Where it falls short is primarily in
the annual fee category, and it's also worth keeping in mind that an Amex may not be accepted everywhere your other credit cards are.
Not exact matches
The card, which has a $ 95
annual fee, earns 3x points per dollar on the first $ 150,000 you spend each cardmember year in a few
categories, including travel, shipping, internet / cable / phone, and advertising on social media sites or with search engines, such as Google Ads.
Rewards value = (Spend in
category 1 x Rewards rate x Point value) + (Spend in
category 2 x Rewards rate x Point value), etc. + Sign - up bonus -
Annual fee
Wells Fargo unsecured business line of credit includes exclusive rewards with no
annual program
fee, no cap or
categories to keep track of.
Consider this a go - to business card if you spend most in those
categories and don't want the hassle of an
annual fee.
To sign up with Tmall Global, merchants pay an
annual fee of $ 5,000 to $ 10,000, depending on the product
category, along with a $ 25,000 refundable deposit.
It has no
annual fee and no
categories to track.
There are no
categories to choose from and no
annual fee.
The Ink Business Cash ℠ Credit Card is a no
annual fee cash back card, with lower caps on its special bonus
categories, that makes more sense for smaller businesses.
Unlike all other
categories in the study, each airline credit card carried an
annual fee.
Simply enter your company's estimated monthly expenditures by
category, and our calculator will output our estimates for each card's 2 - year value — this is based on factors such as point / mile value, bonuses, and
annual fees charged.
The $ 29
annual fee version, which gave cardholdlers extra bonus points for special
categories, is discontinued according to Barclays representatives.
It's always nice to have more options for cards with both no
annual fee and no foreign transaction
fee, but it's especially useful with the Costco Anywhere cards since they earn 4 % on gas, 3 % at restaurants, and 3 % on travel expenses such as hotels — all great
categories for travel abroad.
Unlike what we see in other card
categories, this higher
annual fee of the Ritz - Carlton Rewards card does correspond with some of the better rewards rates in the
category, provided that you are a high spender.
If you choose a
category other than travel, you will only need to spend $ 4,000 per year in that
category to make up for the $ 80 more in
annual fees for this card.
That's because the Chase Freedom ® has a $ 0
annual fee and can earn 5 % cash back on up to $ 1,500 in combined purchases in bonus
categories each quarter you activate.
While this card has no features that make it extraordinary, the fact that it has no
annual fee and above - average rewards in certain shopping
categories, like dining out, makes it a decent card to consider getting.
The card comes with a $ 99
annual fee, and awards points in
categories that are slightly more geared towards a business.
In general, having the Chase Freedom ® and Chase Ink Business Cash ℠ Credit Card make it easy, as these cards are no
annual fees and simply add 2 - 5x points in certain
categories that the Chase Sapphire Preferred ® Card can't earn.
The Chase Freedom ® Card has no
annual fee and offers 5 % cashback in certain
categories, which is greater than what the Chase Sapphire Preferred ® Card offers.
You can spend $ 4,750 in the 2x
category to pay for the
annual fee or $ 9,500 in the 1x
category.
-- A one - time $ 100 cash bonus after you spend $ 500 on purchases within the first 3 months — Earn unlimited 1.5 % cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No rotating
categories or sign - ups needed to earn cash rewards (plus, cash back doesn't expire and there's no limit to how much you can earn)-- Pay no
annual fee or foreign transaction
fees
Your
annual fee is also listed as an eligible travel
category.
If your credit score is above average and moves into the fair score
category, there is Credit One Bank Unsecured Visa card which comes with
annual fee but it can be offset by rewards program.
For example, if you get the no -
annual -
fee Chase Freedom ®, you can earn 5 points per dollar on up to $ 1,500 in combined purchases in bonus
categories each quarter you activate.
There are other no
annual fee cash back cards that have 5 %
categories, but they are limited and only last for a few months.
Simply input your estimated monthly spending by
category, and our tool will calculate for you the rewards per card — factoring in things such as
annual fee.
This card has no
annual fee and good cash - back rewards, though if you don't spend a lot on certain
categories, it may not make as much sense for your business.
Some are willing to pay an
annual fee to earn extra rewards and benefits when spending their money with a specific retailer or spending
category.
If you plan to only use the card for groceries and gas, you'll need to spend $ 9,500 in those
categories to pay for the
annual fee.
This reward card carries a modest
annual fee of $ 95 (up from $ 75 previously), but high cash - back possibilities in the
categories of U.S. supermarkets (6 % on up to $ 6,000 spent), U.S. gas stations (3 %), and select U.S. department stores (3 %).
This card is another solid no
annual fee travel credit card where you don't have to worry about remembering your bonus
categories - you get 1.5 points for every dollar on every purchase.
For example, it's not unusual to see «no foreign transaction
fee cards» or «no
annual fee» listed as
categories.
It gives 3 % cash back in these
categories, which is well above average — especially among credit cards with no
annual fee.
That certainly gives you enough time to test if your cash back
categories make up for the
annual fee in further years.
You can find other cards that offer higher rewards rates but you'll usually have to watch for rotating
categories (that usually have caps on the bonus reward) or you'll have to pay an
annual fee to offset higher rewards rates.
The card provides rewards rates between 3 % and 5 % on spending within these
categories, which is a feature seldom seen in a card with no
annual fee.
If all spending is concentrated to other
categories, the SKYPASS Classic comes out ahead, due to a lower
annual fee.
We offer a wide selection of credit card offers in various
categories such as: Secured cards to build credit, unsecured cards for people with bad or excellent credit, air miles and gas rewards for people who are looking for that extra value in a credit cards features, business cards for people who are starting a business and need to establish a credit line, student credit cards with reasonable
annual fees, and much more.
With that in mind, it was expected of Citi ® Double Cash Card and Discover it ® to have no
annual fee, so both cards tie for the
category.
To get the best value out of the Chase Freedom ®, use it for the bonus
categories and supplement with a no -
annual -
fee 1.5 % cash - back credit card like the Chase Freedom Unlimited ®.
While it does have a higher
annual fee than the IHG ® Rewards Club Traveler Credit Card — $ 95 (waived for the first year) compared to $ 29 — the increased rewards earned on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG purchases per year within these
categories.
... However, some Chase Freedom cardholders who want to earn a fixed 3 % bonus for spending in grocery, gas and fast - food
categories, will soon pay a $ 30
annual fee.
The rewards rate you earn on an ongoing basis (not factoring in the
annual fee) ranges from 1 % (no bonus
category spending and no travel redemption) to 6.25 % (all bonus
category spending and only travel redemption).
With no
annual fee, a solid intro 0 % APR period of 15 months, and new 5 %
categories to look forward to every quarter, it's easy to see why the Chase Freedom has found a home in so many consumers» wallets.
The Ink Business Cash ℠ Credit Card is a no
annual fee cash back card, with lower caps on its special bonus
categories, that makes more sense for smaller businesses.
Criteria used: Credit needed, tools to track credit score, ability to improve credit line, rewards rate, rewards
categories, sign - up bonuses, redemption options, promotional 0 % APR periods,
annual fee, other rates and
fees, extra features and benefits, customer service, ease of application
The $ 95
annual fee is on the high end, but with a heavy emphasis on spending in the 5 %
categories, it can be easily offset.
Criteria used: Credit needed, rewards rates, rewards
categories, sign - up bonuses, redemptions, customer service, ability to move credit line, credit score tracking,
annual fee, other rates and
fees, application process, other benefits and features
With the plus giving better rewards on the general spending
categories in exchange for the
annual fee, it's really just a matter of math.