee.
Other good options for credit
cards that will cover some of your pesky airline feeds include the Premier Rewards Gold
Card from American Express, which
offers a similar
annual $ 100
fee credit, and the Citi Prestige
Card, which has a $ 250
fee credit that applies to virtually any airline charge including ticket purchases.
In addition, the Discover it Miles
card has no
annual fee and
offers 1.5 miles per dollar spent toward travel - statement credits or cash back.
To get the best deal on a travel
card, look at the signing bonuses
offered,
annual fees, and foreign transaction
fees.
This
card, which carries an $ 95
annual fee after the first year, also doesn't assess foreign transaction
fees and
offers 25,000 points if you spend at least $ 3,000 within three months of opening the account.
The
cards each come with different new member
offers, and while there are a few other differences between them, they each have
annual fees of $ 95, which is waived the first year.
While there are other
cards, too, that waive foreign transaction
fees, these are some of Insider Picks» favorites based on the rewards and other benefits they
offer, as well as the value they provide compared to their
annual fees.
One other downside is that the
card doesn't
offer any kind of sign - up bonus, and has a $ 150
annual fee.
Some worthwhile contenders include the «Discover it»
card, which will double your cash back at the end of the first year, or Citi Double Cash, which gives you 2 percent cash back on everything with no
annual fees, or Chase Freedom, which
offers a $ 150 bonus if you spend $ 500 in the first three months, Schulz said.
Despite the steep
annual fee of $ 450, avid travelers who use all the benefits this
card has to
offer will have no problem turning this
card into a net positive investment.
This
card has lower
annual fee than Chase Sapphire Reserve and
offers big sign - up bonus along with generous rewards.
Not only does this
card offer a big sign - up bonus, but also has an
annual fee under $ 100.
The
card has no
annual fee and
offers a 0 % APR promotion on purchases, giving you a breather on interest for a little while.
One of the big negatives with most reward
cards that
offer large signup bonuses, is that often times they have an
annual fee.
Like the Chase Sapphire Preferred, the Capital One Venture Rewards
card has a $ 95
annual fee (waived for the first year) and
offers a 50,000 - mile sign - up bonus.
Most other credit
cards that
offer EMV technology and no - foreign exchange
fees tend to cost a lot in terms of
annual fees - some upwards of $ 80 to $ 100.
The welcome
offer on the BankAmericard Travel Rewards is among the best for «no -
annual fee» travel rewards
cards.
They
offer cards with no foreign transaction
fees,
cards with no
annual fees,
cards for people with bad credit, and
cards for small business owners.
A 2 % flat rewards rate is pretty good as most flexible travel rewards
cards in this
annual fee range either have a similar double miles flat - rate payout or
offer double miles on the travel and dining.
For no
annual fee, the Chase Ink Business Cash
card offers substantial cash rewards, including 5 % back on major expenses like internet, cable, phone, and office supplies.
The
card offers a 0 % Intro APR on Purchases for 12 months and a $ 0
annual fee.
The best small business credit
cards offer signup bonuses and the ability to earn points, miles or cash back on purchases, and many don't have
annual fees.
While some other travel
cards might have the potential for more total rewards earnings, the Capital One ® Venture ® Rewards Credit
Card offers a simple way to get travel rewards and has a low
annual fee.
Both
cards waive the
annual fee for the first year, &
offer a nice sign - up bonus.
Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit
card offers found on UpgradedPoints.com, all visitors should review other features of such credit
cards including but not limited to interest rates,
annual fees and transaction
fees, and should determine the suitability of such credit
cards considering their own individual financial position.
Search for exactly the credit
card that you're interested in, or compare new credit
card offers by browsing reward types, no
annual fee credit
cards, or low interest rate
cards.
With a rewards program, extremely low APR, and no
annual fee, the State Department
card is a tough competitor to beat, but the Capital One ® Secured Mastercard ® does
offer an interesting alternative.
Plus — with the additional travel protections and benefits, this
card will put your mind at ease when using your
card knowing your purchases are protected, it's worth looking into this
card that
offers a 0 $ introductory
annual fee, which increases to $ 95 after the first year.
In contrast, you'll find no -
annual -
fee travel rewards
cards that
offer minimal travel benefits and protections.
Chase Sapphire Preferred ®
offers one of the largest sign - up bonuses we know of for a
card with a low
annual fee.
Some
card company may
offer $ 0 intro
annual fee for the first year.
Some financial establishments also
offer cards with low intro rates and perks such as cash back, a long introductory period of 18 months, no
annual fee or
annual fee waivers, and many others.
With a $ 49
annual fee, the
card offers 2,500 Starbucks points for signing up after spending $ 500 in the first three months.
Chase Sapphire Preferred ®
offers one of the largest sign - up bonuses we know of for a
card with an
annual fee below $ 100.
Few
cards we know of
offer up such a big bonus for a low
annual fee.
This is one of the few
cards that
offer a flexible point transfer program without an
annual fee.
Both
cards are
offered at no
annual fee, and therefore would be good basic credit building
cards.
Keep in mind that
cards that
offer perks typically come with
annual fees or slightly higher interest rates than those without.
Chase Sapphire Preferred ®
offers one of the largest sign - up bonuses we know of for a
card with low
annual fee.
Cards that come with
annual fees offer higher rewards and an assortment of travel perks and shopping benefits, but if you don't spend enough to maximize on rewards or travel enough to take advantage of the additional perks, the
annual fee is an unjustifiable cost.
High - end travel
cards, which
offer similar features, tend to cost more per year than the
card's $ 49
annual fee (waived the first year).
Choosing a
card without an
annual fee is much like picking any other
card — you need to find the one that
offers the features and benefits that are best suited to how you are going to use the
card.
American Express has 19 credit
card options, from ones with no
annual fee to branded
cards that typically
offer sign - up bonuses.
The Chase Ink Business Cash
offers wide acceptance, cash back rewards, the ability to pay over time (since it's a credit
card), and no
annual fee.
The Plum
Card ® from American Express OPEN costs an
annual fee of $ 250 dollars, waived for the first year, that
offers small business owners a discount on their monthly bills.